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Being a mature student, a very skint one..
Comments
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I love YNAB, good luck with it, I found it fairly easy to use once got the hang of it. Good luck!*Dad loan - £5300 - £7000
*Virgin Credit Card - £3552.50 - £0
*Natwest - £1828.35 -£0.00
Barclaycard - £2315.25 - £0.00
Creation Finance - £960.32 £0
Tesco Credit Card - £3652.32 £3270.54
*Total Debt - £10370.54/£15293.48*
Savings
*Sinking Fund - £2064.85/£3000
*Emergency Fund - £2500/£2500
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/1 -
You are already in massive debt, and now you are asking the public purse to fund your uni course.Dont you think you have a duty to pay back the money you already owe before borrowing more0
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Wow how rude. I'm entitled to student finance just like everyone else to pay my fees. I'll be earning over the threshold to pay it back when I qualify and I'm paying back the debt I owe.Bullhuss2 said:You are already in massive debt, and now you are asking the public purse to fund your uni course.Dont you think you have a duty to pay back the money you already owe before borrowing more:wave:0 -
Keep going Welsh lassie... Student loans are a bind, well done for taking one on. Ignore the fool above.Mortgage restart June 2018 £119950Re mortgage August 19 £110470, … Mortgage November 22 £85600 final 0% CC 3300Home renovations - £65000, mid 2018 - mid 20221
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Thanks moneyfordreamsMoneyfordreams said:Keep going Welsh lassie... Student loans are a bind, well done for taking one on. Ignore the fool above.
:wave:0 -
Debt totals as of today:
Tesco CC: £0
Car finance: £3230.43
Loan: £4146.52
Total: £7376.95
£3285.13 paid off since the 11th of June!
Got myself a part time job until I go back to uni, this is paying the bills and any income from MB is paying off the debt. I recently hit £5k profit since I started.
I'm so determined to get rid of this debt.
Hope everyone is well
Welly x
:wave:0 -
Nice one Welly, making great progress!2026 financial goals & challenges!
1). Mortgage (started Jan 2024) £98,254.64/ £122,400.00 Overpayment total: £1460.47 (Inc Sprive yr 1 & 2 o/p £70.93, £5.52 Natwest o/p & £55.34 reg monthly overpayment) Equity 33%
2). #47 Save 1p a day challenge 2026 £96.47/£780
3). £2667.95/£3000.00 - Investment ISA
4). CC debt - £21,180.79. Aiming for £19,999.99 31/12/2026
5). £252.66 / £1000.00 - EF
6). Lose weight, get fitter and read 12 books in 12 months in 2026. 2 out 12 COMPLETED1 -
That's great news and will make things a lot better for you when you go back.*Dad loan - £5300 - £7000
*Virgin Credit Card - £3552.50 - £0
*Natwest - £1828.35 -£0.00
Barclaycard - £2315.25 - £0.00
Creation Finance - £960.32 £0
Tesco Credit Card - £3652.32 £3270.54
*Total Debt - £10370.54/£15293.48*
Savings
*Sinking Fund - £2064.85/£3000
*Emergency Fund - £2500/£2500
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/1
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