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New plan...time to see some movement!
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Declutter update:
Decluttering 2019:
80-81. Pens
82. Trolley bag
83-84. CDs
85. DVD
86. Socks
87. Tablets
88. Plate
89. Toy
90. Socks
91-98. Clothing
99-100. Pens
101. Toaster
102. Ruler
103. Glass jar
104. Swim nappies
105. Trainers
106-123. Soft toys
124. Trainers
125-181. Scalextric parts
Decluttering 2019 totals:
Books: 19
Magazines/papers: 6
Ebay parcels: 99
Other: 181
Total: 305
Ebay listings: 95
Survey/other earnings:
Amazon: £5
Paypal/cash: £21.92
Other vouchers:£14"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
Decluttering categories (roughly following Marie Kondo) with my own sub categories.
Clothing- Mine
[STRIKE] - Little Jwil[/STRIKE]
[STRIKE] - Little miss[/STRIKE]
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[STRIKE]
- Mine[/STRIKE]
- Kids
Miscellaneous (Komono)
Kitchen- Cutlery
- Crockery
- Pans
[STRIKE] - Equipment[/STRIKE]
- Food
[STRIKE] - Cleaning products[/STRIKE]
Understair cupboard
Shed
Airing cupboard- Towels
- Bedding
Toiletries
Accessories
Nick nacks
Computer files
Sentimental- Photos (hard copies)
- Photos (digital)
- Holiday stuff
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 - Mine
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I had a reply from my water company about the bills. I'm quite impressed as it was fairly comprehensive. They estimate that if we switch to a water meter we'd save about £1 a month, so it's not at all worth it
It really makes me want to cry when I see people paying £30-£40 a month for water and ours is double that!
I had a meeting in town this morning and so managed to use my voucher for a free jacket potato from when I was slimmer of the week. It was very nice and a free lunch is always :money:
My gain last night was only 1.5lb so not as bad as I was expecting.
I'm now selling a few things on eBay so pleased about that"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
:eek: to your water bill. Blimey that's high.
Ooh I love a jacket potato. It's one of those meals I don't often think to make, but you can't beat a jacket potato with beans and cheese.
Good luck with your eBay listings. You're doing brilliantly.
LBM Aug 2017.
Debt at LBM - £30,055
Debt at highest - £43,148.59
Current debt - £18,880.00
EF - £1,000.00
Challenges
PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.0 -
AdventureWanted wrote: »
Ooh I love a jacket potato. It's one of those meals I don't often think to make, but you can't beat a jacket potato with beans and cheese.
Of course you can, you can add bacon:rotfl:Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.0 -
Bad luck on the water bill. Its daft the differences in price round the country isnt it.Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...0 -
We pay nearly £100 a month for water Jwil because we're with South West Water and they have the highest charges in the country :mad:. We have to pay to keep all the beaches clean
.
BT are awful aren't they? We left them because they wanted to practically double our montly charge and when we did leave we were in credit with them :mad:.
I hope you get some more ebay sales soon.
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
We are now paying £57 a month for water starting from April, with Severn Trent. There are only the 2 of us. Might look at if its better to have a meter. DD has one and pays a lot less and they are a family of 5. We looked at the option before but as OH had a Koi pond in the garden and used to change the water often, I didn't think it would be cheaper as we were using a lot. Thinking of filling the pond in this year, so may be worth it. We also like to have a bath quite often which I know uses a lot, where as DD has had her bath taken out and just got a shower....I could never do that.....lolDMP 2015 £57,549, now £36,112 (37% paid)
EF £200 Mortgage OP's this year £115
There's a Great Big Beautiful Tomorrow, Shining at the End of Every Day!0 -
AdventureWanted wrote: »:eek: to your water bill. Blimey that's high.
Ooh I love a jacket potato. It's one of those meals I don't often think to make, but you can't beat a jacket potato with beans and cheese.
Good luck with your eBay listings. You're doing brilliantly.
It's crazy high
I'm not a massive potato fan so don't make them that often. But yes, it's a nice cheap, satisfying meal!
Thank youin_need_of_direction wrote: »Of course you can, you can add bacon:rotfl:
Love this :rotfl: Nearly every meal is improved with bacon!NeverendingDMP wrote: »Bad luck on the water bill. Its daft the differences in price round the country isnt it.
It's ridiculous isn't it :mad:"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
HairyHandofDartmoor wrote: »We pay nearly £100 a month for water Jwil because we're with South West Water and they have the highest charges in the country :mad:. We have to pay to keep all the beaches clean
.
BT are awful aren't they? We left them because they wanted to practically double our montly charge and when we did leave we were in credit with them :mad:.
I hope you get some more ebay sales soon.
It's ridiculous isn't itI don't think Wessex Water are far behind south west water.
I've never had an issue with BT until now. Ironically, part of my complaint was that they are using the wrong name. They've acknowledged my complaint under the wrong name :mad: Shows how much they are reading!Lifeisforliving19 wrote: »We are now paying £57 a month for water starting from April, with Severn Trent. There are only the 2 of us. Might look at if its better to have a meter. DD has one and pays a lot less and they are a family of 5. We looked at the option before but as OH had a Koi pond in the garden and used to change the water often, I didn't think it would be cheaper as we were using a lot. Thinking of filling the pond in this year, so may be worth it. We also like to have a bath quite often which I know uses a lot, where as DD has had her bath taken out and just got a shower....I could never do that.....lol
There are calculators you can use where you input the number of baths etc you use each week and it will tell you whether you can save by switching. I prefer a shower to a bath, but I wouldn't like to be without a bath.
We used to pay £35 when we were on a water meter before, but that was just the two of us in a smaller house, with no kids, us both out most of the time, and a lot less washing! We aren't too excessive with water, but we definitely use a lot more than then!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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