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£29,303...Enough is enough!

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  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    What a lovely windfall. At least it went on something tangible that improves your life.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • WelshKitty85
    WelshKitty85 Posts: 1,439 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    edited 13 July 2020 at 9:06PM
    £15 item sold and collected today. Will give the other items a few more days on Fbook then list elsewhere. Also got loads more still to list.

    Managed a £12 prolific survey today. It was boring and felt like it would never end, but I'd do it again for £12.
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Good amount of money for a survey. Well done on the sales too
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • WelshKitty85
    WelshKitty85 Posts: 1,439 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    A £5 survey today too. Don't think I've had such high paying ones before.
  • Steerpike88
    Steerpike88 Posts: 147 Forumite
    Part of the Furniture 100 Posts
    Glad to hear things are going well for you! Decluttering is so great but so time consuming so I'm just trying to stop buying c*ap in the first place but it doesn't always happen. Lol. I've just had my third and I have no idea how you cope tbh.
    Debts: ASDA Loan - £6,848.01
    Xmas Fund: £15/700 2%; Holiday Fund: £256.05/2000 12.8%; Emergency Fund: £25/700 3.5%;
    VSP: £127.44/300 42.4%
  • WelshKitty85
    WelshKitty85 Posts: 1,439 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    Glad to hear things are going well for you! Decluttering is so great but so time consuming so I'm just trying to stop buying c*ap in the first place but it doesn't always happen. Lol. I've just had my third and I have no idea how you cope tbh.
    Thanks for popping in. I'm with you on needing to stop buying c*ap, especially for the DCs. I also need to learn to say no to MIL when she tries to offload her decluttering efforts to our house. Latest item was a dress that was never going to fit me (MIL is at least a foot shorter than me and 2 dress sizes bigger) that's now sat in a carrier bag on my bedroom floor.

    Congratulations on your latest arrival. It's hard work at times with 3, but DC1 is 12 years older than DC3 and is like a second mummy to him. She's been a real help these last few months, especially when I've been working from home. Having said that, she's just come to tell me that she's got nothing to wear for school tomorrow (they're not to wear uniform just now) and can I put a wash on...AAARRGGGHHH KIDS!!!!  :#
  • Steerpike88
    Steerpike88 Posts: 147 Forumite
    Part of the Furniture 100 Posts
    I can 100% relate to people dropping off their clutter on you. My mum gave be their old shower head a few weeks ago "just in case I needed it" (I know! She's trying to be helpful though)  so that was interesting.
    Debts: ASDA Loan - £6,848.01
    Xmas Fund: £15/700 2%; Holiday Fund: £256.05/2000 12.8%; Emergency Fund: £25/700 3.5%;
    VSP: £127.44/300 42.4%

  • I’ve also been a bit cheeky requesting some free samples of baby food as DC3 has allergies (waiting for tests to confirm what he’s actually allergic to) and meal times are trial and error at the moment. So far I’ve had £4 of baby food vouchers, £20 supermarket vouchers, and another supermarket have promised to send something.

    Hi, if there are food allergies/intolerance then you may be able to get some free from food or formula on prescription (free for kids) to help. Free from foods can be much more expensive than regular foods so that would help out a little.
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