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The long haul supporters thread...

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Comments

  • andydgg
    andydgg Posts: 83 Forumite
    edited 15 February 2013 at 8:01PM
    applied for a 0% cc but it's been ignored, Lloyds are part of HBOS so can't see them giving me it, it'd reduce my interest by £30 a month. I opened an account with rbs because I'm finally ditching santander, I'll never forgive them for blocking my account and the amount of over charging they did a few years ago.

    I'm looking at middle of next year to be debt free from the evil cards, hoping for maybe June 2014. Just been hit with a £600 electic bill though and a holiday coming up so might be a bumpy ride this month.

    Do you guys include your mortgage in your debts?
    LBM; Nov 2010 27206.14
    DFW: FEB 2011; HBOS 14215, VIRGIN 3271 BCARD 7130 OVD 2200
    NOW; OCT 2011 HBOS 13537.12 VIRGIN 2709.12 BCARD 6231.02 OVD 0
    NOW; NOV 2012 HBOS 7593.55 VIRGIN 1690.46 BCARD 5609.25 OVD 0
    Feb 2013 HBOS 6840.69 VIRGIN 1586.17 BCARD 4456.60
    DFD DEC 2014
  • I don't include my mortgage in my negative wealth figures. Every penny makes the difference no matter how small xx
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • Just updated this months totals...under 10k finally!!!
    Debt at lightbulb moment (June 2007) was £31,738.19
    Debt as of 1st January 2010 was £21,905.82
    Current debts total as of July 2014 £4,300
  • Well done Johnnyboy. I'm nearly there too :D

    Andy I don't count my mortgage or my car in my debt as I see them as ongoing and essential. I want rid of any non-essential debts :)
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • andydgg
    andydgg Posts: 83 Forumite
    Well done those hitting the 10k, I'm a few months away from hitting it
    LBM; Nov 2010 27206.14
    DFW: FEB 2011; HBOS 14215, VIRGIN 3271 BCARD 7130 OVD 2200
    NOW; OCT 2011 HBOS 13537.12 VIRGIN 2709.12 BCARD 6231.02 OVD 0
    NOW; NOV 2012 HBOS 7593.55 VIRGIN 1690.46 BCARD 5609.25 OVD 0
    Feb 2013 HBOS 6840.69 VIRGIN 1586.17 BCARD 4456.60
    DFD DEC 2014
  • andydgg wrote: »
    Well done those hitting the 10k, I'm a few months away from hitting it
    • *whispers* I've just gone sub 40K. :o
    Long haul supporter #290
    POAYDBX2014 #043
    LBM Dec 2011 Debt £51K Debt Nov 2014 £42K
  • Well done everyone and well done ostritch sub £40k, xx
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • andydgg
    andydgg Posts: 83 Forumite
    little goals to chip away at, brings down the mountain lol or something like that. Iremember mine went sub £25k then sub 20, 15, now I'm aiming in on sub £10k! I'm maybe four to six months away. Then it'll be sub 5!!!
    LBM; Nov 2010 27206.14
    DFW: FEB 2011; HBOS 14215, VIRGIN 3271 BCARD 7130 OVD 2200
    NOW; OCT 2011 HBOS 13537.12 VIRGIN 2709.12 BCARD 6231.02 OVD 0
    NOW; NOV 2012 HBOS 7593.55 VIRGIN 1690.46 BCARD 5609.25 OVD 0
    Feb 2013 HBOS 6840.69 VIRGIN 1586.17 BCARD 4456.60
    DFD DEC 2014
  • Allypops
    Allypops Posts: 244 Forumite
    Well done all those that are breaking milestones - whether it is sub 40k or sub 10k. My next is sub 50k, which is still horrific but still better than 78k!
    Allypops
    Married with 2 children
    SPC5 # 1837- -
    DMP started April 2011 34.5% paid [STRIKE]£78800[/STRIKE]
    DFD: June 2019 DFW Long hauler #286
  • Recurrent ostrich you should be shouting not whispering. It's all in the right direction. I told one of my close friends the other day that I had gotten my debt down to £10k something. I was thrilled and she was horrified that I had so much debt. She then said but that includes your car surely :o erm no :o. My bubble got burst a wee bit. I won't be telling anyone else in real life. I'll tell them once I have £10k in savings :p
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
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