20/20 Vision (repaying a debt to my home and myself)

beanielou

doingitanyway wrote: »

Thank you Beanie. It could definitely be worse, but the redundancy is a very small amount so I will need to be very careful not to get back into debt. There is no other salary apart from mine so I do feel a bit vulnerable right now.

Always difficult when only one income.
Not surprised there is a feeling of vulnerability for you.

RosaBernicia

I'm glad you had a wonderful time away and I totally agree wonderful places


Sorry to hear about your bereavement and about the shock of the work changes. I'm sure you will find new ways of dealing with the money side of things once things have settled a bit.



Rosaxx

HairyHandofDartmoor

I'm glad you had a wonderful time in the Highlands .

I'm very sorry about your relative dying and your redundancy though . When does the redundancy take place? I suppose moving with your company isn't an option?

Will you be able to find another job easily or is self employment an option?

As you say, at least you are debt and mortgage free and that is a very powerful position to be in .

mark55man

welcome back DIA

a lot to unpack (in more ways than one) after your trip away

I'm sure you will cogitate and reflect and you'll come up with a plan. although I don't have the faintest what that might be

in_need_of_direction

A real mixed bag to deal with at the present but you’ll get through it cos that’s what you do. Glad to see you back

MuffinTops

So much happening. I'm so pleased you had the break away and loved it as hopefully that has also given you time to recharge to help you face what's going on with work.


I'm so sorry to hear about your relative. It's always a shock to lose a loved one, even when it's expected.


You have so many internal resources and talents that I'm sure you'll find something. My hope is that it will show you a whole new side to things and you'll find joy in your workplace again. Good luck there.


MTx

doingitanyway

beanielou wrote: »

Always difficult when only one income.
Not surprised there is a feeling of vulnerability for you.

Thanks beanie. I'll feel less vulnerable when I have a plan of action...

RosaBernicia wrote: »

I'm glad you had a wonderful time away and I totally agree wonderful places
Sorry to hear about your bereavement and about the shock of the work changes. I'm sure you will find new ways of dealing with the money side of things once things have settled a bit.

Thanks Rosa, you are right once I work out what to do I'll feel better, just trying to deal with funeral first and then I'll turn my attention to work and money.

HairyHandofDartmoor wrote: »

I'm glad you had a wonderful time in the Highlands .

I'm very sorry about your relative dying and your redundancy though . When does the redundancy take place? I suppose moving with your company isn't an option?

Will you be able to find another job easily or is self employment an option?

Thanks HH, moving isn't an option for me.
I have not been happy in my work for some time so I want to think carefully to see what opportunities there are in this new situation. I firmly believe there are always opportunities in any situation no matter how pants it may seem at the time.

doingitanyway

mark88man wrote: »

welcome back DIA

a lot to unpack (in more ways than one) after your trip away

I'm sure you will cogitate and reflect and you'll come up with a plan. although I don't have the faintest what that might be

Thanks Mark88 and I don't have the faintest idea either...

in_need_of_direction wrote: »

A real mixed bag to deal with at the present but you’ll get through it cos that’s what you do. Glad to see you back

Thanks INOD for the vote of confidence.

MuffinTops wrote: »

So much happening. I'm so pleased you had the break away and loved it as hopefully that has also given you time to recharge to help you face what's going on with work.


I'm so sorry to hear about your relative. It's always a shock to lose a loved one, even when it's expected.


You have so many internal resources and talents that I'm sure you'll find something. My hope is that it will show you a whole new side to things and you'll find joy in your workplace again. Good luck there.


MTx

Thanks MT. I have to admit joy is something that has been lacking in my work for too long. It was time for a change It isn't in the way I expected but once the funeral is out of the way I will start thinking about what this all means

doingitanyway

I had a massive sorting out of paperwork. Everything has been filed and is findable. This small action has helped me feel calmer.

The one PPI claim I remember accepting under duress has got back to me with a huge form. They appear to be saying I do have PPI so maybe there is hope there after all? It was a small loan but anything will be most welcome. I will do this tonight. :money:

I have claimed for a travel ticket. I have another one to do and will do this tonight too. One train was cancelled and the other delayed by over an hour so I am hopeful. :money:

I have a mystery credit to a dormant account so I will go to the bank and see if I can get it out. :money:

I am throwing everything I have into ensuring I can pay my car insurance/car tax off in one go in a few months time. That will give me peace of mind when the job goes

So far I feel okay but I think that is because I am in denial and just focussed on the funeral.

I hope you are all also okay

HairyHandofDartmoor

Good luck with the PPI claim, I hope it pays out.

You do have a lot on your plate at the moment, so hopefully things will seem clearer soon.