The long haul supporters thread...

Soma

oh dear silly bank and loan company - will they charge you? follow millionaire's advice and have some chocolate

climbintheladderouttadebt

That's pants :EasterBun
I saw this and thought of you! Hope it makes u !!

Happytogetdebtfree

Nothing abit of choc won't fix :-) x

jwil

Soma wrote: »

hmmm still deciding but thanks - was wondering if I would get judged for going on holiday but would be miserable if all I did was pay off debt. Hoping to ask for birthday money towards holiday fund aswell. I think not using credit cards is a good idea too Thinking of opening an ISA as a holiday fund. Depends on whether I get a lower stress lower paid job or not.

We don't have foreign holidays but we do go away in our (un)trusty campervan! I think it's important to have a break to recharge your batteries, and don't see a problem with having a holiday when you are in debt as long as you can do so manageably.

jwil

climbintheladderouttadebt wrote: »

Hi everyone! Hope the weekend was good for all?

I am doing my usual 'Monday debt day'. Am trying to help with my friends stuff as well as my own. Hers done for now, until I get her credit reports, and some CCA requests.

I paid one of my debts off this weekend, and another will be done when they cash a cheque I sent! :j

Boyfriend has offered to pay off a few more over the coming months (we're looking @ those around £200-£400 outstanding) so am going to work on a budget for him, so he can still save around £250 a month, pay his bills etc. Feeling very positive today!

Well done on paying a debt! What a great feeling - here's to the next one!

jwil

NellyM029 wrote: »

Hi

Thanks for that - well I suppose I have come quite far. Faced my debts head on and stopped spending on credit cards, live within a budget, checked my cedit file. Paid off about £7K in a year (£32K to go!!!) and dramatically reduced my outgoings.

My long term aim is to be debt free by Feb 2015 which will be the last payment of a loan but I may be able to overpay and do it sooner. But short term is to get rid of those credit cards one by one. They're very slowly reducing.

I'm gonna get fit and start running too.

Congratulations on the growing family and wedding. What's the plan for the wedding?

Thanks again for the reply

Hi Nelly, 7k in a year is great! Well done!

jwil

Happytogetdebtfree wrote: »

Well what a day i am pished off stupid bank is well rubbish... loan has bounced i feel so annoyed arghhhhhhhhhhhhh x

Oh no, that's so frustrating! Banks are !!!!!! aren't they!

millionaire_in_training

:grouphug: Dodgy cuddle for you happy. Just a blip for the minute. Tomorrow will be better. I totally hate when something like that happens as it can drag you right down all day. Positive vibes being sent to you xx

climbintheladderouttadebt

cheers jwil! I think I'll be able to clear another in a couple of weeks I am over the moon! :j

Just got back from doing a BIG food shop. Used so many vouchers & took advantage of so many deals (only on food we wanted) that I saved a THIRD off my shopping and got enough to stock my kitchen for a long time for £50!

:money:

Sending happy vibes to everyone tonight & sharing the love! :lovethoug:dance:

Soma

just had some tesco value sausage & beans on toast. A bit watery but ok. Value biccies are nice

well done on the big shop ladder I think I will have successfully made it throught the month on £80 for groceries including going halves on food for 3 cats.