New plan...time to see some movement!

in_need_of_direction

If you did manage the £50, you'd then want to have 40% cleared and would put yourself under even more pressure. Cut yourself some slack. It's all going in the right direction.

Kitten868

They don't deserve the extra £50. If you've actually got it put it in the mattress fund. I don't think you do with the extra expenses on for this month anyway. This is an order. Any overpayments might rock the boat.

Well done on pumpkins

Yay for 30 hours free funding. I love it. Xxx

jwil

in_need_of_direction wrote: »

If you did manage the £50, you'd then want to have 40% cleared and would put yourself under even more pressure. Cut yourself some slack. It's all going in the right direction.

Kitten868 wrote: »

They don't deserve the extra £50. If you've actually got it put it in the mattress fund. I don't think you do with the extra expenses on for this month anyway. This is an order. Any overpayments might rock the boat.

Well done on pumpkins

Yay for 30 hours free funding. I love it. Xxx

You are both absolutely right, thank you! I have many more things I should be spending it on - mattresses and emergency funds. In reality - Nursery bills.

Yes, INOD - I would also want to get to 40%

jwil

Not sleeping at the moment, it's really hectic at work and I've got a lot of urgent deadlines. My head keeps swimming with all the things I need to be doing. I got up early this morning and prepped some listings for me, and did some for DH. It means that I've got something to go on when I get a sec, and hopefully some more of DH's stuff will sell and leave the house.

I must get off here and get on with my work, then maybe I could sleep again tonight!

Lucifa73

jwil wrote: »

Not sleeping at the moment, it's really hectic at work and I've got a lot of urgent deadlines. My head keeps swimming with all the things I need to be doing.

Do you write things down when you have a lot to do? I find when I get in this state a quick list takes a lot of pressure off. If the tasks are big I break them into manageable pieces. That way if I tick even one tiny step off I feel the progress.

jwil

Lucifa73 wrote: »

Do you write things down when you have a lot to do? I find when I get in this state a quick list takes a lot of pressure off. If the tasks are big I break them into manageable pieces. That way if I tick even one tiny step off I feel the progress.

Hi Lucifa, good suggestion, thank you. I go through phases of lists, but haven't done one for a while. I think breaking it down into small chunks might be a good idea, as it's one project but lots of aspects to it. Thank you, I'll give it a go

Lucifa73

NP. I find if its on paper it isn't spinning my head and I get better rest x

Kitten868

I'm sure I've confessed this before my husband calls it taking my brain for a poo. That's how effective it is for me.

HairyHandofDartmoor

jwil wrote: »

End of month update:

Debt: [STRIKE]£34,557[/STRIKE]/£21,050 = £13,311 or 39.10% cleared.

Car: [STRIKE]£3,500[/STRIKE]/£2,250 = £1,250 or 35.7% cleared.

Mortgage: [STRIKE]£119,124[/STRIKE]/£117,955 = £1169 or 0.98% cleared.

Emergency/F&F fund: £0/£1,000 = 0% achieved.

House savings fund: £1218/£7,500 = 16.24% achieved.

You're doing well with the debt totals :T

jwil

Lucifa73 wrote: »

NP. I find if its on paper it isn't spinning my head and I get better rest x

Thank you, it helped I slept better last night.

Kitten868 wrote: »

I'm sure I've confessed this before my husband calls it taking my brain for a poo. That's how effective it is for me.

:rotfl: :rotfl: :rotfl: Love it, it works!

HairyHandofDartmoor wrote: »

You're doing well with the debt totals :T

Thank you