PLEASE READ BEFORE POSTING

Hello Forumites! However well-intentioned, for the safety of other users we ask that you refrain from seeking or offering medical advice. This includes recommendations for medicines, procedures or over-the-counter remedies. Posts or threads found to be in breach of this rule will be removed.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Prepping for Brexit thread

Options
1312313315317318376

Comments

  • Jazee
    Jazee Posts: 9,452 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    As long as the donations are still being I made I don't think it matters if you have a new poppy.
    Spend less now, work less later.
  • Mx_Emmin wrote: »
    I don't drive so I dont pay for parking, plus I've seen parking meters that accept card payment these days

    I dont shop at the small stores, sorry. If a place doesn't accept card, because I never carry cash, I just have to walk out. But I dont buy newspapers, I read online, and I try to crack down on small random packets of sweets. I mostly shop at Asda. The last time I went somewhere too small for card was because I needed to break a note for the bus. It was two months ago. I usually have a bus card, which I pay monthly by card, I was just going somewhere out of network

    If cash works for you, that's great! It doesnt work for me anymore, it's too inconvenient for the way my life is set up.

    As for the companies tracing me... I kinda think the cats out of the bag on that one. They can trace me. I cant stop them. I'm not doing anything secret.

    The poppy sellers in my local mall accepted card this year

    🤷 :shrug: it just works for my life

    Am I right in guessing that you live in a city or large town, where all your needs can be easily met, and where there is good public transport? In that case you are perfectly rational to adjust your lifestyle to your preferred payment method.

    There is not sufficient infrastructure everywhere for people in many areas to be able to manage without cash, and for some it is important to support small local businesses, read a paper newspaper, give a small packet of sweets to a child, or other person.

    As unrecordings said, when POS equipment fails, or a network goes down, or there is a power cut, electronic payment methods don’t work, but cash is still operational.

    Like you, we all do what works for our lives.
    “Tomorrow is another day for decluttering.”
    Decluttering 2023 🏅🏅🏅🏅⭐️⭐️
    Decluttering 2025 💐 🏅 💐 ⭐️
  • As I've been summoned :-)

    I don't go out much these days, so cash is rarely used apart from the chip shop, and where possible other odd small purchases from independent shops where I know their Visa/Mastercard fees would eat into their profit margin. Parking round here is still very much cash, but my Blue Badge now takes care of that. My once highly maintained penny jar is now annoyingly difficult to cash in - especially given that it seems that post office franchises can get away with refusing to change coinage - even correctly bagged.

    I think the death of cold hard cash will only begin in earnest once digital currencies (think bitcoin) are properly regulated and seen to be stable for some undefined period, even then they may only displace Visa/Mastercard as electronic options to good old cold hard cash

    Why am I in this handcart and where are we going ?
  • I think the death of cold hard cash will only begin in earnest once digital currencies (think bitcoin) are properly regulated and seen to be stable for some undefined period, even then they may only displace Visa/Mastercard as electronic options to good old cold hard cash

    I wonder what the carbon footprint of bitcoin etc is, given the large amounts of computing power required?
    “Tomorrow is another day for decluttering.”
    Decluttering 2023 🏅🏅🏅🏅⭐️⭐️
    Decluttering 2025 💐 🏅 💐 ⭐️
  • Blue_Doggy wrote: »
    I wonder what the carbon footprint of bitcoin etc is, given the large amounts of computing power required?

    Probably as bad as the internet in general, which is pretty bad. Both in power consumption & heat dissipation. That begs a further question - would a digital currency replacement to the existing Visa/Mastercard systems require more or less footprint

    Why am I in this handcart and where are we going ?

  • Why am I in this handcart and where are we going ?
  • mardatha
    mardatha Posts: 15,612 Forumite
    I'm tjhinking now the prepping for B is going to be a different kettle of fish than I thought. It's looking now more like years of more expensive food :(
  • Jazee
    Jazee Posts: 9,452 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    We've been running our freezer stocks down from three to one and a bit. Partly to make room in the interim for some Christmas treats but mainly because we're now focusing our Brexit/emergency stocks on tinned, jarred and dry stock only.

    I expect we will sell one of the freezers soon.
    Spend less now, work less later.
  • Mx_Emmin
    Mx_Emmin Posts: 351 Forumite
    Third Anniversary 100 Posts Name Dropper
    edited 13 November 2019 at 8:50AM
    Blue_Doggy wrote: »
    Am I right in guessing that you live in a city or large town, where all your needs can be easily met, and where there is good public transport? In that case you are perfectly rational to adjust your lifestyle to your preferred payment method.

    There is not sufficient infrastructure everywhere for people in many areas to be able to manage without cash, and for some it is important to support small local businesses, read a paper newspaper, give a small packet of sweets to a child, or other person.

    As unrecordings said, when POS equipment fails, or a network goes down, or there is a power cut, electronic payment methods don’t work, but cash is still operational.

    Like you, we all do what works for our lives.

    Pretty much, yeah, although that's not necessarily why I cant drive - it's a bit chicken-and-egg, that.

    It's not like I couldnt get my hands on cash if I needed to - but as a general rule, it's more convenient for my life to be cashless. I could get a newspaper or sweets of I chose, they would just be from a supermarket. The only time I struggle is supporting small local businesses, but more and more I'm seeing those stores use those small chip and pin readers you connect to a smartphone.
    I think the death of cold hard cash will only begin in earnest once digital currencies (think bitcoin) are properly regulated and seen to be stable for some undefined period, even then they may only displace Visa/Mastercard as electronic options to good old cold hard cash

    Maybe, but I think the tipping point will be when Visa/Mastercard makes themselves more accessible to smaller/more rural communities. To be honest, this might be the wrong board to say it on, but I cant wait for the sci-fi chips in your hand you just swipe to pay - or using your fingerprint, or whatever. The convenience! Never losing your card! Never forgetting it, having it stolen, no wallet in your pocket, always have ID on you.... but I'm an idealist sometimes with overly rosy expectations of the future (typo corrected!)
    mardatha wrote: »
    I'm tjhinking now the prepping for B is going to be a different kettle of fish than I thought. It's looking now more like years of more expensive food :(

    Why do you think years? I'm only planning for a month or so.
    Follow my Budgeting Journey at Life After Debt
    Debt Free Roll Of Honour
    17/07/2020

  • unrecordings
    unrecordings Posts: 2,017 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 13 November 2019 at 10:41AM
    Typo alert - did you mean racy ?

    Why am I in this handcart and where are we going ?
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.