What small DFW things will you do w/c19th March?

determined_new_ms

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important :money:

determined_new_ms

Morning I've woken up feeling tired - not a good start for a 12 hour day!

Small things for today:

* have order material to make sanitary padds - I'm addicted!
* all meals from stores
* make dinner before I leave
* wash hair and let dry naturally
* update mileage sheet
* hang up washing & do another load
* make lunches, bags & get clothes ready for tomorrow
* knitting this evening* update spending diary and pay off personal spends over the weekend

Ok think that will do.

allydowd

Hi March Money Magicians,

Going away for DW's birthday shortly. _party_


Free-Nillionaire Continuity Plan Year Three:

* Work very hard on my own mental health issues. Do Holistrio App.

* Check online banking and broadband usage.

* Turned off alarm clock until tomorrow, it resets itself automatically.

* Using an Airbnb instead of a fancy hotel.

* We're going to visit four RSPB nature reserves on a photogra-faff, over the next two days, luckily they're all close together(!)Total entry cost is £3.

* Flask of coffee packed and a substantial amount of snacks are going with us too.

* Backed up Finances Spreadsheet into cyberspace.


To live without risk is to risk not living.

Lottebear

Good Morning All,

I have some MSE plans this week!
- Ordered a massive shop for pick up later, I have run out of everything so the cupboards will be full once again! This enough meals and bits for the week
- Planning on booking hols to see friends and will stay in AirbnB near then I'm just waiting for sign off of the hols.
- Set up payment to pay for DD holiday club.
- Ordered Christening gift for friend as I can't go used Prime membership for free delivery nearer the event and gift card balances from surveys.
- Car in for service already paid for as part of PCP arrangement. Hoping they will give it a valet too!
- Planning on popping into town on Friday to pick up a few bits.

PurpleFairy26

Morning :hello: thanks for the start determined hope your day doesn't feel too long. My plans for today:

Small wash on - done
Clean bathroom - just floor to do
Small shop, have list as have done meal plan
Dd to new swimming lesson
Work from Home - no commute
Use gym later, refill water bottle there
DH to gym when he gets home
Something from freezer for smalls tea, will get it out in a minute
Make some calls and catch up with some e mail admin tonight
Check banking, reconcile just for points credit card
Make Tuesday nights tea for everyone else today
Find something to keep sourdough in

Enjoy your day peeps.

ziggy2407

Good Morning All

DNMS - Thanks for starting us off today

Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

Very cold and icy here today, DS to school for 10am - I hope he gets to school in one piece as it's treacherous. Today we have/will:

Check Bank & made PAD - Done
Meat in SC for shepherds pie - Done
DH to Drs for blood test - Done
Shopping with list -
Dentist @ 4pm -
Ironing -
Purge a few emails -
Enter a few comps -
Surveys -
Swagbucks -
All meals from cupboards/fridge/freezer -
Check: Tombola Stars, Lucky Bob, Luckyphone, FPL -

Have a great day all.

C x

LiveLifeFull

Morning everyone,


I'm looking forward to payday on Friday! Not much to do this week, just letting things tick along nicely (which is the most boring and hardest part of MSE).


TO DO LIST
- Make dinner from stores (use veg that will go of first) DONE
- Make lunch for tomorrow from stores DONE
- Take washing to parents not done
- Tidy living room/kitchen/bathroom not done
- Go gym with OH (gym is free as OH uncle owns it) not done
- Share bath water with OH not done
- Put dry washing away not done
- Change monthly forecasts as renewed car insurance yday and its £13.44 cheaper per month. DONE
- Get clothes ready for tomorrow morning not done

Edit: I was actually awful yesterday. I couldn't bring myself to do anything! Will give myself a kick up the bum for tomorrow.

DawnW

Afternoon all
Hope your work day passes in a flash DNMS
Have a lovely time away Ally
1LL, no wonder you feel anxious Can you speak to the senior member of staff who is going on the trip about your son's condition, medication variations according to mealtimes etc? They need to keep him safe and well, and I am sure they would rather take the time to go through it with you than have to deal with a poorly child. It would help put your mind at rest too.

We had loads more snow yesterday and overnight, but thankfully it seems to be melting now. Not much done today so far
One of us had to go over to my brother's flat in the next town first thing, as something was being delivered and he is at work. OH went as he isn't bothered about driving in icy conditions, and I am!
Meanwhile DD arrived here with both kids, baby poorly after his latest lot of injections, all snuffly as he has a cold, poor little thing
Managed to make a batch of cheese scones before they arrived
Also made a batch of well behaved biscuit dough so that GD aged 4 could make biscuits
Some of the odds and ends I ordered for 11 year old GD2's birthday arrived from Amazon. She requested a rather odd selection of craft items. So far I have a roll of double sided tape and dispenser, and a pack of modeling clay. Still waiting for 3 more things.
Fire alight to keep the children warm without running up the heating bill too much

And that is about it Still to do:
Load of washing which will have to be pegged out tomorrow as it is too late now
Put away fireguard which I got out of loft before the children turned up, as I was concerned about GD and the stove. They have gone now, so I will wrestle it back into the loft!
Check banks and update spreadsheet
Leftover ham, jacket potatoes and salad will do for dinner
Not planning any spending today!

foxgloves

Hello Monday Money Savers,
Thought I'd kick my list in while waiting for bread to finish baking. Garden was still white this morning but has thawed brilliantly so maybe I'll get out there this week.
*Baked trifle sponges for Easter & froze.
*Stewed fruit from freezer - home grown blackberries for Easter trifle & wombled cherry plums to eat instead of fresh fruit this week.
*Baked a loaf.
*Freezer dive tonight. Am doing rice & we're having dal & channa masala with it.
*Shredded, blanched & froze leftover saboy cabbage to use in my minestrone later this week.
*Straightened out budgets which was going well until I got a phone call which messed up my calculations & plans, so had to start again.
*Overnight laundry on heated airer. Using free laundry product I was sent to test.
*Made tomorrow's packed lunch.
*Recycled some clean on one side A4 paper in the printer.
*Entered 2 prize draws.
*Knit more squares for my throw. I need 39 more.
Have a nice evening all,
F x

determined_new_ms

Morning Still tired! And 2 days left to go....

1LL that sounds like a good idea. Try not to worry am sure the school and DS will be able to manage this - they're more responsible than we realise (kids) and your DS' always sound mature x

Today:

* All meals from stores
* make sandwich for afternoon - I have breakfast and lunch but get hungry later on!
* take PPI letter to write an appeal letter later on when things are quiet
* update mielage sheet
* will nip to SM in break near work to grab some milk
* remind oh to take my petrol receipts
* set WM to come on this evening & hang up
* bath & pamper session this evening
* knitting - am doing well at keep doing this each day

Ok that's all I can think of! Better get moving!

Baileys_Babe

DNMS thank you for starting this weeks thread :A

1luckylady I feel your anxiety regarding your sons trip away & his medication is completely justified. You are being very strong in allowing him to spread his wings and develop, despite your own suffering:grouphug:

Today's plans:
RM survey
NSD
PAD
Turn off lights and appliances not in use
Pack drinks and snacks to take out with us today
Return item for refund
Renew library loans
Request books from library for free
Home Educate children
Take 2 bags of out grown clothes to HE group today to pass on to friend for her children
DW to run overnight
WM to run overnight
Make tonight's dinner this morning so this evening runs smoother