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Ongoing Journey to being a Frugalista..

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  • brizzlegirl
    brizzlegirl Posts: 1,260 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    edited 12 January 2019 at 9:02PM
    Thanks ladies. On the tax Ijust need to build a buffer and maybe get my company affairs sorted in June so the July payment is based on actuals not forecasts. In fact that’s probably the sensible thing to do. Will talk to the accountant sometime next month about bringing everything forward a bit.

    So as I write he’s on the rowing machine again....I do think it’ll get used :)

    Good things today..

    - had a cookery lesson today. Nice low carb ideas and super healthy. Really good to get more ideas on what might work well plus have my first eve bullet coffee which was surprisingly tasty. Met some nice people too.
    - still eating leftovers and some from my lesson. Super frugal.
    - have meal planned for next week and though there’s fish, no meat so cheaper.
    - lovely afternoon with DD1 and that DD2 worked hard on school work today....out now tho.

    Less good:

    - As a result of my lovely lesson i went on Amazon for some supplements and a book on some food plans...so under £40 spent today but even so can’t count as LSD which in the Brizzle world is £20 or less
    - no run today....put the fire on and helped Dd1 with some travel plans....fatal!!
    - OH did his tax return and it’s bigger than we had thought, largely because of some dividend changes that came in last year. Good job we get paid before it’s due...but clearly that has to come first before paying down the other debt. Obvs. Oh well.

    Have a good eve all xxx
  • Seasidegal58
    Seasidegal58 Posts: 6,027 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Very pleased to hear that the rowing machine is getting blasted after all!:rotfl: and well done to OH re the job. :j

    Your own fitness/health plans are going very well - the cookery lessons sound really interesting.

    Bah humbug to the tax bills though!:(. Still you and OH are on top of it and I know you will roll with the punches.

    SSG x
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • beanielou
    beanielou Posts: 95,725 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Enjoy the rest of the weekend :) xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • We too have bigger tax bills both than we would like this year. Obviously I'd like it to be zero :rotfl: but once it's paid and gone you can move on and if you can get hours done on actual before July that seems sensible.

    I did manage a run today but only because I was out early before I got caught up in other things that needed to happen today. Am going to try tomorrow too, we'll see.

    Cookery lesion sounds fab. Enjoy the rest of your weekend. Purps.
  • brizzlegirl
    brizzlegirl Posts: 1,260 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    I know EXACTLY what you mean PF.. zero is such a great ‘number’ (or concept!) that Id love it to be that. But it’s not :rotfl:

    I am having a heavy week at work but am good now, was a bit moody yesterday and have just worked out why (where’s the eye roll emoji??!) so better today and tomorrow is Friday - yes!!

    The first debt has gone. It’s a relief and although we will be sifting through the foodstores and buying as little as possible this month its all in better shape than I thought and DDs and OH on message. Tying the health stuff in with trying to be frugal is working well for me at the moment... early days obviously but it’s like a lifestyle change rather than just trying to sort one aspect. Feeling positive so far. On to the next. If I can I will try and get through the next 000 barrier later this month, but with tax etc it may be impossible. Can only try!!

    Hope everyone is good.

    Much love to you all

    Brizzle xx
  • jwil
    jwil Posts: 22,064 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done on clearing a debt :T
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • beanielou
    beanielou Posts: 95,725 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Great news on being one debt down :j :j
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • brizzlegirl
    brizzlegirl Posts: 1,260 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    I am thrilled. Just finishing up work and its dawning on me what a great mid week achievement event this is... :D :T

    But..as ever...still work to be done. Onto the next one, and this month and next are squeaky tight.

    Off now to lovely friends for dinner so a NSD :D

    Have a great weekend all x
  • Sun_Addict
    Sun_Addict Posts: 24,126 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Good news a debt has gone :)

    Re the rowing machine, I read somewhere that the rowing machine is the least used one in gyms but actually is the best one to use. So DH may be onto something there.

    Enjoy your evening :)
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • greent
    greent Posts: 10,787 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Great that a debt has gone - hurrah! :T

    Have a lovely weekend :) xx
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
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