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NST May 2018: May the odds be ever in your favour!

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  • apple_muncher
    apple_muncher Posts: 15,241 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    Today I am grateful for a good day at work, for a strong brolly, for lovely helpful colleagues, for dd surviving school, for sewing up the nelly bellies for a 2nd time - this time with lavender in them, for making a decision for tomorrow instead of using up precious brain time dithering, for getting my first NSD of the month.
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • greent
    greent Posts: 10,783 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 2 May 2018 at 8:00PM
    Eww, greent - the thought of a frog being swallowed and then coming up to be swallowed again. Yukky yuk yuk!!

    Re-swallowed :D
    It's about a toilet seat bought for £180 :eek::eek: (slightly strange shaped loo - discontinued model) less than a year ago which developed a crack a few months ago. Said item has a 2 year guarantee - I just want a replacement....
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • x_raphael_xx
    x_raphael_xx Posts: 4,411 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    greent wrote: »
    It's about a toilet seat bought for £180 :eek::eek:
    :eek:Would have been cheaper to replace the whole toilet!! :D

    Didn't get to boxing tonight. More work meetings! We started 2:30, didn't get back to the office til 6. I finish at 4!!

    [FONT=&quot]Money[/FONT][FONT=&quot]: [/FONT][FONT=&quot]know your income and outgoings. Just awaiting for this Exam cheque to come out. I hate waiting for pending payments.

    [/FONT][FONT=&quot]Me[/FONT][FONT=&quot] time:[/FONT][FONT=&quot] Look after yourself. Revive an old hobby. Exam practice. Wednesdays are usually my day off from practice, as I go to boxing straight from work. Didn't get to do either today.

    [/FONT][FONT=&quot]Move[/FONT][FONT=&quot]: Not much movement today, just walking to and around work.

    [/FONT][FONT=&quot]Activation[/FONT][FONT=&quot]: What spurs you on to keep on the path? Today I listened to a marathon podcast this morning. We also received our race numbers for our upcoming half marathon. Hopefully this will spur BF on to get some training done.

    [/FONT][FONT=&quot]Arm[/FONT][FONT=&quot] yourself [/FONT][FONT=&quot]: Whether you opt to work more or to spend less in order to achieve your goal, stand firm against the naysayers. No spends today, and another couple of extra hours at work. I suspect I'll be late out friday too. Looking forward to my wage slip next week!
    Planned spends this month - £20 tattoo deposit.

    [/FONT][FONT=&quot]
    [/FONT][FONT=&quot]You[/FONT][FONT=&quot]. Appreciate what you have. Be grateful. Today I am grateful I popped the slow cooker on this afternoon on my break. I'm also grateful for puppy snugs.
    [/FONT][FONT=&quot]
    19 NSD: 2/19 NSD Achieved.
    [/FONT]
    [FONT=&quot][FONT=&quot]Minimalism: [/FONT][FONT=&quot]Day Two, 2 items. - Thrown out a pair of tattered pants, and a dead battery that's been lying in a drawer for months.
    [/FONT]

    Check in every day. Here I am.[/FONT] :D
    Debt Free as of 17/01/2009 Turtle Power!!

    EF Challenger #3 £1543.72 / £5000
    MFW 2024 #100 £1300.00 / £10,000

    MFiT #40 Jan 2025 Target - £99,999.00
    Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
    Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
    Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
    Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.98
  • greent
    greent Posts: 10,783 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    :eek:Would have been cheaper to replace the whole toilet!! :D

    We did say that! :rotfl: However, it's an awkward loo for a reason - the first couple of loos the plumber ordered didn't fit there properly. :(
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    NSDs - 1/19
    Money - £43.26 spent on food shop and £29.98 on petrol. So budgets currently look like this - £43.26/£200 food, £29.98/£60 petrol and £69.50/£150 social/personal spends. No overpayments today.
    Move - short walk today, planning a longer one tomorrow
    Me time - few more chapters of my book
    Arm yourself - only essential spends today, 1 hour overtime at work
    You - grateful for the rain (didn't have to water the plants at all today), sausage and mash for tea, only 2 more days of work until holiday :D
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
    • 12 NSDs - 1/12
    • Budgets - £250 food and £100 social - £36.78 food
    • Continue batch cooking for the little one (remembering to include a larger variety of meals)
    • Make an extra £93 through surveys - £1.25 made
    • Continue building the full and final fund - £21.36 added
    • I'm making up Christmas gift boxes for local disadvantaged children. So far I've done two teenage boys and started on a boy 9-12 months but still more to get for him so I'll continue with that
    • Plans - safari park and dinner/new avengers movie. Will also allow for a visit to soft play and I need to take the little one swimming as we're holidaying in June and he's never been in a pool - safari park cancelled as my sister remembered she has tickets to a football match on the day we were planning to go
    • Read as much as possible - 1 book finished
    • Finish my final OU essay for this module

    Today I am grateful for getting home just before the rain started.
    VSPC 2019 #10 - £168.80/£100 VSPC 2020 #4 - £262.03/£200 VSPC 2021 #9 - £242.88/£200 VSPC 2022 #3 - £188.03/£200 VSPC 2023 #7 - £0/£200
  • indigowarrior
    indigowarrior Posts: 745 Forumite
    NSD 2:T
    My Tesco Bill has come out at £150:mad: I am going to query it before I pay it though. At least my living costs are low so I can manage if I need to pay it but still.
    Few appointments tomorrow and planned spends.
    No Spend November 2/15 and SPC 134
  • Fmess
    Fmess Posts: 2,920 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Combo Breaker
    Spend day today but only on SW fee. Today I am grateful for my job, good weather for dog walking, the groomers and kennel staff being so lovely with my dogs.
    LBM = 07/09/13 Debt = £13339 (100% cleared)
    New roof and car £8557/£19003 New kitchen £396/£5039 Credit card Paid Student loan Paid
  • DawnW
    DawnW Posts: 7,759 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Evening all :)
    Grrr, just writing a post and it disappeared :mad:

    Realised I haven't set budgets for this month - well I have, but not on here! So here goes:

    Groceries: £225 (down from £250 last month as I didn't use all the budget :A I am trying to run down the freeers so I can defrost them and make space for HG produce later on, and intend to continue with this throughout May :))
    Toiletries and cleaning: £30 (went over last month, will try not to for this one!)
    Fuel: £100 (I have increased this one, as we went way over in April :eek:)
    Presents: No budget needed this month as the relentless round of family birthdays is over for now. Now watch something unexpected come up :rotfl:
    Pet food / supplies: £15 - again, I didn't use all the budget last month so have reduced it for May - don't worry, he won't starve! This is for 1 very small dog :)

    I have budgets for other things, but these are the ones that are easiest to track on here. My trusty spreadsheet helps me keep track of all of them! Along with my spending diary to note down spends as they occur so that nothing gets forgotten :)
  • DawnW
    DawnW Posts: 7,759 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    So, a spend dayfor me today, and the budgets look like this:

    Groceries: £13.44 / £225
    Toiletries and cleaning
    £2.50 / £30 (had to buy dishwasher salt)
    Fuel £0 / £100
    Presents £0 / £0
    Pet Food / supplies
    £1.10 /£15 (needed poo bags :o)

    Also bought items from the local food bank's wish list to the value of £5.80 as my charity contribution :)

    It will be a spend day again tomorrow as it is market day, and I like to buy my veg and fruit from there as far as possible, as a) it is cheaper, and b) it avoids lots of plastic packaging :D

    So NSDs are currently 1 / 19. I must confess I don't worry unduly about these :o
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