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NST - Achievable August
Comments
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Sorry I have done so badly at updating. Yesterday was an NSD! Now up to 2.No Spend November 2/15 and SPC 1340
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Don!!!8217;t worry indigo
SFD number 5 today, got a prescription but that was the only spendI did another 4 hours temping yesterday but having today off, I had to drive to the office and pick up the next batch of work but I have not got the enthusiasm to start it. I!!!8217;m doing some gardening instead and enjoying these cooler temperatures.
LBM = 07/09/13 Debt = £13339 (100% cleared)
New roof and car £8557/£19003 New kitchen £396/£5039 Credit card Paid Student loan Paid0 -
Hello Everyone
Work on -Really been a bit lax with keeping in touch with family. Must make a real effort at the weekend.
NSD - 8/15. Did have a wander round the shops but I didn't buy anything. Himself did buy some wine and he's been very nice and sharing with me.
Update (Budgets) - I really can't think of anything else I can do this month.
Get (prepared for Xmas) -Nothing today.
Utilise (free activities in your area) - Walk in the park with Himself.
Share (money saving tips) - The only thing I can think of at the moment is grow your own herbs. Obvious to all you gardeners, I know, but I bought some of those growing herb thingies from Aldi, repotted them and took cuttings and I now how lots of fresh basil, mint and parsley. I'm sure it's even better if you can grow them from seed. I don't have a garden but they've flourished on the kitchen windowsill. Sorry if this is very obvious to everybody.
Treat (yourself) -That's for later this month but my nails is are growing a bit so quite soon now.
Indigo - I wouldn't worry about NSDs particularly so long as you're managing to stick to your budget.
Have a nice evening.Have adventures. laugh a lot and always be kind.0 -
NSD today. 7/20
Walked to and from flat to cs. Finally gave them the bag of donations. It was raining but it did not bother me. Determined to sort that out today.
Did more decluttering in the flat, things were either binned or put into the recycling bin near the communal bins. Slowly making progress of sorting things out in the flat. Also done some other household chores.Frugal Living Challenge 2025 Mortgage free as of 1st August 20130 -
Aim – for 15 NSD’s this month. 7 NSDs so far. Sad lunch again today. Miso cabbage.!
Update (Budgets) – Shocker not resolved, husband coming home tonight.
Get (prepared for Xmas) – No closer to planning for Christmas!
Utilise (free activities in your area) - I haven't done anything social still! Does anyone want to come to SE london and trade nice chat for booze??? I have so much wedding booze leftover.
Share (money saving tips) – Come get cheap wine from me! High quality but inexpensive because I have 30 bottles and am moving away at the end of the month.
Treat (yourself) – No treats yet. Still not needed one. [/QUOTE]Mortgage started at £318,000 in June 2016. Original MF - 2041 :eek:
2nd Property Mortgage at £275,000. Mortgage free: 2049 :eek:
Total OPs: £295290 -
Today I am grateful for getting lots done - 3 car loads to the re-cyc people or the tip, a visit to mum with flowers (gladioli no less!), buying some black wool (for the policemen's boots, of course!), hoovering most of the house with a randomly-cutting-out hoover, eating well, doing a workout, seeing an old friend, and watching the athletics.NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!0
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@Maisie M have you tried doublebase gel? It's an emollient cream, you can get it in the chemist, it's pretty great for dry skin.
Today was another NSD. Nothing much to report to be honest, just plodding along. Have to pay for train fare and also lunch tomorrow as I'm out all day but I can claim both back so I'm going to be cheeky and not count it as a spend day hehe.0 -
Evening everyone :hello:
Day 9 progress is as follows:- Aim for 15 NSDS - 4/15
- Update (budgets) - spends are at £125.63/£350. £8.61 added to the EF to date
- Get prepared (for Xmas) - no progress
- Utilise (free activities in your area) - one of the parks has an event on with free activities as part of the Glasgow 2018 European Championship. May pop along on Sat with the wee one weather permitting
- Share (money saving tips) - take all you electronic devices to work so you can charge them at your employers expense thus saving you money on your own electricity bill
- Treat (yourself) - bought my face masks. 2 were on sale so I got 3 for £2 :j
- Read as many books as possible - 2 books finished, 1 book in progress
- Batch cook for the little one - 4 portions of vegetable soup, 5 portions of sausage rolls, 4 portions of shepherds pie and 3 portions of cheesy tomato risotto cooked and frozen
- Make £50 additional income - £22.21 made to date
Remained patient with the wee one today.VSPC 2019 #10 - £168.80/£100 VSPC 2020 #4 - £262.03/£200 VSPC 2021 #9 - £242.88/£200 VSPC 2022 #3 - £188.03/£200 VSPC 2023 #7 - £0/£2000 -
NSD 6/15 today. Day off tomorrow which is very much needed.Mortgage 26.4.25 - £108,500 1.8.25 - £106,362.86
Mortgage overpayment savings - £3.33/£50
Mortgage overpayments so far - £675.980 -
Tropically wrote: »Aim – for 15 NSD’s this month. 7 NSDs so far. Sad lunch again today. Miso cabbage.!
Update (Budgets) – Shocker not resolved, husband coming home tonight.
Get (prepared for Xmas) – No closer to planning for Christmas!
Utilise (free activities in your area) - I haven't done anything social still! Does anyone want to come to SE london and trade nice chat for booze??? I have so much wedding booze leftover.
Share (money saving tips) – Come get cheap wine from me! High quality but inexpensive because I have 30 bottles and am moving away at the end of the month.
Treat (yourself) – No treats yet. Still not needed one.
Put the wine on Olio.Debt Free and now a saver, conscious consumer, low waste lifestyler
Fashion on the Ration 28/660
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