The long haul supporters thread...

chimp_choker

trulymadlydeeply_indebt! wrote: »

I also wouldn't go to A&L purely because of their policy of taking debits before credits. OH's wages went in one month and we had 2 d/d's going off that day. Even though the balance suggested they would be covered, they charged me £35 each for bouncing the payments. Also, when they switched my d/d's from the old bank account, they "missed off" two of them. Consequently, when my fridge freezer conked out in October, the insurance company wouldn't pay up as they hadn't received any d/d payments since March and had cancelled the policy. Not a happy bunny indeed!

Have since gone back to my old bank and can't wait to clear A&L overdraft so that I can close the account. Just my thoughts, but hope it helps.

Read this post and I decided to close the A&L Account because of the charges. Got onto the phone and asked them to close the account. Got passed through to what was probabbly the customer retention dept and the nice girl on the phone said if I kept the account open with the A&L she could refund £50 in charges now, would i be happy at that? I said no because I am owed over £600 in these administreation charges but I'd take her £50 non the less. She is going to credit £50 now so she says..... not that I'm holding my breath or anything but I'll try it again next week for another £50.....lol.

chimp_choker

chimp_choker wrote: »

Read this post and I decided to close the A&L Account because of the charges. Got onto the phone and asked them to close the account. Got passed through to what was probably the customer retention dept and the nice girl on the phone said if I kept the account open with the A&L she could refund £50 in charges now, would i be happy at that? I said no because I am owed over £600 in these administration charges but I'd take her £50 non the less. She is going to credit £50 now so she says..... not that I'm holding my breath or anything but I'll try it again next week for another £50.....lol.

Done already, !! £50 to spend on shopping tonight !!

millionaire_in_training

Hi all. I have an alliance and leicester account but I just use it for my weekly money so have never gone over yet. I haven't got any dd's on it mind you and from what I have read I wont be doing so either. I had some good news yesterday. I have at last got a decent maintenance assessment through CSA so my belt can get loosened a notch :j . I wont count on it though until I get it in my account as ex is not exactly reliable. I havent made any overpayments this month yet . Car is going in for an MOT on Monday and I am afraid to use any money until I know what that will set me back. Fingers crossed it isnt too much.

I hope you are all well xx

chimp_choker

chimp_choker wrote: »

Done already, !! £50 to spend on shopping tonight !!

Went to Asda and I had £25 on my savings card, add the £50 from A&L and I got 2 weeks shopping for a miserly £7 from my debit card... Well chuffed I am... I even bought some pate !! ( only a little bit but a treat non the less.)

tinkerbell12

Hi,

Could I join please? Just getting into these forums after signing up to a DMP which predicts our debt free date to be Sept 2012.... Feels like a lifetime away!!

chimp_choker

tinkerbell12 wrote: »

Hi,

Could I join please? Just getting into these forums after signing up to a DMP which predicts our debt free date to be Sept 2012.... Feels like a lifetime away!!

....... well mines November 2027 !!

phoenixchick

I have a small success - the parking ticket I received has now been cancelled. Yippee!

Keeping_Positive

Congratulations Pheonix chick.

My luck has taken a turn for the worse. Washing machine and slow cooker have broken.

ltm07

Cut our DFD by 2 months by transferring £2500 from my 12.9% Mint card onto Tesco's 0% for 13 months deal! Hope everyone else is ok.

In_Search_Of_Me

tinkerbell12 (116)

welcome tinkerbell! Sorry about the delay getting to you - havent been on that much this week!

Well done with that guggling ltm and good on you for the successes PC & CC!! Every penny does help! Sometimes it does feel like a huge battle though doesent it eh! Hows everyone else doing? Pay day for me this week...Havent done brilliantly this month - just bits & bobs but they add up...must do better!