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The long haul supporters thread...

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  • Squirrel29 wrote: »
    I don't feel I am doing as well this month, I seem to have slipped off the wagon when it comes to limiting my social life and have actually been out twice a week for the last three weeks, although I have not bought in rounds, I have still spent a tenner each time :mad:.

    I also had a nasty car crash yesterday, a young lad switched lanes in front of me to exit a roundabout and smashed into the front of my car. I am going to have to use my meagre savings to pay the insurance excess. I was in the clear regarding blame so am hoping I can claim this back. I am in soooooo much pain today and am recovering at home, have had to type this with my good arm as can't move the other one properly and have pins and needles. It never rains but it pours!!
    DO NOT PAY THE EXCESS!!!
    i GUESS YOU ARE NOT FROM UP NORTH but there is a solicitors called Winns, I think in newcastle and they sort everything out for you without you paying the excess. Try and google the name and i'll do some digging but it's worth asking about their services acording to the radio adverts up here.
  • DO NOT PAY THE EXCESS!!!
    i GUESS YOU ARE NOT FROM UP NORTH but there is a solicitors called Winns, I think in newcastle and they sort everything out for you without you paying the excess. Try and google the name and i'll do some digging but it's worth asking about their services according to the radio adverts up here.

    http://www.winnsolicitors.com/page/downloads.htm

    Now I must point out I have never used them nor have any connection with them but they advertise on quality radio programmes up here soit might be worth looking at their site if nothing else. There are short radio and tv adverts on this link.

    HTH.

    Chimpy

    P.S. big hugs and well wishes for the recovery and claim.......lol
  • In_Search_Of_Me
    In_Search_Of_Me Posts: 10,634 Forumite
    aww sorry to hear that S - hope you feel better soon...keep us posted!
    I have had an Ok month so far but still over a week to pay day and next month will be a bit tight! Got my CC statement today (or rather one of them!!) and while I knew what it was never like the figures!! Made me pleased I didnt get things i didnt need...do need to crack the smoking though!
    Nerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.

  • ZTD
    ZTD Posts: 24,327 Forumite
    Remember to put in a claim for personal injury too. Have you seen a doctor? Pins and needles can be a sign of inflamation putting pressure on nerves. Better safe than sorry.
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
  • jonnyboy80
    jonnyboy80 Posts: 116 Forumite
    Evening all...sorry to hear about your accident Squirrel29 hope you get it sorted x x Been a strange few weeks in did really well last month til I had to replace several tyres and a dentist trip knocked my repayments to just over £500 last month...This month is going ok as just paid £212.49 off my Capital One card so have updated my sig today but got less than £300 to last til pay day on the 27th which is going to be interesting!!!!
    Debt at lightbulb moment (June 2007) was £31,738.19
    Debt as of 1st January 2010 was £21,905.82
    Current debts total as of July 2014 £4,300
  • Squirrel29
    Squirrel29 Posts: 646 Forumite
    Thanks for messages of support everyone re car crash. Pain is getting worse as are pins and needles, I am getting addicted to Nurofen! I visited A&E and my GP and they confirmed it sprains to neck and arm muscles. My insurance company have instructed solicitors as have legal protection on policy. Luckily I get full sick pay from work for up to 6 months (not that I intend to be off past this week!)

    At least it has curtailed my social life and the bank account should recover, although my good arm is still ok and I would have no problem picking up a glass of wine. :rotfl:Not good idea to be off sick but seen out in pubs though! Thanks though lovely people and keep focused on that debt busting!
    Second and final LBM 01/01/11 Nearly got there but fell of wagon. HAVE to do it this time :mad:
  • Numpty_Monkey
    Numpty_Monkey Posts: 14,196 Forumite
    10,000 Posts Combo Breaker
    Glad:grouphug: your ok Squirrel , and glad the drinking arm is still in working :rolleyes: order,
    I've had a few internet probs tonight:mad:
    an update to a previous post :o

    erm i'm sub £7000, dfd date has come down a month:j :j :j :j
    thanks everyone:love:
    PROUD TO BE DEALING WITH MY DEBT NERD #869
    Numpty,Not sure why but I'm crying :o . Of all the peeps on this board you're the kindest & most supportive of all & I'm :mad: & :( for you all at the same time . Wish I was there to give you a big :grouphug: & emergency hobnobs
    xx
    DFD 5/1/16
  • Hope you are ok Squirrel. Poor you!
    OH had an accident in Nov, again not his fault, he said that the pain got worse a couple of days after the accident, before it started getting better. We didn't have to pay the excess as it was covered by our gap insurance. OH had about a week off work and although he is stiff and achey at times it has got much better - but will take up to a year to fully recover. He should be getting a claim paid out in the next couple of weeks.
    Hope that's the end of your unfortunate events.
    Lightbulb moment Feb 2008. Total debt [strike]£70214.18[/strike] £63108.51 :eek: Priority 'eek' debts [strike]£27035.64[/strike] £24480.12:mad:
    Proud to be dealing with my debts - official DFW Nerd 906. Longhauler DFW No 108. Sealed Pot Challenge: No 220. £7142.92/£20000 (35.7%)
  • My mind must be totally mashed up as I didn't remember writing the previous post (well I am off work at the mo due to stress :o - but only work stress -being a DFW longhauler is fun!!:D ).

    Been busy on the DFW front today. So far I have:
    • Challenged my evil :mad: parking ticket.
    • Requested details of insurance and payments, as well as asking for 'repossession charges' to be removed, from an old car loan account.
    • Applied to open a new bank account and savings account.
    • Written letter 1 in my journey to claim back ppi from my loan account.
    Next step - check my credit file so I know exactly what is there and what is statute barred.

    Looking forward to updating my signature next week :T - I so enjoy watching the figures go down!
    Lightbulb moment Feb 2008. Total debt [strike]£70214.18[/strike] £63108.51 :eek: Priority 'eek' debts [strike]£27035.64[/strike] £24480.12:mad:
    Proud to be dealing with my debts - official DFW Nerd 906. Longhauler DFW No 108. Sealed Pot Challenge: No 220. £7142.92/£20000 (35.7%)
  • Hi all - hope you're all in high spirits on this grey day. Me, I'm completely hungover having necked a bottle of wine watching telly last night. It has left me with a sludgey feeling and just want to go into town and spend lots of money to cheer myself up. AARRGGHH!!

    (((HUGS))) Squirrel29. Hope you're feeling better today. I'm currently nursing a sprained ankle having fallen off my 5" stilettos last weekend and it's murder so I understand your pain right now.

    Have updated my totals so that looks a bit healthier.:T

    I also wouldn't go to A&L purely because of their policy of taking debits before credits. OH's wages went in one month and we had 2 d/d's going off that day. Even though the balance suggested they would be covered, they charged me £35 each for bouncing the payments. Also, when they switched my d/d's from the old bank account, they "missed off" two of them. Consequently, when my fridge freezer conked out in October, the insurance company wouldn't pay up as they hadn't received any d/d payments since March and had cancelled the policy. Not a happy bunny indeed!

    Have since gone back to my old bank and can't wait to clear A&L overdraft so that I can close the account. Just my thoughts, but hope it helps.

    Gonna go and freshen up now and have a brisk walk. Have a strange smoked salmon craving which needs obliterating.:confused:
    Decluttering junk and debt in 2016
    Debts - Vanquis £3500 1/1/16; DFD - when I'm dead with £100,000,000+ interest :eek: UPDATED Feb 2016 £2739.80; DFD June 2016 :j
    Next - £1500 1/1/16 DFD about 10 years time. UPDATED Feb 2016 £1371.16; DFD July 2016 :j
    THE GOAL IS TO HAVE NO DEBT BY THE END OF 2016
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