We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Small crash at parking,my fault but the other car has no MOT
Options
Comments
-
-
karamkriss wrote: »But I saw her driving that car every day. She even took me in that to local garages to get estimates to fix it. Later she changed her mind to make use of me.
Yes, but it's utterly irrelevant to the claim. She wasn't driving when you hit it. It was parked on (presumably) private land, where no MOT is required.0 -
karamkriss wrote: »You are right. she may be polish or lithuanian. She came back to me with a quote of £1900 for scratches and little bend to the bumper. Two local garages saw it and told they can fix it for £250 or replace it for £350.
This is why you should go via your Insurers who will properly validate the claim.
Incidently a local garage working for cash who offer to knock a dent out or use pattern parts are not necessarily a fair indication of costs.
If she had hit your car, would you be happy with a local garage doing a cheap job when legally you are entitled to have the work done properly using the correct new parts.
The other party being from Eastern Europe is irrelevant, people from all nations can inflate claims0 -
it's a requirement that the insured vehicle has a current MOT.Proud member of the wokerati, though I don't eat tofu.Home is where my books are.Solar PV 5.2kWp system, SE facing, >1% shading, installed March 2019.Mortgage free July 20230
-
karamkriss wrote: »Thanks for your reply. Does my premiums go up immediately or at the renewal time?0
-
Yes, but it's utterly irrelevant to the claim. She wasn't driving when you hit it. It was parked on (presumably) private land, where no MOT is required.
OP, you have received the best advice - talk to your insurance company - TODAY, unless, of course, you already have.0 -
she is trying to get money out of you, tell her the car goes to the garage that made the quote and you pay the garage directly, otherwise you take it to your insurance company to sort out. She will back down. If she says no, ask for her insurance details, I bet she has none.0
-
You should have followed proper procedure in the first place.
That is, have a quick look around to establish lack of witnesses and then drive off.
;-)0 -
Just tell her that you have passed her details on to your insurance company as the £1900 is excessive for such minor damage so you will let your insurance company deal with it.
Does she have insurance?Should've = Should HAVE (not 'of')
Would've = Would HAVE (not 'of')
No, I am not perfect, but yes I do judge people on their use of basic English language. If you didn't know the above, then learn it! (If English is your second language, then you are forgiven!)0 -
she is trying to get money out of you, tell her the car goes to the garage that made the quote and you pay the garage directly, otherwise you take it to your insurance company to sort out. She will back down. If she says no, ask for her insurance details, I bet she has none.
It doesn't matter if she has no insurance, no MOT, no driving licence, an unroadworthy vehicle, a fake identity, is wanted by Interpol, is in fact a character from Lord of the Rings, the OP hit her car and she can/will claim from the OPs insurance.I want to go back to The Olden Days, when every single thing that I can think of was better.....
(except air quality and Medical Science)
0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 350.9K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 243.9K Work, Benefits & Business
- 598.8K Mortgages, Homes & Bills
- 176.9K Life & Family
- 257.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards