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£29,303...Enough is enough!
Comments
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Great news. Whoop whoop. When is moving day?
Hope DC birthday goes wellAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £169.8K Equity 37.1%
2) £1.5K Net savings after CCs 11/2/26 (but owed £1.4K) so £2.9K
3) Mortgage neutral by 06/30 (AVC £34.8K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 40.6/£127.5K target 31.8% 16/11/25
(If took bigger lump sum = 62.7K or 49.2%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.2K updated 16/1/261 -
We move on Friday. There’s still so much to pack! DC3 is made up with his presents so is happily playing whilst I carry on boxing things up. I still need to finish his cake though and we have visitors coming to see him later. It’s definitely going to be a manic few days.3
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That does sound manic but sounds like he's having fun regardlessAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £169.8K Equity 37.1%
2) £1.5K Net savings after CCs 11/2/26 (but owed £1.4K) so £2.9K
3) Mortgage neutral by 06/30 (AVC £34.8K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 40.6/£127.5K target 31.8% 16/11/25
(If took bigger lump sum = 62.7K or 49.2%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.2K updated 16/1/260 -
yay and fingers crossed for youI think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine1 -
So glad that you have had exchange of contracts happen and hope that you are now happily unpacking boxes in your new abode.paydbx2026 #19 £422/£6000 . Mortgage start £148k June 23 - now £135k.
2026 savings challenge £0/£2000 EF £140. Savings 2 £2.171 -
@WelshKitty85 hurray! Looking forward to following your adventure. Good luck with the move, unpacking and everything else. Love Humdinger x1
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Hope you are all settled in nowAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £169.8K Equity 37.1%
2) £1.5K Net savings after CCs 11/2/26 (but owed £1.4K) so £2.9K
3) Mortgage neutral by 06/30 (AVC £34.8K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 40.6/£127.5K target 31.8% 16/11/25
(If took bigger lump sum = 62.7K or 49.2%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.2K updated 16/1/260 -
Congratulations!!!Debt free Feb 2021 🎉1
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Happy new home 🙂MFW 2022 #71 £4400/£44001
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Thank you all. We’re in! The key handover was late as the seller hadn’t finished packing and she’s left it in an awful state with junk everywhere - house, outbuildings and fields. The heating wasn’t working either. DH has contacted the solicitor about it because she’d signed to say it would be clean and cleared of rubbish, so they’re looking into claiming for the cost of it to be cleared.
Having said all that, we love the house. We’ve been painting ever since we got in and new carpets are being fitted tomorrow. We can then get all the furniture into the right rooms and it will look like a different house.6
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