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  • jwil
    jwil Posts: 21,953 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Robin09 said:
    Thanks for the ideas Mark, 😊. Thankfully today's work has been sent through proper links. The problem was the teacher was only taking a photo of the pages in the workbooks. So in theory we could print them out but they were wonky pictures and had stuff in the background on the desk! Really not great but someone must have got their point across as it's been changed today, which made things a lot easier. Still nothing particularly fun but DD got through it quick. DS only had one live lesson today but has had some work set for the other subjects. 

    I think you are doing amazing, jwil. 

    Just feeling a bit blurgh today. Got very little sleep which never helps. Going to clean the house and have a bath and watch a documentary with DD. Have been doing daily exercise but still eating junk that's here from Christmas which isn't helping, really need to sort myself out. 
    Thank you :)

    Hope you've managed to have a relaxing day and feel better tomorrow x
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,953 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Ooh congrats on the offer!  That's a nice discount.

    It sounds like school is the right place for DS and you have got a good balance now.

    Good luck with the weight loss, I really need to but have zero motivation at the moment!

    Have a lovely weekend :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Robin09
    Robin09 Posts: 596 Forumite
    Sixth Anniversary 500 Posts Name Dropper Photogenic
    Thanks jwil. Lack of motivation here too 😣 DH's birthday tomorrow and I've ordered him a cheesecake that looks amazing but other than that I am really going to try hard this week.

    DS said he definitely found it easier being back at school last week. He is home today though as he has a weekly CAHMs online meeting so he won't be going in on Mondays or every other Wednesday, as he has no lessons.

    We had snow yesterday. Was forecast but wasn't expecting it as we rarely get it even when the surrounding areas are blocked off with it. So was surprised to see we had a good couple of inches when we woke up. DD was up and out before 7am building a snowman ⛄ and we went for a walk around the lake so she could take some photos. Melted quickly and now just icy out but managed a short walk this morning. Wanted to get DD out as she has been quite snappy this morning and whilst doing her school work wrote 'I hate lockdown' on her work 😣. 

    My sister is finally moving this week. Has been pushed back quite a few times but all contracts are now signed so she will be back around the corner on Thursday 😁. Will be great when we can actually visit each other but for now it's nice to know she is close by again. Not as close as my brother (can see his house from ours) but less than a 10 minute walk towards the lake. 
    SPC 076
  • Lookafterthepennies2020
    Lookafterthepennies2020 Posts: 473 Forumite
    100 Posts First Anniversary Photogenic Name Dropper
    edited 25 January 2021 at 2:56PM
    How does it work with the offer if you don't mind explaining, does it then show as partially settled on your credit report rather than settled, until its wiped? 
    Pennies starts again...........2022 - £13,579.22  



  • jwil
    jwil Posts: 21,953 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    That will be nice to have your sister close by :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,953 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    How does it work with the offer if you don't mind explaining, does it then show as partially settled on your credit report rather than settled, until its wiped? 
    I've done F&F offers on two debts, and they both show as 'settled' on mine, rather than partially settled.  I haven't checked whether that's the same on different credit reports though.  However, I would imagine the fact that it's defaulted has a bigger impact than whether the debt is settled partially or fully on the account.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Robin09
    Robin09 Posts: 596 Forumite
    Sixth Anniversary 500 Posts Name Dropper Photogenic
    The one debt we have settled so far is marked as 'satisfied' on the credit report. Our debts defaulted years ago and we are on self managed DMP.

    Will be dreaming about this tonight... 
    SPC 076
  • Robin09
    Robin09 Posts: 596 Forumite
    Sixth Anniversary 500 Posts Name Dropper Photogenic
    looks absolutely delicious. 
    SPC 076
  • That cake looks delicious! 
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