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New plan...time to see some movement! - Page 99

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New plan...time to see some movement!

edited 30 November -1 at 1:00AM in Debt Free Diaries
1.6K replies 87.1K views
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  • jwiljwil Forumite
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    Kitten868 wrote: »
    The person who suggested you go for promotion, would they be the sort of person you could talk to about your dilemma? Talk through your passion for both roles?
    As has been said go for it. The interview is just as much for you to ask about the role as they ask if you're right for it and you can turn it down. Have your cake and eat it.

    You did the right thing on the f&f - you had more money than you thought you would and it's better to have one tight month than two. Once you're out the other side of this month it's over. Next month you can relish your pay rise and that extra £1 you won't be paying to them anymore :) great work jwil xxx

    Thank you, yes, the person who approached me is the MD and currently line managing me, so he knows both roles inside out (and designs the structure!). I will talk to him again next week.


    Yes, one month of struggling is definitely better than two! I'm glad I went for it. It was too much a risk that I dipped into the money.
    Well done on the weight loss :T.

    Re the job I think Kitten's suggestion is an excellent one.

    Have a lovely weekend :).

    Thank you :) You too :)
    "If you can dream it, you can do it". Walt Disney
  • pennywisepoundstupidpennywisepoundstupid Forumite
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    Tenth Anniversary 1,000 Posts Debt-free and Proud! PPI Party Pooper
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    Great news that you have paid the F&F.

    Hope you manage to come to a decision regarding job, Kittens suggestion is a good one and it can't hurt to ask and talk things through.

    Have a great weekend. xx
    Be mindful of your self-talk. It's a conversation with the Universe."
  • jwiljwil Forumite
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    It was raining first thing, but due to be sunny for the rest of the day, so assuming it's on, we are planning to do a car boot later. We've agreed that I will sell and DH will take the kids onto the beach. Hopefully that will avoid any selling related disputes :D

    I'm going to try and find a few more things to list for me, I've got a massive pile of listings for DH and I want to catch up with surveys to get some extra cash this month.

    Also I need to catch up with my debt totals! I guess I won't get my confirmation that it's paid off until next week now, which is a shame. I don't think it will sink in til then!

    Have a good weekend everyone :)
    "If you can dream it, you can do it". Walt Disney
  • jwiljwil Forumite
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    Great news that you have paid the F&F.

    Hope you manage to come to a decision regarding job, Kittens suggestion is a good one and it can't hurt to ask and talk things through.

    Have a great weekend. xx

    Thank you :) Yes, I will have another chat about it next week.
    "If you can dream it, you can do it". Walt Disney
  • WannabeFreeWannabeFree Forumite
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    Have a lovely day :)

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • jwiljwil Forumite
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    Have a lovely day :)

    x

    Thank you, you too :)
    "If you can dream it, you can do it". Walt Disney
  • jwiljwil Forumite
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    Just cashed out a £10 amazon voucher from a survey site and closed the account :T It was related to the same one I closed recently, so had the same issues around filling out loads of repetitive questions before you even got to the survey. It's a shame as that site used to be one of my favourites, I don't know why they've recently started doing that.

    Trying to list away again.

    We did the car boot sale yesterday, not a great one, but we haven't got a huge amount of stuff. We took more than the pitch fee and the kids had a great time playing on the beach so that's good. I don't think I'll do one tomorrow, doesn't seem much point.
    "If you can dream it, you can do it". Walt Disney
  • jwiljwil Forumite
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    Declutter update:

    Decluttering 2019:

    456. Pen
    457-459. Shoes
    460-467. CDs
    468-469. Socks
    470. Model car
    471-472. Wardrobes
    473-474. Bamboo screening
    475. Planter
    476. Notebook
    477. Head torch
    478. Ink stamp
    479. Book mark
    480-487. Coathangers

    Decluttering 2019 totals:
    Books: 54
    Magazines/papers: 27
    Ebay parcels: 255
    Other: 487

    Total: 727


    Ebay listings: 331

    Survey/other earnings:
    Amazon: £35
    Paypal/cash: £35.21
    Other vouchers:£37
    "If you can dream it, you can do it". Walt Disney
  • doingitanywaydoingitanyway Forumite
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    Ninth Anniversary 1,000 Posts Name Dropper Mortgage-free Glee!
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    Despite not making a profit you got rid of stuff and the kids had fun :)

    You are definitely on a roll. It's official :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them.
  • edited 5 May 2019 at 2:14PM
    jwiljwil Forumite
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    edited 5 May 2019 at 2:14PM
    Early end of month update: :D:D

    2019 aims and totals:

    Totals:
    Debts at LBM - £34,557 ---- Jan 2019 - £21,040
    Mortgage (2018) - £119,124 ---- Jan 2019 - £117,196
    Car (2018) - £3,500 ---- Jan 2019 - £2,200
    House repair fund required (2018) - £7,500 ---- Jan 2019 - £6,282


    2019 payments.

    Debts - [STRIKE]£21,040[/STRIKE]/ £18,749 - 10.89% cleared (£2,291 cleared)
    Mortgage - [STRIKE]£117,196[/STRIKE]/ £116,050 - 0.98% cleared (£1,146 paid off)
    Car - [STRIKE]£2,200[/STRIKE]/ £2,000 - 9.09% cleared (£200 paid off)

    Emergency Fund - £33.12/ £1,000 - 3.31% reached (£966.88 to go).
    House repair fund - £1,460/ £6,282 - 23.24% reached (£4,822 to go).

    Weight - Lose 28 lbs - 13.5/28

    Mortgage overpayments - £30.00
    "If you can dream it, you can do it". Walt Disney
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