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Just dropping by to see how everyone is getting along and looking forward to another debt-busting year for us all;)
It's so good to see fellow DFW's getting towards the end of their debt journey and it must be thrilling to see the end coming ever closer. It really does motivate me to keep going when I see these posts.
The first few months of a new year are very challenging for us as OH has no work and we have to really watch the pennies. The last few months haven't been great either as my car has needed work constantly but it's just passed it's MOT so I can carry on a bit longer with it.
I've taken up the grocery challenge for 2013 and have found that this is helping me to remain positive (getting a strange buzz from halving my grocery bill:o)
Could someone tell me what POAMAYC means?
Our debt is edging ever closer to the sub 30k mark which again is something that spurs me on - our DFD is currently 2017 but I would love to get this down to 2016 which is do-able as our original date was 2021:eek:
Take care all
Ellie xxDebt Free 1st March 2017
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It's pay off as much as you can 2013 :-) xI AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.680
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Happytogetdebtfree wrote: »It's pay off as much as you can 2013 :-) x
Thanks - I keep seeing it on everyone's signature but couldn't work out what it was:oDebt Free 1st March 2017
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While we're on the subject, what's DD and DS?!0
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I think dear daughter dear son?I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.680
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Thanks I've always wondered! There's too many acronyms on here!0
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Thanks I've always wondered! There's too many acronyms on here!
I found this post useful, it has a list of all the acronyms used on the Dedt Free Wannabe section (DFW) https://forums.moneysavingexpert.com/discussion/672601- MSE Forum Achievements:
- Debt-free & Proud - December 2014
- Fully Funded 12 Month Emergency Fund - December 2020
- Current Challenges: No Spend Challenge 2023
- January NSD: 16/25
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Thanks folks for all the kind words. XX5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
You're welcome, we are all in this together.
- MSE Forum Achievements:
- Debt-free & Proud - December 2014
- Fully Funded 12 Month Emergency Fund - December 2020
- Current Challenges: No Spend Challenge 2023
- January NSD: 16/25
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MIT Hugs from me. I think your mum would be very proud of how well you are doing.
DH is still ill and not working and every time I suggest work he seems to go back a step. I have decided not to mention it at all for now but being so short of cash is making me a bit obsessive about every single penny. We are still making payments to our loans and minimum payments elsewhere so we are not getting into more debt.business mortgage £0))''(+ Barclay's business kitchen loan £0=Total paid off was £96105 PPI claimed and received £13527
'I had a black dog, his name was depression".0
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