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BW Legal 'Letter Of Claim'

I've read through the main thread but am a little confused so please bear with me as I couldn't see anything about a 'Letter of Claim'.

Have received one from BW Legal recently, detailing potential court fees etc. If payment or a response isn't received soon they'll issue a claim in the County Court. But if I dispute the claim (which I do), I need to contact them.

I appealed this originally with the car park owner but it was rejected.

Should I get in contact with BW Legal? If so, what should I say exactly. If not, what are the next steps?

Thanks in advance.
Building my kids' savings from day one. Education and consistency are key to financial control.
Budgeting and using referral codes have been a game changer, I no longer pay for my dog's food.
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Comments

  • beamerguy
    beamerguy Posts: 17,587 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    stud26 wrote: »
    I've read through the main thread but am a little confused so please bear with me as I couldn't see anything about a 'Letter of Claim'.

    Have received one from BW Legal recently, detailing potential court fees etc. If payment or a response isn't received soon they'll issue a claim in the County Court. But if I dispute the claim (which I do), I need to contact them.

    I appealed this originally with the car park owner but it was rejected.

    Should I get in contact with BW Legal? If so, what should I say exactly. If not, what are the next steps?

    Thanks in advance.

    There is no "SOON" it has to be 30 days.

    What are the fees they quote
    Who is the PPC.

    Tell us what happened
  • waamo
    waamo Posts: 10,298 Forumite
    10,000 Posts Seventh Anniversary Name Dropper
    There is a section in the thread at the top of this board that tells Newbies to read it first.

    Here it is https://forums.moneysavingexpert.com/showpost.php?p=64350585&postcount=2
  • stud26
    stud26 Posts: 97 Forumite
    Part of the Furniture 10 Posts Name Dropper
    edited 19 July 2018 at 2:02PM
    Thanks for replying.

    Deadline is within 30 days.

    Fees are:
    Principal debt + Initial Legal costs: £160
    estimated interest: £10
    estimated court fees: £25
    estimated solicitors fees: £50
    Total:£245

    PPC = NCP

    Got back to the car on time, then had to breastfeed my 4 month old baby which took me over. I'm livid that NCP rejected my appeal, totally heartless. What else was I to do?
    Building my kids' savings from day one. Education and consistency are key to financial control.
    Budgeting and using referral codes have been a game changer, I no longer pay for my dog's food.
  • System
    System Posts: 178,439 Community Admin
    10,000 Posts Photogenic Name Dropper
    edited 19 July 2018 at 2:14PM
    Got back to the car on time, then had to breastfeed my 4 month old baby which took me over. I'm livid that NCP rejected my appeal, totally heartless..

    Heartless? May also be illegal.

    Sorry. Seen the above. It was unlawful in that is was a breach of the Equality Act. A business cannot discriminate against mothers who are breastfeeding a child of any age. The Equality Act 2010 has specifically clarified that it is unlawful for a business to discriminate against a woman because she is breastfeeding a child.

    The question is

    a) Was the breastfeeding / nursing mother mentioned to NCP and did they ignore it.
    b) Was the information about your protected characteristics passed onto BW Legal and they ignored it
    c) What do you want to do about it?
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • waamo
    waamo Posts: 10,298 Forumite
    10,000 Posts Seventh Anniversary Name Dropper
    You need to see what they respond with once you've sent the response I linked to.
  • stud26
    stud26 Posts: 97 Forumite
    Part of the Furniture 10 Posts Name Dropper
    Heartless? May also be illegal. Was the child under 6 months?
    Yep, 4 months old
    Building my kids' savings from day one. Education and consistency are key to financial control.
    Budgeting and using referral codes have been a game changer, I no longer pay for my dog's food.
  • beamerguy
    beamerguy Posts: 17,587 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    stud26 wrote: »
    Thanks for replying.

    Deadline is within 30 days.

    Fees are:
    Principal debt + Initial Legal costs: £160
    estimated interest: £10
    estimated court fees: £25
    estimated solicitors fees: £50
    Total:£245

    PPC = NCP

    Got back to the car on time, then had to breastfeed my 4 month old baby which took me over. I'm livid that NCP rejected my appeal, totally heartless. What else was I to do?

    The principal debt is £100. and the extra £60 is no
    doubt debt collector fees which they cannot claim for
    Did you receive letters from DRP (Debt recovery plus)

    Don't be surprised that NCP rejected your appeal, it's
    all part of the scam

    You do have rights as a breast feeding mum and someone
    on here will tell you why

    Within you reply, you must ask for a breakdown of the £160

    Whilst waiting for other replies, tune in to BWLegal
    as they get whooped in court often and a judge
    would probably give them another whooping in your case

    BWLegal - the list of failures growing
    https://forums.moneysavingexpert.com/discussion/5672664/bwlegal-the-list-of-failures-growing&highlight=bwlegal+the+list
  • System
    System Posts: 178,439 Community Admin
    10,000 Posts Photogenic Name Dropper
    See my edited earlier post.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • stud26
    stud26 Posts: 97 Forumite
    Part of the Furniture 10 Posts Name Dropper
    The question is

    a) Was the breastfeeding / nursing mother mentioned to NCP and did they ignore it.
    b) Was the information about your protected characteristics passed onto BW Legal and they ignored it
    c) What do you want to do about it?

    a) Yes, this was the reason stated in our appeal. They rejected it.
    b) Sorry, what's 'protected characteristics'? I've not been in contact with BW Legal, not sure what NCP passed on to them, but nothing about the initial appeal appeared in their letters.
    c) Have it all go away. I'm not sure what my options are exactly.
    Building my kids' savings from day one. Education and consistency are key to financial control.
    Budgeting and using referral codes have been a game changer, I no longer pay for my dog's food.
  • beamerguy
    beamerguy Posts: 17,587 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Listen to IamEmanresu, he knows what he is doing.

    I imagine this will really annoy coupon-mad who is
    also a mum who will be along shortly
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