Ongoing Journey to being a Frugalista..

jwil

Good luck with it Brizzle, you can do it!

Suffolk_lass

Just wanted to let you know you have another supporter, cheering you on.

Sun_Addict

You're lucky you've got your DH on board and you both pull together. You've got great plans in place and you'll weather this and come through the other side, it will all be worth it in the end

greent

September sounds like a very spendy month with some irregular & one-off spends included - so to still NOT spend more than 1/4 of your income is fantastic! :j :T

brizzlegirl

Evening all

Hope your weeks have started well.

Still trying to keep a real lid on spends. Real thoughtful spends when we do. Went away with friends this weekend but spent less than £10 :T by taking food and wine and doing some walks to make the most of the sunshine.

OH has also been wrestling with the new YNAB which is a bit tricky still, especially on CCs, but was bit horrified that we were about to start to incur £300 or so interest per month on these as several promotional rates came to an end. So... we bit the bullet and now have a card to BT across all the non 0% CC debt. I wanted to keep our cards as they were in order to keep us hugely focussed but OH felt strongly about it so I went with that. He’s stepped up to helping with YNAB and so is entitled to express a view and get it heard it will be nice to see a clean sheet and all our payments paying off principal rather than a mixture of principal and interest.

It’s going to be a full on week so may not be around much but hope everyone has a great week

Love to all

Brizzle

brizzlegirl

Thank you for all your kind comments and support - nice to ‘see’ you SL

Greent - hope alls good and OH is enjoying the new job

Have a great evening SA and jwil - thanks for popping by

brizzlegirl

And beanie!! Thanks for stopping by and hope the weather is still mild up there . We are battling not to switch the heating on but it’s touch and go some evenings

beanielou

Heating in on.
My fingures are really cold so it had to be done :eek:
Good news on the new 0%.
Great to not be paying any interest :j :j

brizzlegirl

Thanks beanie - yes less chilly today down here but some evening so have really needed bed socks and blankets!!

Have a good week and think you’re right about the interest free BTs but do need to keep foot hard on accelerator of debt reduction...

X

beanielou

I am sure you will keep your foot on that accelerator