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New plan...time to see some movement!
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Calling it for the year, there might be the odd bit tomorrow, but it can count towards next year
Decluttering 2019:
1879-1887. Bank cards
1888-1889. Kilner jars
1890-1907. Clothing
1908-1912. Balloons
1913. Rocking Horse
1914. Ride on toy
1915. DVD
1916. Oven cleaner
1917. Scourer
1918. Gift wrap
1919. Gift bag
1920. Gift tags
1921-1942. kids books
1943-1951. Pans
1952-1958. Pan lids
1959-1960. Pens
1961. Battery charger
1962. DVD player
1963. Talcum powder
1964. Pen
1965-1972. Cards
1973. Packaging
1974-1976. Cook books
1977-2004. Clothing
2005. Paperwork
Decluttering 2019 totals:
Books: 90
Magazines/papers: 277
Ebay parcels: 900
Other: 2005
Total: 3272
Ebay listings: 945
Survey/other earnings:
Amazon: £113
Paypal/cash: £324.63
Other vouchers:£42
Not bad:j:j:j
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
End of year update:
2019 aims and totals:
Totals:
Debts at LBM - £34,557 ---- Jan 2019 - £21,040
Mortgage (2018) - £119,124 ---- Jan 2019 - £117,196
Car (2018) - £3,500 ---- Jan 2019 - £2,200
House repair fund required (2018) - £7,500 ---- Jan 2019 - £6,282
2019 payments.
Debts - [STRIKE]£21,040[/STRIKE]/ £18,718 - 11.04% cleared (£2,322 cleared)
Mortgage - [STRIKE]£117,196[/STRIKE]/ £112,682 - 3.85% cleared (£4,514 paid off)
Car - [STRIKE]£2,200[/STRIKE]/ £1,600 - 27.27% cleared (£600 paid off)
Emergency Fund - £40.68/ £1,000 - 4.07% reached (£959.31 to go).
House repair fund - £1,460/ £6,282 - 23.24% reached (£4,822 to go).
I'm happy with that. I've cleared a debt this year, only 4 to go now. Considering I've had little spare money all year, this is not a bad result. :T"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
You've done really well this year Jwil. Your decluttering totals are absolutely fantastic. Hope you had a good Christmas & that you have a good New Year
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LBM Aug 2017.
Debt at LBM - £30,055
Debt at highest - £43,148.59
Current debt - £18,880.00
EF - £1,000.00
Challenges
PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.0 -
AdventureWanted wrote: »You've done really well this year Jwil. Your decluttering totals are absolutely fantastic. Hope you had a good Christmas & that you have a good New Year
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Thank youThe same to you
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
That's some declutter list jwil well done......are you seeing the results of getting rid of so much stuff xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
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End of year update:
2019 aims and totals:
Totals:
Debts at LBM - £34,557 ---- Jan 2019 - £21,040
Mortgage (2018) - £119,124 ---- Jan 2019 - £117,196
Car (2018) - £3,500 ---- Jan 2019 - £2,200
House repair fund required (2018) - £7,500 ---- Jan 2019 - £6,282
2019 payments.
Debts - [STRIKE]£21,040[/STRIKE]/ £18,718 - 11.04% cleared (£2,322 cleared)
Mortgage - [STRIKE]£117,196[/STRIKE]/ £112,682 - 3.85% cleared (£4,514 paid off)
Car - [STRIKE]£2,200[/STRIKE]/ £1,600 - 27.27% cleared (£600 paid off)
Emergency Fund - £40.68/ £1,000 - 4.07% reached (£959.31 to go).
House repair fund - £1,460/ £6,282 - 23.24% reached (£4,822 to go).
I'm happy with that. I've cleared a debt this year, only 4 to go now. Considering I've had little spare money all year, this is not a bad result. :T
That’s fabulous jwil. You’ve done really well . You should be really proud of your achievements this year! :j :j :jGE 36 *MFD may 2043
MFIT-T5 #60 £136,850.30
Mortgage overpayments 2019 - £285.96
2020 Jan-£40-feb-£18.28.march-£25
Christmas savings card 2020 £20/£100
Emergency savings £100/£500
12/3/17 175lb - 06/11/2019 152lb0 -
Well done Jwil - fab progress. Happy New Year to you x0
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Well done jwilIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
That's some declutter list jwil well done......are you seeing the results of getting rid of so much stuff xx
Thanks abbaYes, I can finally see some space, we've done really well this year. DH is getting more on board :T We've still got a long way to go, but there's definitely a house under the clutter now
That’s fabulous jwil. You’ve done really well . You should be really proud of your achievements this year! :j :j :j
Thank you tattycath, I am so pleased this yearWell done Jwil - fab progress. Happy New Year to you x
Thank you seahorsey - Happy New Year to you too"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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