The long haul supporters thread...

millionaire_in_training

That's fantastic Sparky. I cannot wait until I can post that. Good for you and have fun telling your wife.:beer:

sparky0107

millionaire_in_training wrote: »

That's fantastic Sparky. I cannot wait until I can post that. Good for you and have fun telling your wife.:beer:

Thanks MiT
The overtime couldn't have come at a better time, in the last 6 months I've paid off £9492.02 to credit cards and the satisfaction of writing letters to them asking for the accounts to be closed is great. We fly to NY on the 23rd of this month and I can't wait to see the look on my DW's face.

thevinternet

sparky0107 wrote: »

Thanks MiT
The overtime couldn't have come at a better time, in the last 6 months I've paid off £9492.02 to credit cards and the satisfaction of writing letters to them asking for the accounts to be closed is great. We fly to NY on the 23rd of this month and I can't wait to see the look on my DW's face.

Well done!! You are very inspiring to the rest of us!! May I ask how much your debt was originally? x

Happytogetdebtfree

Well done thats amazing and new York is amazing too, did your wife know anything about your finances? Or are you saying you will tell how you dealt with it? Roll on when I can post that :-) the most satisfying part will be paying outright for things no credit on my turf :-) x

sparky0107

thevinternet wrote: »

Well done!! You are very inspiring to the rest of us!! May I ask how much your debt was originally? x

Our original debt back when I had my LBM was about £18000, I've been chipping away at it since 2007, then we went to 1 shift in work for 2 years and the repayments had to go back to minimum payments, then last year we hit boom time around June and I've worked every day since the beginning of June doing 12 hour shifts in that time I've had 21 days off in total, the difference now is any extra money is now for our future, plus I'm now going to start chipping away at the mortgage.

Happytogetdebtfree wrote: »

Well done thats amazing and new York is amazing too, did your wife know anything about your finances? Or are you saying you will tell how you dealt with it? Roll on when I can post that :-) the most satisfying part will be paying outright for things no credit on my turf :-) x

Thank you also HTGDF
We have been to New York before and can't wait to get back there. My wife is a bit of a bury your head in the sand type, if she doesn't know about it then it's not there, so I took over the finances in the relationship and we both get pocket money every week. So my plan is to take all the print outs of the snowball debt calculator and show her them, over a glass of champagne overlooking Times Square.

The best thing is getting paid and not having to work out who's getting what this week/month.

Hopefully you're DFD will be soon and you can take great pleasure in posting on here and announcing it to everyone.

Happytogetdebtfree

You really have done yourself proud and your on to the mortgage thats some achievement make sure you enjoy your time away i dont mean overspending but treat yourself with your cash and know its all yours makesure you plow some money into enjoying yourself as well as paying the mortgage down hip hip hoooray xx

poohbear59

sparky Well done.You are an inspiration. I can't wait until the day all our debts have gone.

We both asked for our expected pension and today worked out that when we retire we will be better off than we are now, if we manage to pay everything off by then!

I have had a second LBW. It was about two weeks ago and since then DH and I have had an allowance to spend, and I have joined the NS challenge for February.

chris81418

sparky0107 wrote: »

As of the 20th January 2012 I am "officially debt free".

Huge congratulations Sparky! :T:beer: Well done!

scotmumof3

sparky0107 wrote: »

Morning everyone
Long time no post "Long Hauler 110" Sparky0107 reporting in. As of the 20th January 2012 I am "officially debt free". Managed to clear all of our debt thanks to a lot of overtime and some cutting back, without hurting too much. I have booked a week in New York (paid cash), plus I have booked a table et the champagne bar in Times Square to tell my DW that we no longer have any debts (She doesn't know yet!).

So glad I stumbled across this site back in 2007, without everyone's help, support & knowledge I wouldn't have been able to do it, so a great big "THANK YOU" to one & all

WOW that's brilliant you're wife will be over the moon:T can't wait til I'm debt free you're an inspiration

abundant1972

Hey all... Am new to the thread but would love to join. My debt free schedule takes me up to 2017 when I will be 45. Some days I feel really inspired and that I am making progress... Then I see or hear about people much younger who have nearly cleared their mortgages and I am still renting and haven't even got on the housing ladder... It's then I feel like I will never catch up and get into the whole 'what's the point' mode of thinking...

I know there will always be people who are financially better and worse off than I am... and comparing doesn't necessarily help... I mean - I suppose none of us can take any of it with us, right? I sort of believe in Karma I guess (though am not especially religious) and feel that as I borrowed that money and got myself into debt... it is only right I clear that slate...

But how does everyone keep motivated on their own little corner without feeling financially inadequate??? All suggestions much appreciated!!!

I just want to add I am *really* happy for those people who are becoming debt free and who have made a success of their lives... and seeing threads from guys like sparky make me believe that I can make this happen... I mean it was only 5 years ago that you were in a similar place to me... and now you're off to New York!!! That's going to be me one day... (minus your wife of course!!!)...