Travel Insurance for Post-Brexit holiday

Heedtheadvice

For all those ridiculing the question............


My take is that there is a lot of scaremongering on all sides of the BREXIT argument(s) and between the EU and the UK (and factions within). However if it does not go smoothly (in term of the exit and any exit deal) then it is very unreasonable to think there will no consequences.


Some of the consequences would be minor having little impact on the general public being mainly bureaucratic (but with knock on effects).



Some could be disruptive for things like imports and exports and ensuring that trade, services , transport and communications flow as seamlessly as at present. There is the prospect that anything seen as unfair or discriminatory could lead to some 'industrial action' perhaps along lines already been witnessed by fishermen or "channel" ports. hopefully these will be resolved quickly and perhaps even satisfactorily.



Then there could be things that are still unresolved or disputed that, for a time might cease and cause major headaches or at least a lot of expense. I would hope that is a worst case scenario.


It might go very smoothly but I think the chances of that are minimal.


Others will have differing opinions but what is still certain is that there are a number of different outcomes possible and it is wise to be prepared for whatever we can be prepared for and choosing insurance, carriers, places to stay and wondering what impact it will all have on terms and condition and similar implications is a very fair question.


Some might stick their heads in the sand and not try and be prepared for any outcome at all as it will all be sweetness and light.The public can have very little impact on the outcomes so we should not worry but take action if we feel it is reasonable.


Predicting what the outcomes will be is the most difficult part, but be sure that the companies will try and cover their backsides as much as possible and many a consumer will fall foul of some aspect of Brexit and claim 'nobody told me that'!


Already we have the example of ATOL cover being changed with some household names that many might believe are British through and through not providing that cover in the near future (being based in other EU countries and losing their certification so it seems) but "similar" cover (often a lot poorer!) in those other countries schemes, Potentially there will be more significant changes. Let's hope those are improvements!

gfplux

The simple and safe way is not to book anything overseas until things become clear.

F1Annie

gfplux wrote: »

The simple and safe way is not to book anything overseas until things become clear.

Sensible advice but this trip isn't just a holiday/sightseeing trip, it's for a concert on a particular day. :sad:

F1Annie

gfplux wrote: »

The simple and safe way is not to book anything overseas until things become clear.

F1Annie wrote: »

Sensible advice but this trip isn't just a holiday/sightseeing trip, it's for a concert on a particular day. :sad:

I have just taken out 12 months travel insurance with 'Holiday Safe' which is the company MSE recommends. I asked them if my insurance policy would cover non-refundable flights, non-refundable hotel and concert tickets if Brexit prevented me from flying/Eurostar and I was unable to travel, and this is their response:

Hi Ann, unfortunately this is not something that our policies have been created to cover, as we've never faced this type of situation before. Apologies, Amber

So if it all goes pear-shaped next April, not only will I miss a concert which I'll never be able to see again, I'll also lose out financially. :wall:

AlexMac

Eh?

gfplux wrote: »

The simple and safe way is not to book anything overseas until things become clear.

As I said recently at post #7 at https://forums.moneysavingexpert.com/discussion/5898827/travel-insurance-protect-post-brexit-holiday&highlight=european
...it'll be all right on the night!

I have deliberately booked a hol to Spain for May - partly to get the 20% early booking discount - but also in the confident expectation that the idea that the Spanish will be refusing landing to aircraft (or in my case, a French ferry) crammed with 18.8 million p.a. British tourists (and their euros) is farcical.

gfplux

AlexMac wrote: »

Eh?


As I said recently at post #7 at https://forums.moneysavingexpert.com/discussion/5898827/travel-insurance-protect-post-brexit-holiday&highlight=european
...it'll be all right on the night!

I have deliberately booked a hol to Spain for May - partly to get the 20% early booking discount - but also in the confident expectation that the idea that the Spanish will be refusing landing to aircraft (or in my case, a French ferry) crammed with 18.8 million p.a. British tourists (and their euros) is farcical.

Well done. Hopefully the discounts on offer will not increase.

I suspect you are right. However you may suffer delays as a newly recruited and perhaps poorly trained border force handle your entry.

katejo

F1Annie wrote: »

I have just taken out 12 months travel insurance with 'Holiday Safe' which is the company MSE recommends. I asked them if my insurance policy would cover non-refundable flights, non-refundable hotel and concert tickets if Brexit prevented me from flying/Eurostar and I was unable to travel, and this is their response:

Hi Ann, unfortunately this is not something that our policies have been created to cover, as we've never faced this type of situation before. Apologies, Amber

So if it all goes pear-shaped next April, not only will I miss a concert which I'll never be able to see again, I'll also lose out financially. :wall:

I am not booking anything for post March 29th at the moment. My current travel insurance expires in January. I might book a mini trip in December or for early March but would buy a single trip insurance for the March one. I won't renew my annual until we have a clearer picture.
I do wonder what response we might get from the various insurance providers if we simply refuse to renew.

gfplux

katejo wrote: »

I am not booking anything for post March 29th at the moment. My current travel insurance expires in January. I might book a mini trip in December or for early March but would buy a single trip insurance for the March one. I won't renew my annual until we have a clearer picture.
I do wonder what response we might get from the various insurance providers if we simply refuse to renew.

If there is a reduction in bookings then prices of everything holiday and travel will begin to fall.

Voyager2002

AlexMac wrote: »

Eh?


As I said recently at post #7 at https://forums.moneysavingexpert.com/discussion/5898827/travel-insurance-protect-post-brexit-holiday&highlight=european
...it'll be all right on the night!

I have deliberately booked a hol to Spain for May - partly to get the 20% early booking discount - but also in the confident expectation that the idea that the Spanish will be refusing landing to aircraft (or in my case, a French ferry) crammed with 18.8 million p.a. British tourists (and their euros) is farcical.

In response to this and to your earlier post, farcical it is but also extremely probable. The agreements that will lapse with Brexit are essential (they are the mechanism that guarantees aircraft safety...) and while everyone will want them replaced as soon as possible, the technical difficulty of doing so is considerable.

Personally I expect that my journey to Spain for Easter will be via Iran: flights between London and Tehran will not be affected by Brexit.

peachyprice

Voyager2002 wrote: »

In response to this and to your earlier post, farcical it is but also extremely probable. The agreements that will lapse with Brexit are essential (they are the mechanism that guarantees aircraft safety...) and while everyone will want them replaced as soon as possible, the technical difficulty of doing so is considerable.

Personally I expect that my journey to Spain for Easter will be via Iran: flights between London and Tehran will not be affected by Brexit.

Our aircraft, pilots and ATC meet EU standards and will continue to do so after Brexit, the only reason for there to be any difficulties is if the EU decide there will be.

Will their member states, who rely heavily on UK tourism to keep their country afloat, back a bloody-minded move to prevent UK planes, which meet all regulations, arriving in their country? I doubt it.