New plan...time to see some movement!

jwil · 25 April 2019 at 2:35PM

Well, I've decided I'm going to go for it

I'm hoping to pay it over 2 months, 6 months would be easier but I don't want it hanging over me. Things are tight enough. I need to maximise the pain in the shortest time possible so that I can get back to building up the pots. Just waiting to hear that they've accepted it.

I'm going to dip into every pot, beg, borrow, steal (not really

) to find the cash, and go hunting for a load more stuff to sell. I've done it before, I'm sure I can do it again (though I've got less stuff to sell now).

The thought that I could be less than £20k is amazing, and it will mean I can clear the others quicker when little miss goes to school and there's more money around.

Wish me luck

[Deleted User] · 25 April 2019 at 3:03PM

Good luck hun, that would be fantastic! xx

jwil · 25 April 2019 at 4:14PM

Deleted_User wrote: »

Good luck hun, that would be fantastic! xx

Thank you

Lifeisforliving19 · 25 April 2019 at 4:43PM

Amazing. So glad you decided to go for it. Well done for doing it in 2 months as well. Ours was a bit too big for that. But even 6 months doesn't seem too long to go. Just think of the money we are saving and not having to pay them back...lol.

jwil · 25 April 2019 at 7:39PM

Lifeisforliving19 wrote: »

Amazing. So glad you decided to go for it. Well done for doing it in 2 months as well. Ours was a bit too big for that. But even 6 months doesn't seem too long to go. Just think of the money we are saving and not having to pay them back...lol.

Thank you

I'm lucky it's one of my smallest debts, a bigger one would not have been possible. 6 months would have been much easier, but there's also the big risk that something else would come up. With 2 months it's doable but very difficult and gone. (It's not even 2 months, it's 2 paydays, I want it cleared by the end of May :rotfl: ) The saving is huge. I'm so glad you got the discount too

SusieT · 25 April 2019 at 8:52PM

jwil wrote: »

Thank you I'm lucky it's one of my smallest debts, a bigger one would not have been possible. 6 months would have been much easier, but there's also the big risk that something else would come up. With 2 months it's doable but very difficult and gone. (It's not even 2 months, it's 2 paydays, I want it cleared by the end of May :rotfl: ) The saving is huge. I'm so glad you got the discount too

You could ask them for 6 months so that IF anything went wrong and you were a bit short over the 2 it would take the pressure off you, then you can have the paying in 2 and done by the end of May as your personal target

Very best of luck, it would be amazing if you can do it