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20/20 Vision (repaying a debt to my home and myself)
Comments
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Homegrown0 wrote: »That's good to know. I have approx 30 individually wrapped tampax that I bought but didn't get on with so they've been sitting there doing nothing. I wanted to donate them but wasn't sure where and totally forgot. I'll drop them at my local food bank the next time i'm passing. Thanks!
Thank you
Always in demand I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
It sounds like you're making lots of positive changes DIA. Freeing up space by decluttering your home, freeing up your time by giving up the volunteer role and improving your health by giving up the simple sugars. You're gaining time, space and good health. Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
HairyHandofDartmoor wrote: »It sounds like you're making lots of positive changes DIA. Freeing up space by decluttering your home, freeing up your time by giving up the volunteer role and improving your health by giving up the simple sugars. You're gaining time, space and good health.
Well done on all these things .This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0 -
Good to know. Thanks.The foodbank take tolitries too
Thanks for the positivity HHHairyHandofDartmoor wrote: »It sounds like you're making lots of positive changes DIA. Freeing up space by decluttering your home, freeing up your time by giving up the volunteer role and improving your health by giving up the simple sugars. You're gaining time, space and good health.
Thanks CumbriaCumbria_lass wrote: »Well done on all these things .If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
I have the same thing with gifted toiletries as they're lovely but my skin is so sensitive I now use baby products. It's a nice idea to food bank them.0
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MuffinTops wrote: »I have the same thing with gifted toiletries as they're lovely but my skin is so sensitive I now use baby products. It's a nice idea to food bank them.
It is, thank you I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
I'm the same MT, I also use baby products or fragrance free few ingredients toiletries.MuffinTops wrote: »I have the same thing with gifted toiletries as they're lovely but my skin is so sensitive I now use baby products. It's a nice idea to food bank them.
In the end I made up a box of toiletries and gifted them to a refuge but its good to know about the food bank.If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
Sounds like you're making really healthy changes - well done! Hope your work went well yesterday. Total Debt : ?? / ??0
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Lots out of the house today. Some of them big things that took up space. :j
Also, I gave my boxes of chocolates all given as presents but not to my taste to the food bank.
It was good to get rid of things. I used to feel bad about giving away presents but now I just get my enjoyment from the pleasure of being thought of and then I pass it on. I have tried telling people that I prefer experiences like a tea and cake treat where we spend time together instead of stuff but the message has not got through. Never mind.
I am starting a new bag for the CS and I've already found a book to go this evening
I returned a huge parcel to the Post Office
I decluttered some cheese and crackers rather than eat them,
My new hand knitted wool slippers (got in the sale, and stalked until they dropped in price) came. They are a joy to wear so I threw out the old cheap and tatty ones
The plumber came! He gave me a quote of £200 to fit a stopcock and change a tap. I will get another quote to compare.
Oh and joy of joys. I took my water bottle out with me and didn't screw the lid on tightly so it leaked and now my phone is wet and will not work. :mad:
A day of snakes and ladders really
Have a restful evening allIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
Thanks lonelyrat. I could be doing better on both counts if I'm honestSounds like you're making really healthy changes - well done! Hope your work went well yesterday.
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720250
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