New plan...time to see some movement!

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  • jwil
    jwil Posts: 19,126 Forumite
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    Calling it for the year, there might be the odd bit tomorrow, but it can count towards next year :D

    Decluttering 2019:

    1879-1887. Bank cards
    1888-1889. Kilner jars
    1890-1907. Clothing
    1908-1912. Balloons
    1913. Rocking Horse
    1914. Ride on toy
    1915. DVD
    1916. Oven cleaner
    1917. Scourer
    1918. Gift wrap
    1919. Gift bag
    1920. Gift tags
    1921-1942. kids books
    1943-1951. Pans
    1952-1958. Pan lids
    1959-1960. Pens
    1961. Battery charger
    1962. DVD player
    1963. Talcum powder
    1964. Pen
    1965-1972. Cards
    1973. Packaging
    1974-1976. Cook books
    1977-2004. Clothing
    2005. Paperwork



    Decluttering 2019 totals:
    Books: 90
    Magazines/papers: 277
    Ebay parcels: 900
    Other: 2005

    Total: 3272


    Ebay listings: 945

    Survey/other earnings:
    Amazon: £113
    Paypal/cash: £324.63
    Other vouchers:£42


    Not bad :D:D :j:j:j
    "If you can dream it, you can do it". Walt Disney
  • jwil
    jwil Posts: 19,126 Forumite
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    End of year update:

    2019 aims and totals:

    Totals:
    Debts at LBM - £34,557 ---- Jan 2019 - £21,040
    Mortgage (2018) - £119,124 ---- Jan 2019 - £117,196
    Car (2018) - £3,500 ---- Jan 2019 - £2,200
    House repair fund required (2018) - £7,500 ---- Jan 2019 - £6,282


    2019 payments.

    Debts - [STRIKE]£21,040[/STRIKE]/ £18,718 - 11.04% cleared (£2,322 cleared)
    Mortgage - [STRIKE]£117,196[/STRIKE]/ £112,682 - 3.85% cleared (£4,514 paid off)
    Car - [STRIKE]£2,200[/STRIKE]/ £1,600 - 27.27% cleared (£600 paid off)

    Emergency Fund - £40.68/ £1,000 - 4.07% reached (£959.31 to go).
    House repair fund - £1,460/ £6,282 - 23.24% reached (£4,822 to go).


    I'm happy with that. I've cleared a debt this year, only 4 to go now. Considering I've had little spare money all year, this is not a bad result. :T
    "If you can dream it, you can do it". Walt Disney
  • AdventureWanted
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    You've done really well this year Jwil. Your decluttering totals are absolutely fantastic. Hope you had a good Christmas & that you have a good New Year :).
    LBM Aug 2017.
    Debt at LBM - £30,055
    Debt at highest - £43,148.59
    Current debt - £18,880.00
    EF - £1,000.00

    Challenges
    PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.
  • jwil
    jwil Posts: 19,126 Forumite
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    You've done really well this year Jwil. Your decluttering totals are absolutely fantastic. Hope you had a good Christmas & that you have a good New Year :).

    Thank you :) The same to you :)
    "If you can dream it, you can do it". Walt Disney
  • abba1772
    abba1772 Posts: 7,746 Forumite
    First Anniversary Name Dropper First Post Car Insurance Carver!
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    That's some declutter list jwil well done......are you seeing the results of getting rid of so much stuff xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • tattycath
    tattycath Posts: 7,175 Forumite
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    jwil wrote: »
    End of year update:

    2019 aims and totals:

    Totals:
    Debts at LBM - £34,557 ---- Jan 2019 - £21,040
    Mortgage (2018) - £119,124 ---- Jan 2019 - £117,196
    Car (2018) - £3,500 ---- Jan 2019 - £2,200
    House repair fund required (2018) - £7,500 ---- Jan 2019 - £6,282


    2019 payments.

    Debts - [STRIKE]£21,040[/STRIKE]/ £18,718 - 11.04% cleared (£2,322 cleared)
    Mortgage - [STRIKE]£117,196[/STRIKE]/ £112,682 - 3.85% cleared (£4,514 paid off)
    Car - [STRIKE]£2,200[/STRIKE]/ £1,600 - 27.27% cleared (£600 paid off)

    Emergency Fund - £40.68/ £1,000 - 4.07% reached (£959.31 to go).
    House repair fund - £1,460/ £6,282 - 23.24% reached (£4,822 to go).


    I'm happy with that. I've cleared a debt this year, only 4 to go now. Considering I've had little spare money all year, this is not a bad result. :T

    That’s fabulous jwil. You’ve done really well . You should be really proud of your achievements this year! :j :j :j
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • seahorsey
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    Well done Jwil - fab progress. Happy New Year to you x
  • doingitanyway
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    Well done jwil :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them.

    Solicitor/survey savings 300/1700
    Emergency fund 0/1000
    Buffer fund 0/200
  • jwil
    jwil Posts: 19,126 Forumite
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    abba1772 wrote: »
    That's some declutter list jwil well done......are you seeing the results of getting rid of so much stuff xx

    Thanks abba :) Yes, I can finally see some space, we've done really well this year. DH is getting more on board :T We've still got a long way to go, but there's definitely a house under the clutter now :D:D
    tattycath wrote: »
    That’s fabulous jwil. You’ve done really well . You should be really proud of your achievements this year! :j :j :j

    Thank you tattycath, I am so pleased this year :)
    seahorsey wrote: »
    Well done Jwil - fab progress. Happy New Year to you x

    Thank you seahorsey - Happy New Year to you too :)
    "If you can dream it, you can do it". Walt Disney
  • jwil
    jwil Posts: 19,126 Forumite
    First Anniversary Name Dropper Photogenic First Post
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    Well done jwil :)

    Thank you doingitanyway :)
    "If you can dream it, you can do it". Walt Disney
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