The long haul supporters thread...

black_taxi_2

nearly went off the rails this week---re-mortgage for a new kitchen---then read this thread and calmed down

milliemonster

Thanks ISOM, I think that's my problem I'm an all or nothing gal in most things in my life and I need to try to relax a bit and face this as more of a long haul rather than a quick fix

I can budget quite well as in I plan spending for the month, then may go over slightly on the shopping so as it gets to the last week of the month, find we have nothing left in the account so end up using the cards!

A few months ago me and hubby decided to open our own single accounts, just have the joint account for all the normal household bills and our own money in our own accounts and take responsibility each for our debts

whilst going through everything today I notice that he is just paying minimum on everything, hasn't even bothered opening his bills but has also been spending a bit on his most expensive CC aswell so the balance on that now stands at £50 more than it was in March!, I am so mad!!!!

So I think I am going to have to take control again which I didn't want to do as I get fed up of having to take control of everything in our house but hey ho

have adjusted the sig to include his debts now

On the plus side, I have just paid off 2 of our overdrafts so now we only have the one, wahey!!!!

Keeping_Positive

whilst going through everything today I notice that he is just paying minimum on everything, hasn't even bothered opening his bills but has also been spending a bit on his most expensive CC aswell so the balance on that now stands at £50 more than it was in March!, I am so mad!!!!

:mad: men eh!!

Keeping_Positive

black_taxi wrote: »

nearly went off the rails this week---re-mortgage for a new kitchen---then read this thread and calmed down

So easy to fall isnt it?

Soarly tempted to refinance to a lower payment but them saw sense and realised it would add up to a couple of thousand extra in interest.

Welcome back MM

milliemonster

Thanks KP

Gave hubby a good talking to last night so we're back on the wagon, heres to being in the low thirties by xmas

In_Search_Of_Me

now now girls no talk of refinance...we can do it! Day by day, step by step....

out_of_the_dark

Can I join too? My DFD is Oct 2012! And I will be 34 woop woop!

In_Search_Of_Me

out_of_the_dark (169)

welcome ...can you tell us a bit about you?

Happytogetdebtfree

Hi all i am alive i will catch up soon i have been in hiberantion for 2 weeks having a good good rest and nearly ready to kick some serious debt !!! hahaha keep working at it.. ps i know what you mean about the kind banks raining on the parade just when you think you are somewhere they decide to up the apr rate the damn cheek !! xsx

milliemonster

yes really mad at hubby as all his cards have had their apr's increased to at least 20% now because the stupid man has just been making minimum payments the last few months, and we can't get a BT deal due to the amount we owe, it really galls you when you pay £180 off a Natwest Visa to find £155 of that is interest!!!!