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New plan...time to see some movement!
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doingitanyway wrote: »Despite not making a profit you got rid of stuff and the kids had fun
You are definitely on a roll. It's official
Thank you, that's very true "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
New debt totals:
Balance at Aug 18/Now
1. [STRIKE]£2301[/STRIKE]/£0 :T :T :T
2. [STRIKE]£8388[/STRIKE]/£8316
3. [STRIKE]£4022[/STRIKE]/£3788
4. [STRIKE]£2380[/STRIKE]/£1879
5. [STRIKE]£4813[/STRIKE]/£4766
= [STRIKE]£21,904[/STRIKE]/£18,749
From my original total of £34,557, that's almost 46% cleared :T :T
Happy with that
:j :j "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
DH has booked for someone to come in and quote for some electrical work we need done. Once this month is gone, I'll be back on putting the money aside for the house stuff, then once that's sorted, I can crack on with other stuff.
Finally feel like I might be getting somewhere "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
New debt totals:
Balance at Aug 18/Now
1. [STRIKE]£2301[/STRIKE]/£0 :T :T :T
2. [STRIKE]£8388[/STRIKE]/£8316
3. [STRIKE]£4022[/STRIKE]/£3788
4. [STRIKE]£2380[/STRIKE]/£1879
5. [STRIKE]£4813[/STRIKE]/£4766
= [STRIKE]£21,904[/STRIKE]/£18,749
From my original total of £34,557, that's almost 46% cleared :T :T
Happy with that :j :jDH has booked for someone to come in and quote for some electrical work we need done. Once this month is gone, I'll be back on putting the money aside for the house stuff, then once that's sorted, I can crack on with other stuff.
Finally feel like I might be getting somewhere
That's great news :T :T.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Amazing updates
x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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I've been trying to teach little jwil to ride his bike without stabilisers today. failed miserably
He just won't try as soon as he feels unstable. I have no idea how to get around it. Does anyone have any suggestions? He's quite sensitive and if he thinks something is scary he just won't give it a go. "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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Wow youve had a busy few days. Well done on all your news and good progress.
Hope you get to have a good chat about the new job. It sounds like its someone you know so you can approach them for more info. They asked you to apply remember so theres no harm in suggesting how you would like it to pann out in the future.
With regards to bike riding our eldest wouldnt do it for ages with us when he was learning. We took him to a local cycling group doing beginner classes. He was riding in under 10 minutes. Dh was proud but livid he did it so wuick with them. Ha ha. If its a nerves thing he might feel he has to just get on with it or not be allowed to feel nervous with a different person/teacher type figure were as with you he will possibly be more emotional as he knows you understand his fears.Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...0 -
I've been trying to teach little jwil to ride his bike without stabilisers today. failed miserably He just won't try as soon as he feels unstable. I have no idea how to get around it. Does anyone have any suggestions? He's quite sensitive and if he thinks something is scary he just won't give it a go.
We are in the same boat. DC2 loves riding her bike with stabilisers, but is so worried she refuses to try without them. We spent a morning at the park with her riding up and down with me holding on to the back of her seat to try and get her balance, which helped a teeny tiny bit (although it didn't help my back, which was killing after!). DH has suggested taking the pedals off for a bit and using it as a balance bike. Not sure if that's something you could try? LBM Aug 2017.
Debt at LBM - £30,055
Debt at highest - £43,148.59
Current debt - £18,880.00
EF - £1,000.00
Challenges
PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.0
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