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  • Soma
    Soma Posts: 699 Forumite
    afternoon
    chocolate is good - not usually for me as I'm lactose tolerant. When I feel bad I go on a binge (pizza and cheesecake) then regret it. Might make myself a hot chocolate with soya milk now you've mentioned it...

    posting on here helps me keep positive. This thread is the only place I can be really honest about my money situation and no one beats me down for it.
  • Hi soma its all about people helping each other through the crummy times keep positive big hugs xxx
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • Afternoon Soma and Happy!

    It is so nice to have somewhere to go and not be judged (I suppose it's on of MSE's mottos isn't it, not to judge?).

    I like being able to keep track of how I've done and being part of other people's achievements.
    Got an email today from a book club offering to completely rectify a dispute I've had with them and am expecting a cheque for over £90 soon! :j

    Am spending today as 'debt day 2' trying to fight illegal default notices. DD is making birthday cakes out of a cardboard box and coloured pencils!

    What is everyone else up to today? :)
    I've got nothing else but I've got my family.
    Mum to Moo age 6, Wills aged 3. 2nd wedding anniversary 11/13!
    :j


  • Soma
    Soma Posts: 699 Forumite
    sounds like some yummy cakes are coming your way ladder :) £90 sounds good

    I'm gonna play free bingo as much as I can today - you never know! I feel really sad. Doing daily clicks but they seem to take ages!
  • Mmm yes I hear cardboard's very filling and great with some custard! hehe. Perhaps this afternoon we'll bake some real cakes, I'm sure DD must be getting a bit bored!

    Just a thought, but have you signed up to https://www.maximiles.co.uk?

    I just click through the regular emails, try a few surveys, and shop online throught them (you get points when you buy from Debenhams etc). 3000 points can get you a food shopping voucher. Or you can redeem about 2000 for various DVDs and even blu-rays! :)
    I've got nothing else but I've got my family.
    Mum to Moo age 6, Wills aged 3. 2nd wedding anniversary 11/13!
    :j


  • Soma
    Soma Posts: 699 Forumite
    I'm very close to a voucher on maximiles. I could do with some cash tho! not doing a lot of shopping online at the mo - used to be crazy with online shopping.
  • I was joking about the chocolate lol. Motivation comes to me from posting, seeing other people in the same, and often much worse, situation as me.REading their posts. I love the fact that no-one knows me and other than the odd troll no-one bothers what you do and everyone encourages you all the way.
    My friends have no idea how bad my situation is, neither does my family. THey would just worry so I don't tell them anything. THey know I am skint and they know I have debt but have no idea as to how much and that's the way it will stay :o
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • Well what a day i am pished off stupid bank is well rubbish... loan has bounced i feel so annoyed arghhhhhhhhhhhhh x
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • O no Happy :( what did the bank do? I HATE banks and building societies alike. BUT I sometimes love the mistakes they make if it benefits me! hehe ;)
    I've got nothing else but I've got my family.
    Mum to Moo age 6, Wills aged 3. 2nd wedding anniversary 11/13!
    :j


  • it bounced cos money didnt show up so now i feel really fed up :( .....
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
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