Not A Typical Student - Financial Advice Needed!

Kat.Lou

I'm 38 and am going back to uni in September. I already have a degree and so can not apply for another student loan even though I paid that off years ago. However, having worked in a well paid job for the last 10 years and having saved, I am in the fortunate position of not having to worry about funding myself through uni this time around. This is where my question comes in: based on the fact that I am unlikely to need an overdraft and that I have a large sum of money in the bank to fund me through, is it worth me opening a student bank account or not? I'm grateful for any advice as I can't figure out myself what to do!

Dobbibill

The USP for a student account is normally for the benefits such as a fee free OD or other freebies like railcards (although these seem to be aimed at 16-25yo).

It's personal preference with the account but definitely utilise any student discount you can in stores that offer it - some only need you to display an ID card from Uni.

All the best with your studies.

WibblyGirly

I'd open one anyway just for the free railcard! You may need to pay in X amount per term but you could always close it after a while anyway.