The long haul supporters thread...

In_Search_Of_Me

Rammstein1 (108)
Welcome!! Thanks for the pm & welcome. Why not introduce yourself?!!

Rammstein1

thanks for the number
i lost the love of my life cos of my debts and have decided i need to get rid of them before i lose anything else
im finding so much inspiration from the diaries and stories on these forums i know i will do it
thanks again

Rammy

Rammstein1

ok
proper introduction time
my signature says how much debt im in but it includes 3 loans which finish in 19 months, 25 months and 30 months and that will free up over £500 a month :j
iv more or less been in debt since i started work and classic case of credit cards and loans
had read the main board but never saw the forum part as i never scroll sideways !
currently making changes in my life - eating healthier, cutting down on alcohol, attending nightschool doing autocad course, growing up and of course getting a grip on my debts
the stories and diaries on here are a real inspiration and i know iv found all the help i need from the great peeps iv already met in the few days iv been a member

Rammy

Keeping_Positive

Welcome Rammy

This site has been a great help to me and Im glad you have found it.

jonnyboy80

Hi all! Have just seen your totals ISOM and a big well done-have been following your progress and others around the £27/£28k mark and hope to break £20,000 by the end of the year...Still ages away for me but have my loan payment for £565 due out Tuesday so that will be over £2000 paid off this year already!!!

ltm07

Hi all. Mighty impressed with some of your progress & OH & I hope to hit £25k by the end of the year. Won't get our hopes up too high as there's bound to be the odd setback now & again(like this week when we had to fork out over £600 on our car)! Doing as much overtime as i can & whilst it's very tiring,it's a great feeling come payday when there's an extra £100 or so a week that is going towards our debts. OH also picking up extra shifts at work,which is helping big time too.

phoenixchick

Hi all, hope Easter went well.
Still plodding away looking for ways to save and make more money. Pay day is at the end of the month and, for once, there will be some money in the account and food in the house :j .

My shopping bill should be much lower this month as we have not yet eaten everything we got last month. I will try to set myself a definite food budget this month - last month it was a vague keep track of money and try not to spend too much. Having the groceries delivered really helped.

I was having a look on quidco and noticed that it was offering £50 if you signed up for betfair - unlike most of the other offers you only had to deposit £10 to qualify. I thought it would be worth a go, afterall, even if I bet and lost the whole £10 I would still potentially be up £40. So I had a go, went to their casino bit and played a little zero blackjack and zero roulette, won a bit and lost a bit but finished up with £20 - which i have now withdrawn. I have made £10 for nothing! and could be making another £50 from quidco as well!! (not counting my chickens on the £50 until it is in my account though). :T

A jolly good start to the week. I will continue in true DFW form in a bit by going to the free gym in my appartment block and then reading my library books.

Keeping_Positive

Slow progress here but progress at least. I have amended my sig to show how much I have paid back since my LBM. The good news if before I would repay x amount on the loan but add y to the overdraft or cc. This time around I ve not needed the OD for at least two months and then only a bit for a week or so and not a credit card bill in sight that isnt set to be paid in full by standing order each month.

Did my first months spending from the spending diary and it interesting to see where the extra money went. March wasnt as successful as I had throught. Grocery challenge was good and Im ameazed I came in at £253 have spent close to £400 in the past. Pheonixchick look out for the April grocery challenge when it starts the March on has been really friendly and helpful.

millionaire_in_training

Groan !! I have failed miserably in March. I have put a weeks shopping on my card. I have spent money that I had available to pay off my overdraft but it has been a really expensive month. The kids have needed one thing after another and I have just been dishing out the cash constantly. Was away yesterday to Newcastle for a meeting with my work and spent nearly £100. I'll get most of that back but :eek: . DD was at orthodontist today and we ended up getting her some clothes that she badly needs. We went into Primark, which is a shop I loathe, and she got hundreds of stuff for £33. I might just start liking it now lol. Pay day next week so hopefully totals will reduce a wee bit.xx

ltm07

Felt a bit down today to be honest. Been hammering the overtime like anything & feeling worn out. Didn't even do too much over Easter weekend apart from on Sunday as was feeling lethargic! Need to do the overtime to have a few treats,but been doing too much. Don't want to feel sorry for myself,but going to cut down on doing so much,as all i seem to be doing is working,eating & sleeping! Not going to give the DFW journey up but need to find a happy medium as doing so much overtime is getting me down. Sorry for the moan!!