The long haul supporters thread...

Happytogetdebtfree

Poorbabe yes how weird david cameron in power what does this mean, maybe he will ask credit cards to freeze intrests at 10% untill debts are cleared because the sooner peoples debts are cleared cash is freed up lets send a positive vibe mr camerons way so that he has this idea over morning coffee :d x

niccatw

poorbabe wrote: »

@ ISOM, now that the UK finally has a PM, I too am waiting to find out how much more financial pain I'll be in as a working, childless, socially housed, debt-ridden female .

My finances are (relatively) finely tuned for this and the next tax year and don't allow for a massive tax increase however delicately worded :cool:.

Still, getting used to the 'no money really means no money' lifestyle is helping to improve my cooking skills no end . Haven't given up on finding my own personal chef though as cooking is sometimes over-rated on those evenings when you get home late and cereal is the quickest option :eek::rotfl:

I couldn't agree more! (And also as a female in much the same situ as you, except I bought my flat :eek: - which is when I realised some money-sense would be good!)

poorbabe

So there was I feeling good about about my latest financial manoeuverings, only to get my leccy bill and a note that my monthly DD will double (to £24 per month) but the gas (£15 pm) stays the same for the time being. I'm puzzled as to how my gas usage wasn't too bad over the winter and yet my leccy usage apparently sky-rocketed.

So the £25 per month saving has now reduced to £13. With increased payments to Egg I'll have £6 left to play with. I'll have to put off the search for the personal chef and develop a love for home cooking pretty sharpish methinks :cool:.

Off to read the meters to see if the eventual revised bills are lower or higher. I won't challenge the increased leccy payments though as I've always been in arrears since switching to this company.

talisker78

Good idea on the vibes HPGDF - am working on that now. Think I could tag on something into the vibes - maybe a lifetime supply of chocolate? Will give it a try....

Poorbabe - I hate how they raise your DDs with no notice. The worst I had was they let me sit on £25 a month for about a year then suddenly put it up to £75! Ridiculous! Ok, i was in arrears, but then they let me get into that without sorting it out - grrrrrr.

Utilities and credit card companies - all of them should be whipped naked through the streets of Aberdeen. .... just a thought.....

babyplum

talisker78 wrote: »

HPGDF and scooby - trust me, don't put off kids until you can afford them - you can NEVER afford kids! Its amazing how you get by though. Even with my debt we manage somehow. Frankly as each month goes by I don't know how we do it, but it we do. If you want kids, have kids. You will never be ready for them so don't put it off. I'm sure most people with kids would say the same thing.

Couldn't agree more!

We had decided to put off having children until we had paid off our debts and had our own house but my parents kept telling me that there would never be a "right time" and that if you wait until you can afford it you will be waiting forever.

I didn't agree at the time and didn't want to feel like i was struggling when i had a child to care for. But i am SO pleased my little surprise baby came along when he did. I don't feel like our little boy has missed out on anything. Ok, so we do watch what we spend but we don't have any less fun than any other family, we just find more inventive ways of having days out.

Yes i wish our finacial circumstances we different (don't we all?!) but i would never ever change having our little boy when we did.

babyplum

PS - Thanks for the warm welcome!

Some people on here have scared me in the past!

poorbabe

Update to my utility bills story. Just read the meters and my figures are less than theirs so I'll expect revised bills shortly. It won't reduce the sums owed by much but it's something. In the meantime, I'll make a note to read the meters monthly rather than quarterly.

My one regret was in not having children, but I would agree that waiting til one has the money means there would never be any children! People always manage. After all, our parents did didn't they? Besides the more children are born, the more my old age and medical bills are spread between them, even though I've been paying taxes for oodles

In_Search_Of_Me

lol rethe cereal poorbabe...went to have a bowl of cornflakes (as you do) and mums eaten them!! Forgot I am feeding 2 at the mo lol!!
baby plum sorry you were scared before...hope you will relax and enjoy...pretty friendly bunch really

scoobylicious

Wow you've all been busy on here today Am sending positive vibes to Mr Cameron too! I agree power companies can be really bad with debits etc-I once owed npower nearly £600 by the time I realized :eek:
Thanks for advice babyplum-Happy it seems the general consensus is that we should procreate!! :rotfl::rotfl::rotfl:

scoobylicious

Oh & babyplum it really is ever so friendly on here. Have to admit I was a bit wary at first