What small DFW things will you do w/c19th March?

allydowd

Hi March Money Magicians,

I don't have to work til 3pm but I've been good and got out of bed.


Debt-Free-Nillionaire Continuity Plan Year Three:

* Work very hard on my own mental health issues. Do Holistrio App. I'm going to give it one more month and then unsubscribe. I'm feeling the benefit of it.

* Check online banking and broadband usage. After last months billing error we are only paying £8.50 this month for broadband.

* Turned off alarm clock until tonight, it resets itself automatically.

* Tidy up after DW. DW is a disorganised clutterbug and if I don't do a daily tidy there will be piles of random stuff everywhere by the end of the week and important things get "lost". In return DW irons.

* Go to Library and exchange books and snaffle some free Wifi.

* We're not big on Easter. Bought a wee box of truffles to share. Eggs seem such poor value.

* Council Tax bill has arrived. Add the figures onto my spreadsheet.

* Check all loyalty points.

* Clear out my emails. Stop holding onto pointless ones that are cluttering up my Inbox.

* DW's homemade pickled eggs are ready.


To live without risk is to risk not living.

allydowd

LiveLifeFull wrote: »

- De-cobweb all of the house

That reminds me, I have a web in the bathroom to deal with.

ziggy2407

Good Morning All

Another sunny morning, I could get used to this (but best not, lol because "Beast from the East part 3" may be returning). Today we will

Check Bank & made PAD - Done
Clean @ mums -
Take mum to hairdressers -
Walk around local reservoir -
List a couple of bits on Ebay/FB -
Read (another book from shelf) -
Purge a few emails -
Enter a few comps -
Surveys -
Swagbucks -
All meals from cupboards/fridge/freezer -
Check: Tombola Stars, Lucky Bob, Luckyphone, FPL -

Have a great day all.

C x

DawnW

determined_new_ms wrote: »

I know, right?! Oh thinks not so much....

Go for it DNMS, paying off the mortgage was the best thing we ever did. It meant we could retire early (aged 60, so not that early, but earlier than the government says you can!) With no mortgage or rent to pay, we could live quite happily on small work pensions plus savings. And I mean small, I laugh at those pension adverts asking worried couples how they will live on less than 30k a year or whatever :rotfl:OK, so no luxury cruises for us, we live in a terraced house and grow our own veg, but we still ran our vehicles and saved a few pounds each month on less than half of that.

OH gets his state pension as well now, and I will get mine later this year. I am not sure what to think about that tbh - we have never had any benefits except for child benefit when everyone used to get it, and I dislike the idea of dealing with the DWP. And of course, good old HMRC will be wanting some of it :rotfl:

If your OH isn't sure, show him how much interest you will save :eek: and if that doesn't work, do it anyway, even if it is only a few quid a month, it still saves interest and shaves months off your mortgage

Hope your craft fair goes well FVD!

No big plans today as I still feel a bit under the weather. I am determined to have a go at the hip exercises I found on the internet last night though. They look simple enough even for uncoordinated old me :rotfl:
Other than that I will:
Clear up kitchen which looks like a bomb has hit it :eek:
Check banks and update spreadsheet
No plans for spending today
Check for surveys later
Make something healthy for dinner, as otherwise OH will get / make something fatty and unhealthy which neither of us needs!
Maybe get out in the garden if it warms up a bit
Looking after baby GS this afternoon, so unlikely to get anything done then - hope he is feeling smiley and not grizzly!

determined_new_ms

DawnW wrote: »

Go for it DNMS, paying off the mortgage was the best thing we ever did. It meant we could retire early (aged 60, so not that early, but earlier than the government says you can!) With no mortgage or rent to pay, we could live quite happily on small work pensions plus savings. And I mean small, I laugh at those pension adverts asking worried couples how they will live on less than 30k a year or whatever :rotfl:OK, so no luxury cruises for us, we live in a terraced house and grow our own veg, but we still ran our vehicles and saved a few pounds each month on less than half of that.

OH gets his state pension as well now, and I will get mine later this year. I am not sure what to think about that tbh - we have never had any benefits except for child benefit when everyone used to get it, and I dislike the idea of dealing with the DWP. And of course, good old HMRC will be wanting some of it :rotfl:

this is my dream! Now am working f/t anything above what I earn now will be going straight over to over payments! Once the mortgage is paid off - and hopefully I will be qualified in the next few years - we can work p/t and live a champagne lifestyle on a lemonade budget :beer:

LiveLifeFull

allydowd wrote: »

That reminds me, I have a web in the bathroom to deal with.

I hate them! One minute your ceilings are all lovely and clean, and the next.. BAM cobwebs have appeared out of nowhere like magic!

LiveLifeFull

1luckylady - Thank you! I kind of cant wait until its over so I can relax!


So, I got as much done as I could yesterday, but me and the OH had "5 minutes" sitting on the bed last night and fell asleep :rotfl:


Therefore, my list continues! They are coming this evening around 6pm, so I have a lot to do in that time. I also work 9-5 so its going to be extremely interesting I am finishing a little bit earlier today, so hopefully, I can fit it all in. :eek:


CONTINUED HUMONGOUS TO DO LIST
- Swipe kitchen and bathroom
- Take out bins and get a little spritz of something that smells nice
- Hoover ALL rooms upstairs and downstairs (focus mainly on downstairs to save elec)
- Mop kitchen and bathroom
- Wipe down kitchen cupboards
- De-cobweb all of the house
- Sweep outside front door
- Tidy back garden a little bit (not much as wont be going out there due to weather)
- Wipe down windows in living room
- Clean TV screen
- Clean mirrors
- Go food shopping at Ald!


Happy Friday everyone!

foxgloves

Greetings Friday Frugalistas,
Dawn - Yes, re my motorbike tale on DFWDiaries, I think that was my Mum's thought when she kind of persuaded me not to buy it until I'd moved. I think she was worried about me driving it 83 miles from home to halls of residence......or more likely, worried about me falling off! My friend was selling her Honda & I'd pretty much decided to have that when the 'long journey for new biker' doubts set in!

Good day today on the budget-wrangling front:
*Treated ourselves to coffees & hot cross buns while in city centre, but paid using our March personal spends so no impact on budget whatsoever & it's so lovely to have a little treat but still to feel in control.
*Bought a book I'd been wanting as spotted it for £3.99 instead of the RRP of £8.99 (personal spends again!)
*O2 Priorities did us proud today as we both managed to get one of the free Thornton's Easter eggs. I'd expected them to be little ones, but they were full size ones with butterflies on - if anyone has the O2 Priorities from their phone contract, do see if you can get an egg. I think there are 7000 a day on weekdays & more at weekends?
*Last grocery shop of March budget & we came in at £1-13 over target, so was pleased with that, as we did buy an enormous pork joint which will do a lot of meals, including some slices for the freezer for a 'free' Sunday dinner another week.
*mr f managed to walk past a farmer's market stall selling home made pork scratchings without me having to blindfold him or start stripping to create a diversion. Then he had a wobble & nearly went back, because they are apparently 'ace with beer'. I helpfully remiinded him he hadn't got any beer either, so this wouldn't be an issue. Pence saved, lol!
*Did a few surveys.
*No downstairs heating on yet, though we are still lighting the fire in the evenings. What with the rubbish food & no fire, cat would practically be packing his belongings in his spotty hanky & setting off to go & live with HappyKitties! (Or Ziggy - he received a posh cat food tin in the post this week from a link she posted for me a while back! He sends his grateful thanks, as it was proper grub & not more gruel)
*Talked to mr f about what major job we would have done on our house if money were not an issue (it is!). We were both in agreement, so should we suddenly find ourselves massively in funds (hahaha), we will be able to go ahead without 3 months of debate & indecision.
*Update DFWDiary - as I promised a further 'Debtisode' (glad I'm not naughty any more)
Have a nice Friday all - hey, I wonder if CrazyCatLady breaks up from school today? Hope so!
Cheers,
F x

allydowd

News

• NHS Prescriptions are going up 20p in England to £8.80 from April. Prescription Payment Certificates are not going up. Here's the MSE article on saving on prescription costs: (Link)
• Read this if you have a Halifax mortgage. You may have been wrongly charged a late payment fee. (Link)
• Postage stamps go up by 2p on Monday. Buy now to beat the hike!
  

DawnW

DawnW wrote: »

No big plans today as I still feel a bit under the weather. I am determined to have a go at the hip exercises I found on the internet last night though. They look simple enough even for uncoordinated old me :rotfl: Done, and they do seem to help! Will keep it up, though won't do any more tonight due to the time I spent walking round the house with baby GD
Other than that I will:
Clear up kitchen which looks like a bomb has hit it :eek: Done
Check banks and update spreadsheet Nothing had gone out, so no updating needed today.
No plans for spending today NSD
Check for surveys later Not done, but I did claim a £5 Amazon voucher from Pinecone this morning
Make something healthy for dinner, as otherwise OH will get / make something fatty and unhealthy which neither of us needs! Made a fish gratin, had it with broccoli from the market and a big handful of baby carrots from a tub in the garden
Maybe get out in the garden if it warms up a bit Planted out some not great Italian kale plants from a pot in the greenhouse. Hoping to leave them in till the caterpillars start to appear, then compost them, hoping to harvest some leaves in the meantime. Unconventional perhaps, but I find it often pays in a small garden like mine. The above mentioned carrots for example, were planted by little GD last September, and when they came up were extensively nibbled by snails . Then we had the snowy beasts #1 and #2, but surprisingly, I have harvested 2 good handfuls of baby carrots from that pot, and there are some still to have So hoping the kale experiment works! Covered them with string and netting to keep the pesky pigeons off - I swear we have more problems with wood pigeons living on the edge of a town than we did when we lived in the countryside :mad:
Looking after baby GS this afternoon, so unlikely to get anything done then - hope he is feeling smiley and not grizzly!

He was smiley, but also quite grizzly because DD hadn't left his dummy :eek: Walked around with him for about an hour to pacify him, and vowed to buy some spare dummies to keep in the cupboard!

LiveLifeFull wrote: »

I hate them! One minute your ceilings are all lovely and clean, and the next.. BAM cobwebs have appeared out of nowhere like magic!

My house is quite old and has quite rough walls and cornicing round the ceilings, and as you can imagine, the spiders LOVE that! I am sure your visitors are coming to see you, not inspect your house though

1LuckyLady wrote: »

Yay, Luckyboy is home, safe and sound. I think we'll all sleep better tonight, he's exhausted but smiling

Hope he had a fab time xx