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£29,303...Enough is enough!

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  • WelshKitty85
    WelshKitty85 Posts: 1,439 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    Oops I’ve not updated for a while. So a brief overview:

    Sky increased our broadband prices so we’ve switched to a cheaper deal with BT saving £8.50 a month. Sky haven’t closed our account though so am battling with them at the moment.

    EDF didn’t close our account properly when we moved and they messed up our bills. I escalated my complaint and am now expecting a £100 refund (instead of having to pay the extra £140 they were trying to say I owed).

    Our chickens have arrived. We were initially getting 6 but increased to 10 at last minute. We’re getting between 5-7 eggs a day at the moment, which is great, especially as egg prices are expected to rise soon.

    The accommodation isn’t here yet.
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Exciting on the £100 refund instead of bill

    Enjoy your chickens.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad you have had your first paying guests. I imagine demand will be high once advertised. It sounds a tranquil space
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • Drawingaline
    Drawingaline Posts: 2,988 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper
    Yey to paying guests!
    Debt free Feb 2021 🎉
  • Honeysucklelou2
    Honeysucklelou2 Posts: 4,807 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    Good news about getting the chickens and having guests to stay. 
    paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
    2025 savings challenge £0/£2000
    EF £140. Savings 2 £30.00. 17
  • WelshKitty85
    WelshKitty85 Posts: 1,439 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    Thank you all.

    We’ve got another confirmed booking for the weekend, somebody else who says they want to book but hasn’t paid their deposit, and a few other queries. No bookings yet for the summer holidays so hopefully they’ll fill up closer to the time.

    Olio collections are still going well but it makes meal planning difficult because we never know what we’ll be left with. I meant to do a stock take and meal plan today, but got sidetracked with prepping for our next guest. Maybe I can squeeze it in before bed…
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Good luck with the new business. 

    Nice to have free food. I think I'd find it overwhelming.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Love the photo by the way - saw it in grayscale on my phone the other day so wasn't the same. 
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • WelshKitty85
    WelshKitty85 Posts: 1,439 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    Finally having somewhat of a relaxing weekend. I still need to cook dinner later, pick DD up from work, sort uniforms etc. But compared to the last few weeks, it’s pretty chilled.

    We’ve now had our third lot of paying guests in our accommodation. The latest were workmen and they’ve asked to return tomorrow (for 4 nights) and possibly again next week. We also have a booking for next weekend, so things are looking promising. I’ve taken my foot off the pedal with the gifts business so that’s been quiet recently and we missed a lot of Father’s Day business. I have been busy baking though and sold £50 worth of goodies this week.

    The bank’s looking healthy at the moment. DH sold his car and we’ve replaced it with a cheap run around that DD can learn to drive in. She doesn’t turn 17 until later this year but we’ve land that she can use to start learning the basics to give her a head start. We considered replacing my car for something cheaper too, but it’s so economical and reliable that we’ve decided against it for now. I still have some outstanding finance on it, but with what we’ve got left from selling DH’s car, and my H2S account maturing, we should be able to pay it off in full before the end of the year.


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