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New plan...time to see some movement!

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  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    You can do it jwil x
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • jwil
    jwil Posts: 21,959 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    SusieT wrote: »
    You could ask them for 6 months so that IF anything went wrong and you were a bit short over the 2 it would take the pressure off you, then you can have the paying in 2 and done by the end of May as your personal target :)
    Very best of luck, it would be amazing if you can do it :)

    That would have been a good idea :doh: However, I'm happy to carry on, I can cover it out of the grocery budget if necessary. Eating is highly overrated :rotfl:
    HairyHandofDartmoor wrote: »
    I'm so pleased you've gone for it Jwil :T :T :T. Paying it over two months would be fantastic and great to be under 20K :D.

    It will be such a boost. :)
    NeverendingDMP wrote: »
    Well done for going for it and good luck for the two month timeframe. Onwards and downwards as they say - ie debt going down. X

    Thank you, yes, it will be heading the right way! :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,959 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    BalanceBy50 wrote: »
    Great news jwill! Wish C@not would offer me such a great deal! One day may be xx

    They've also got my biggest debt. Even 70% off that wouldn't be possible at the moment. I live in hope for the future though!
    doingitanyway wrote: »
    Good for you for saying yes :)

    Thank you :)
    abba1772 wrote: »
    You can do it jwil x

    Thanks Abba, I need your get up and go! :rotfl:
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,959 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Still haven't heard back but I assume they will say yes, so here we are:

    Kicking things off with the contents of my EF (I will put this back first once it's paid):

    £39/£680 - £641 to go. :T

    I've had notification that the payment has been sent for one of my book lots, so will transfer that when it arrives :j One other parcel has arrived so I should hear soon, not sure about the third one yet.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,959 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Payment received for one lot of my books:

    £45/£680 - £635 to go. :T
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Amazing Jwil :D

    Have a lovely weekend

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • jwil
    jwil Posts: 21,959 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    WannabeFree wrote: »
    Amazing Jwil :D

    Have a lovely weekend

    x

    Thank you, you too :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Kitten868
    Kitten868 Posts: 1,785 Forumite
    Sixth Anniversary 1,000 Posts
    Great attitude jwil! And great plan! You can definitely do this.
    Would two lots of £340 be better and you can start on the next £340 as soon as you've achieved the first? Xxx
    Loan 1 £5200/£8000
    Loan 2 £300/£5800
    Total £5500/£13800
  • jwil
    jwil Posts: 21,959 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Kitten868 wrote: »
    Great attitude jwil! And great plan! You can definitely do this.
    Would two lots of £340 be better and you can start on the next £340 as soon as you've achieved the first? Xxx

    Thank you :) Yes, that's what I'm going to try and do, get £340 out of this month's wages, and £340 out of next. Then whatever I can earn/sell etc above that will mean less out of the wages.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • in_need_of_direction
    in_need_of_direction Posts: 7,723 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    If anyone can do this, it’s you. How do your listings stand at present?
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
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