The long haul supporters thread...

Happytogetdebtfree

Hi, i hope you sleep better tonight. You will find that been aware of it can be a great help to clearing things off. Some of the challenges see people rounding bank balances to the nearest pound and move the pences to another account and that can sometimes make a big difference. Also i have seen people do the sealed pot challenge and they have paid 3k off. When you suddenly have your lbm you want to pay off as much as you can, but you need to remember it didnt come overnight so take it at a pace your comfortable with, dont beat yourself up, set realistic goals and come on here for lots of support and help. I know it can seem daunting at first but you are not alone and its nothing some sensible budgeting wont fix, it will become a challenge to save where you can and you will become excited over the 5p you saved on a tin of beans that will be moved to a savings account. I started my journey in 2008 :O we all have the moment of shoulda woulda coulda but alas i take happiness in the knowledge that i can clear the negative wealth and finally be financially free at some point in my life xx

chris81418

Hello everyone!:wave:

Happytogetdebtfree wrote: »

Yay well done everyone im sure it will move faster the closer we get to our dfd yippeee. Yes this thread often goes quiet it would be nice to see how people are getting on x

Just a quick update from me as requested by HTGDF: Hoping to hit my DFD on 31/12/12, as per my signature below ... fingers crossed!

Welcome to the club MummyRivett and well done with taking the plunge - this forum has certainly helped, motivated and inspired me - enjoy the ride to your DFD! :money:

Happytogetdebtfree

Wow thats great chris, Just seen your starting amount less than mine was at highest but still a scary amount, i bet you cant wait what a way to start the new year free of the negative wealth! What will you do with your spare money ?? x

MummyRivett

Chris, you have given me inspiration. Thank you

[Deleted User]

MummyRivett wrote: »

I have started my debt free diary and didn't spend a thing all day

Yesterday was a NSD for me too.

MummyRivett

:T Excellent, well done

Happytogetdebtfree

Bedsit bob ive been embarrassed to ask because ive been on here since 08 but what does OTOH mean ? haha. Well done everyone on a nsd xx

[Deleted User]

It means On The Other Hand.

Happytogetdebtfree

Tut i feel such a cluts now when i read it i thought it was referring to a numerical amount doh at me ! x

[Deleted User]

Bang goes NSD. :mad:

I've just spent £4-77 on milk, bread, margarine, baking potatoes, a tin of cat food, and (yes I know I shouldn't have ), a 35p :eek: jar of jam.