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Ongoing Journey to being a Frugalista..
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3 months is not long at all.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Thanks Lou - yes I agree it’s not long and I am almost tempted to do a chart with c.110 bricks in it to show its achievable. And mark one off for each day. That may also have the benefit of making it into a habit... and that way we keep on being much more frugal in 2020 as well. I may sort that chart out over the weekend and put it up in a prominent place in the kitchen!
Have a great day x0 -
* Reading back I am hereby changing that ‘may’ to ‘will’!! :rotfl:0
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All sounds fab. Really not long to go now until DF :T"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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Yes all going well brizzle. Not long to go before you're debt free!:)Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”0 -
All sounding good. Not long to go now!Save £10,500 - £2673.77 - 25.5%
Pay off £7000 - £1743 - 19.4%
Make £2021 extra income - £99.750 -
Thanks all.
Yes socking away £2.5k this month towards the tax bill was a tad grim but oh so absolutely necessary. Just hope all the other YNAB categories hold out. Hopefully will be OK if we wind our necks in and stick to budget for the rest of the month.
Have a great week all and thanks for popping by xx0 -
All going in the right direction. I thought you both were salaried now so is the tax bill a hangover from the freelance days?I get knocked down but I get up again (Chumbawamba, Tubthumping)0
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Hi SA
Yes... unfortunately. Used to take out more than I probably should have and so when it’s all reconciled when we effectively ceased trading I have a large bill to pay. But it’s fair - that’s the way it goes - just need to get that sorted and squirrelled away be end of the year and then it’s all systems go for the assault against the CCs.
Hope you’re OK SA- haven’t been on the diaries much recently - hope I can change that shortly!!
Have a great week0 -
You're doing fantastically well brizzle and I know it's a lot for the tax bill, at least you have it now in advance which has to be good news :T also, the extra you'll have after for the cc will see it gone in no time. You seem so focused
Any exercise squeezed in this week?
Have a good one. Purps.0
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