NST - Achievable August

Eager_Elephant

Welcome to August’s NST challenge.

The flowers for August are the Gladioli and the Poppy which represents beauty, strength, love, marriage and family.

So for August we are going to pick one of the above to work on – if you feel you have let your skincare routine go, or you have been saying yes too often to things or maybe you need to start loving yourself (or others) then that will be your focus this month.

Rules:

Aim – for 15 NSD’s this month. If you think you can do more that is fantastic
Medical spends, fuel or days when the only purchase is reduced items do not count as spends.

Update (Budgets) – instead of just setting budgets for the month I want you all to look at any direct debits/standing orders/continuous payment authorities and check to see if you still need or use them. If you don’t get cancelling.
Also make sure you pay to debts first this month and also put some in savings.

Get (prepared for Xmas) – Xmas is only 5 months away so that is either 4 or 5 pay days for monthly paid people. Have you written your list of who needs a present? If you have can you cull some from the list? A lot of people buy over Xmas for others as it is what has always been done but are too frightened to speak up – well Turtles are not frightened of suggesting things!! Maybe a family Secret Santa would help save money. Once you have your list down to the minimum then you need to start thinking of ideas and then start looking for those things in the sale or even better for free.

Utilise (free activities in your area) - I would like everyone to find out about free activities for kids or adults in their area and attend one of these – obviously if its not until later in the year that’s fine, book now if you need to or if not get it in the diary and maybe rope some friends in as well.

Share (money saving tips) – I would like people to post once a week with a moneysaving tip, you may have been doing it for years and think everyone knows about it but I guarantee not everyone will know about it so get sharing.

Treat (yourself) – I would like everyone to budget £3 for a luxury item, I want everyone to treat themselves this month. Maybe it’s a favourite chocolate bar that you haven’t brought in ages, maybe it’s a nice soap/shower gel but is too expensive to buy for day to day use.
If your only spend on the day you buy this item is that item then you can count it as a NSD.

The challenge will run from 1st August 00:01 until 31st August 00:00.

Thanks to all Turtles for joining the thread this month - please post as much as possible to let us know your progress.

Eager_Elephant

Reserved for Turtles

1. EagerElephant
2. misstara
3. cuddlymarm
4. mothernerd
5. shabbychic12
6. swimminginaseaofdebt
7. greent
8. Tropically
9. sashanut
10. katsoocam
11. GlendaSugarbean
12. Kerry Woman
13. indigowarrior
14. Toni'sfriend
15. Maisie M
16. apple muncher
17. Calling14
18. crazy_cat_lady
19. s1n25
20. dolly84
21. laurenh1
22. DawnW
23. bizzie
24. Fmess
25. plumduff55
26. lcc86
27. Onmyway2
28. f0xh0les

misstara

Count me in EE

cuddlymarm

Hi
Can I join too please
Thanks
Cuddlymarm

mothernerd

Me please EE. Lots to think about there.

shabbychic12

Please count me in - July didn't go quite as expected and that is an understatement. With only 5 paydays till l retire, early may l add, l need to pull my finger out.

swimminginaseaofdebt

Evening everyone,

Please add me to the list, lost track of my July shenanigans, will try harder this month!

greent

Count me in, please. Am away for around 8/9 days, but need to try even harder as a result! x

Tropically

Please can I join in? I am married and settled, so will have few distractions unlike the last few months. Except for the international move, but you know.

sashanut

Hi there
Please sign me up for August - thank you x

katsoocam

Hello
Can I join for the first time? I'm aiming for twenty days - easy when you have a newborn, and a full freezer, so it is too much hassle to leave the house !!!128514;