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New plan...time to see some movement!
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pennywisepoundstupid wrote: »Jwil I am truly horrified by what you are paying for water:mad:, we are on a septic tank/ reedbed filtration system, so only pay £137 a year for our water bill, but if that goes wrong we have to pay for it to be emptied/fixed.
I also have to be careful what cleaning products are used have to only use non bio washing powder etc, no bleach. tend to use ecover stuff which is more expensive to buy so I suppose all that adds up.
Hope you and little ones are well and enjoying half term. xx
Wow, that's really low! But yes, having to manage a septic tank takes care and has different costs.
I'm working this week, but DH is covering so little jwil hasn't had to go to holiday club which is nice! Hope you are all enjoying it too."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
Happy birthday for the other day:bdaycake:.
Sorry your not feeling 100%, hope you feel brighter soon.
Take care xx0 -
Happy belated birthday. Well done on going back to the doctors. Hope the increased meds help.
You're doing brilliantly with the sales. Hope you have a good week..
LBM Aug 2017.
Debt at LBM - £30,055
Debt at highest - £43,148.59
Current debt - £18,880.00
EF - £1,000.00
Challenges
PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.0 -
Happy birthday jwil sorry to hear you were a bit low tho xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
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Happy birthday jwil sorry to hear you were a bit low tho xx
Thanks abbaAdventureWanted wrote: »Happy belated birthday. Well done on going back to the doctors. Hope the increased meds help.
You're doing brilliantly with the sales. Hope you have a good week..
Thank you, you toopennywisepoundstupid wrote: »Happy birthday for the other day:bdaycake:.
Sorry your not feeling 100%, hope you feel brighter soon.
Take care xx
Thank you penny"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
Happy belated birthday but I'm sorry you were feeling low on your birthday. I hope the increase in the meds helps you to feel better.
Brilliant that you had a couple of sales on ebay and I hope that DH does sort out the extension.
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
pennywisepoundstupid wrote: »Happy birthday for the other day:bdaycake:.
Sorry your not feeling 100%, hope you feel brighter soon.
Take care xx
From me too
Look after yourself too
x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
HairyHandofDartmoor wrote: »Happy belated birthday but I'm sorry you were feeling low on your birthday. I hope the increase in the meds helps you to feel better.
Brilliant that you had a couple of sales on ebay and I hope that DH does sort out the extension.
Thank you
He did sort it out :T It doesn't look an awful lot reduced, but I know he has moved stuff from elsewhere and put it in there so it's a big improvement. 3 crates of stuff that have been stacked in my kitchen for years have been moved :T :T The kitchen is now a kitchen only area :j It needs a good sort out, clean and declutter but I can do that now without these crates getting in the way :TWannabeFree wrote: »From me too
Look after yourself too
x
Thank you WF"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
Happy belated Birthday greetings...:bdaycake:
Hope your increased meds have helped you feel a bit better.
Well done on your Ebay. I have some stuff to list for selling on either FB pages or Ebay, just never get round to it...so many other things to do.DMP 2015 £57,549, now £36,112 (37% paid)
EF £200 Mortgage OP's this year £115
There's a Great Big Beautiful Tomorrow, Shining at the End of Every Day!0 -
Lifeisforliving19 wrote: »Happy belated Birthday greetings...:bdaycake:
Hope your increased meds have helped you feel a bit better.
Well done on your Ebay. I have some stuff to list for selling on either FB pages or Ebay, just never get round to it...so many other things to do.
Thank you
I find it hard to find the motivation to list now that I don't 'have' to to pay the bills. It's a shame, but it's nice when the money comes in!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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