📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Ongoing Journey to being a Frugalista..

18283858788131

Comments

  • beanielou
    beanielou Posts: 95,771 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Glad that you had a fantastic time :D
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • brizzlegirl
    brizzlegirl Posts: 1,260 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    Thanks Beanie we did and it was one of our most frugal holidays ever. No nasty CC bills for us I think as long as the car hire deposit and accommodation deposit aren’t taken (which we have been assured they wouldn’t be)

    Sleep well

    Brizzle x
  • Igamogam
    Igamogam Posts: 6,028 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Combo Breaker
    the supermarkets were so reasonable despite the poor exchange rate.

    We are about to go to a place where cornflakes are about £8 a box_pale_...........good job we dont eat them!! DD1 has given us a list of food stuffs she would like bringing - including V!mto Cheddar cheese and Welsh cakes:D

    Sounded as if you had a great time. Well done on keeping it frugal!
    Be the change you want to see -with apologies to Gandhi :o
    In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
    'On the internet no one knows you are a cat' :) ;)
  • brizzlegirl
    brizzlegirl Posts: 1,260 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    Aaah Welsh Cakes... food of the gods! Love ‘em. I am very jealous.

    Enjoy the holiday!!

    X
  • jwil
    jwil Posts: 22,082 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Holiday sounds fab, glad you had a nice relaxing time :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Sun_Addict
    Sun_Addict Posts: 24,139 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad you had a lovely holiday.
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Seasidegal58
    Seasidegal58 Posts: 6,036 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Your holiday sounded fab!

    I don't think you spend excessively on food. You have a certain standard in food that you like to buy - organic - so that is always going to work out more. But it's good food and you cook from scratch and it always sounds delicious - I wouldn't mind eating at your house regularly!:)

    Perhaps have a scout around on the comparison sites re the insurance?
    x
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • brizzlegirl
    brizzlegirl Posts: 1,260 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    edited 26 August 2019 at 9:30AM
    Morning...

    Have snuck in a lovely few extra days away. It’s been great, although suspect going back to work will be a strain...not sure what I will return to!!!

    Money wise we have tried to be frugal. I still need to do the accounts as we went largely by cash, but making sure we ate at home when we could or took picnics helped a lot. Am off with the DDs shopping today so that could be pricey.

    Thanks for your comments on the food bills SSG, think I just need to keep a real close eye on it all. DD1 is moving towards being vegan so we are now increasingly veggie so that all helps bring it down. Last night was toast, HM baked beans (using up an tin or two of mixed beans we had in the larder) and poached eggs..a kind of shukshusha (sp?) which if we keep doing meals like that should be healthy but tasty. The insurances we pay so much for are actually all life and PHI insurance so hard to compare. We did get about half of them years ago when they were cheaper plus the recent ones have all been via TCB. We do probably carry too much, particularly now we are both employed again with employer benefits, but I am not sure I want to take the risk of dropping a few premiums.

    I hope everyone is having a great month. Hope to catch up on the diaries soon

    Xxx
  • beanielou
    beanielou Posts: 95,771 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Glad that you got a few extra days away :) xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • brizzlegirl
    brizzlegirl Posts: 1,260 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    Thanks beanie - hope you’ve good and it’s not been too hot for you... xxx
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.4K Banking & Borrowing
  • 253.3K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.4K Work, Benefits & Business
  • 599.6K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.