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Ongoing Journey to being a Frugalista..

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  • jwil
    jwil Posts: 22,064 Forumite
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    Hope your OH uses the rowing machine!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Seasidegal58
    Seasidegal58 Posts: 6,027 Forumite
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    Echoing the others re OH using the rower!:eek: Do you think he will! Get him working on that payment plan!
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • brizzlegirl
    brizzlegirl Posts: 1,260 Forumite
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    Oh he has..twice in two days.....it sounds like a tornado setting off in our house when he's at full stretch :rotfl:

    The payment plan is a funny one...he announced at the dinner table that he would use his overtime (he's forecast some which should be paid next month (you see, he doesn't even get cash flow....:o) and I said right back that that was already earmarked for his tax bill and for building up our Mojo Fund (Barefoot expression) again after it had been decimated by MY tax bill so to get his thinking cap on and try again My daughters were quite amused. Its like I am serious this time. Tired of being in debt so fine if he wants to 'splurge' but it has to be paid back.


    I'll report back on what he says about it this evening! He had an interview (internal role) today and the interview went really well so hopefully he's buoyed up. He was quite stressed yesterday as had no time to prep for it in between his day to day work and supporting DD2 with her schoolwork.

    No running today but I will try a LP exercise class. Only 20 mins but better than nothing. And maybe a bath. And will go tomorrow as have had some meetings rearranged.

    Meals have been better today. Easier/getting used to it maybe? Getting used to only 3 cups of caffeinated tea and am drinking lots of herbals instead. Have done a TT and although spent on groceries for the health plan its all sensible stuff.
  • beanielou
    beanielou Posts: 95,723 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Hope there is good news on the interview :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • lucielle
    lucielle Posts: 11,518 Forumite
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    My OH wanted to spend 120 quid on an exercise bike. Managed to get one for 20 he's used it less than 10 times!
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • jwil
    jwil Posts: 22,064 Forumite
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    Hope there is a good result from the interview!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Seasidegal58
    Seasidegal58 Posts: 6,027 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Echoing everyone re the interview!
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • brizzlegirl
    brizzlegirl Posts: 1,260 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    Thanks all - that's a cracking result L! Apparently he's been stalking options on the bay for some time and this one came up so he grabbed it...

    Anyhow. We do have a resolution to this. Apparently he was offered double the overtime I thought so the additional amount will more than cover the rowing machine. Still doesn't help cash flow but at least he has taken responsibility. In fact he's on it now :rotfl:

    Life still going well. The new job will be full on but the ability to work largely from home is glorious. I am following LP on diet but no runs or exercise yesterday or day before because of work. But feel quite strong which is nice and will run today. And did 17k steps yesterday so hardly a couch potato. Its proving good, nice tasty food and I generally don't feel hungry. But I do need to get more diligent as I am not doing her exercise routines or drinking enough water...that needs to improve.

    Lots of TTs...but have just woken up to fact that will probably have a reconciliation tax bill in July and another in December. I know I can plan for these but its just knocked my confidence a bit about being DF again by Xmas. Oh well, think I will just stick to my current plan and just start saving and knocking down the debt as fast as I can. One outstanding amount will be paid off on Tuesday. Whoop!!! Its at 0% interest, but its the psychological boost that we will get from striking it off the whiteboard that I am waiting for. I am already doing TTs to the second one which feels better than nothing, thats for sure.

    Onto work matters for OH, he was offered the job which he is thrilled about. Although...if something else that is planned comes off, equally as good, he will be on that. Confusing? Definitely! But the main thing is he sparkled in interview so we are all very thrilled and either way he gets a great project to work on. I hope he'll know one way or the other next week so he get on with whatever one it turns out to be.

    Think thats it from us. Ploughing on. Hope everyone else is OK.

    Brizzle xx
  • beanielou
    beanielou Posts: 95,723 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Good news for DH.

    Enjoy your weekend :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • greent
    greent Posts: 10,787 Forumite
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    That's all sounding fab, brizzle! :T (well, with the exception of the tax due July/ Dec.…) xx
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
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