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Busy Mee's Last Leg

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  • South_coast
    South_coast Posts: 5,898 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Ooh I ❤❤❤ the fact it has self-checkouts! And it's on my way home, so can pop in for a couple of bits and be out in 5 minutes ❤ Long may they last! 

    Sorry, enough waxing lyrical about Lidl! 
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • savingholmes
    savingholmes Posts: 28,979 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I thought I had bought loo roll only to find it was saying it would be delivered some time between March and June. I cancelled it!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • savingholmes
    savingholmes Posts: 28,979 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I've just managed to get some after a hunt - for delivery between 3-5 April!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • shangaijimmy
    shangaijimmy Posts: 3,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I have a conference a week on Tuesday that I've been hoping for a way out of for about 8 weeks! Silver lining to this whole thing... I'm also hoping that work bans any 'guests' coming on site so that I cancel a few other things that I don't really want to do!!
    MFW: Was: £136,000.......Now: £47,736.58......
  • Busy_Mee
    Busy_Mee Posts: 422 Forumite
    Seventh Anniversary 100 Posts Name Dropper
    edited 15 March 2020 at 9:29AM
    Morning all. 

    What a strange/worrying week this has been. I cannot believe how far things have progressed in a week. I am normally quite relaxed about health scares but I am quite worried about our old folk, the virus could potentially be lethal for them. They are all elderly and have underlying health conditions and are really at the mercy of other people's hygiene standards. They need a lot of people visiting them on a daily basis (carers etc) and you just have to hope that people are adhering to all the guidelines. Luckily the two worse affected live in quite rural areas, and there are no cases of the virus there yet.

    We are into very serious contingency planning at work as we provide public services, which is likely to impact on my programme as we will be concentrating on service delivery rather than service transformation. It will mean significant replanning and my team could be diverted on to something else.

    We are watching the international travel implications closely, we now should get refunds on two of our flights from the airlines as they have cancelled those flights, and refunds on the holiday itself. We just have one flight that we could potentially still use, but we won't. We haven't received any money back at all yet and I am worried about how the travel industry will survive this.

    Anyway amidst all the doom and gloom I had quite a productive day yesterday. I ran for 25 minutes non stop and am really enjoying my running again. I am still using the C-5k app and I am on week 7. Looking on the bright side, if we have to self isolate because of the virus, I will still be able exercise. I am also pleased to report I have now lost 5lb. It has been a tedious 1lb a week but I am starting to feel the difference now.

    I popped to the local Coop for a couple of bits yesterday and it seemed reasonably well stocked. I haven't been supermarket shopping for two weeks and need to go  and stock up today. I am not sure how well H@mebargains and Ald! will be stocked. There have been lots of photos of empty shelves on FB. 

    I also cleaned our food cupboard out and boy did it need it. It gave me the opportunity to check what we needed......and people we will not be running out of beans any time soon. We have mixed beans, kidney beans, baked beans, black beans and  chick peas. All good for rustling up veggy style meals if we get desperate. To be honest I am usually quite well stocked and just need to stock up on fresh stuff.

    I am lucky I can work from home and intend to do so, unless I am required to help out elsewhere. I figure that if I can keep myself well then I could be more use when the peak of the virus hits in May/June time. We are due to go away at the weekend with friends to a country hotel. At the moment that feels OK to go as there will be lots of fresh air and walking but we will see how things progress this week. It all feels a bit "anything can happen in the next 24hours !"
  • Suffolk_lass
    Suffolk_lass Posts: 10,310 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    DH was supposed to be up country with his bike mates this weekend but it was a national meeting and they cancelled it. He had paid a non-refundable hotel room but we just let it go - he even rang to confirm he would not be able to use it.

    Our next planned trips are very much under review and I suspect they may fall. Local things still OK for the moment and the shops remain well-stocked
    Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
    OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
    My new diary is here
  • South_coast
    South_coast Posts: 5,898 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    I had an email from Sainsbury's overnight, stressing that if everyone just continues to shop normally they will have plenty of stock and no shortages. Interestingly, my local Sainsbury's has decided now is the perfect time to change the store round - whole aisles closed off, with their shelves stripped completely bare is probably not the message their CEO was trying to convey in his email! 
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • Busy_Mee
    Busy_Mee Posts: 422 Forumite
    Seventh Anniversary 100 Posts Name Dropper
    edited 15 March 2020 at 2:23PM
    I've just got back from Ald! and it was really busy. The car park was rammed before 10 am , by 10.10 they had run out of trollies, which is no bad thing as it limited the number of people in the shop.  There was plenty of fresh stuff, it was just store cupboard stuff that was limited. They even had toilet rolls !  Aldi are limiting each product to 4 per person which is stopping people from stockpiling. However there was one idiot that thought it was acceptable to kick off at the till because he was only allowed to buy 4 single bananas. We have a global crisis going on and the staff are dealing will queues up the aisles and we had to witness a grown man having a full on paddy because he couldn't buy more than 4 single bananas......some people need to get a grip   :o
  • beanielou
    beanielou Posts: 95,692 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    What a twit. 
    He could have bought 4 packets!! 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 95,692 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    & I think that banana’s were in the super 6 this week! 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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