We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Being a mature student, a very skint one..
Comments
-
I love YNAB, good luck with it, I found it fairly easy to use once got the hang of it. Good luck!*Dad loan - £5300 - £7200
*Virgin Credit Card - £3552.50 - £0
*Natwest - £1828.35 -£0.00
Barclaycard - £2315.25 - £0.00
Creation Finance - £960.32 £840
*Total debt - £8040/£11641.17*
Savings
*Savings Buffer - £100/£1500
*Emergency Fund - £1500/£1500
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/1 -
You are already in massive debt, and now you are asking the public purse to fund your uni course.Dont you think you have a duty to pay back the money you already owe before borrowing more0
-
Wow how rude. I'm entitled to student finance just like everyone else to pay my fees. I'll be earning over the threshold to pay it back when I qualify and I'm paying back the debt I owe.Bullhuss2 said:You are already in massive debt, and now you are asking the public purse to fund your uni course.Dont you think you have a duty to pay back the money you already owe before borrowing more:wave:0 -
Keep going Welsh lassie... Student loans are a bind, well done for taking one on. Ignore the fool above.Mortgage restart June 2018 £119950Re mortgage August 19 £110470, … Mortgage November 22 £85600 final 0% CC 3300Home renovations - £65000, mid 2018 - mid 20221
-
Thanks moneyfordreamsMoneyfordreams said:Keep going Welsh lassie... Student loans are a bind, well done for taking one on. Ignore the fool above.
:wave:0 -
Debt totals as of today:
Tesco CC: £0
Car finance: £3230.43
Loan: £4146.52
Total: £7376.95
£3285.13 paid off since the 11th of June!
Got myself a part time job until I go back to uni, this is paying the bills and any income from MB is paying off the debt. I recently hit £5k profit since I started.
I'm so determined to get rid of this debt.
Hope everyone is well
Welly x
:wave:0 -
Nice one Welly, making great progress!2025 financial goals & challenges!
1). Mortgage (started Jan 2024) £105,729.62 / £122,400.00 Overpayment total: £959.94 (Inc Sprive yr 1 o/p £19.16 & £55.34 reg monthly overpayment) Equity 28%
2). #7 Save 1p a day challenge 2025 £360/£780
3). £2209.52/£3000 in Investment ISA (35/50 investments)
4). Increase cash savings & saving pots
5). Keep debt to a minimum.
Favourite quote: 'Life is like a box of chocolates, you never know what you're gunna get!' Forrest Gump1 -
That's great news and will make things a lot better for you when you go back.*Dad loan - £5300 - £7200
*Virgin Credit Card - £3552.50 - £0
*Natwest - £1828.35 -£0.00
Barclaycard - £2315.25 - £0.00
Creation Finance - £960.32 £840
*Total debt - £8040/£11641.17*
Savings
*Savings Buffer - £100/£1500
*Emergency Fund - £1500/£1500
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/1
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.6K Banking & Borrowing
- 253.3K Reduce Debt & Boost Income
- 453.9K Spending & Discounts
- 244.5K Work, Benefits & Business
- 599.8K Mortgages, Homes & Bills
- 177.2K Life & Family
- 258.1K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards