The long haul supporters thread...

Happytogetdebtfree

Morning I pay what I can above minimum payment. Like you we can not get a new apr deal so I just don't look at the intrest I just keep paying and do what I can don't let it get you down x x

telboy99

Hi,
Can i join please?
Started with a huge debt two years ago and still owe £150k,yes, one hell of a lot of money and a long story.
Have paid off £48k in 2 years but my debt free date is still 6 years away.
Thanks,
telboy

milliemonster

Hi Telboy and welcome!!!

Happytogetdebtfree

Hi telboy and welcome to the ride of your life choo choo heres to some serious number crunching x

telboy99

Thanks happytogetdebtfree and milliemonster for the warm welcome.
Telboy

In_Search_Of_Me

welcome telboy...will be back tonight to give you number!

In_Search_Of_Me

telboy99 (170)
here you go...welcome!

geranium72

welcome to telboy - lots of us started with big numbers like that so don't worry

Hope everyone is doing ok

Millie - I always read your posts and think you are my twin in a parallel universe - my hubby is exactly the same so I do have to control the finances - he is getting better though!

Have been a bit half hearted for the past year but in the past few months I seem to have got a new lease of life and am reducing the debt at about £1000 per month - i am ignoring how much the interest is on cards though - like Happy - I have to just plug away and not count the cost of the interest I am paying or I would really beat myself up for being so stupid!

Next week will be doing a stack of ebaying to raise some more and clear more debts!

fedupandskint

Hi guys, I'm still here, not been on here for a bit.

I received a letter from M+S Money telling me they were putting the APR rate up to 23%. Thanks!

Not managing to make much progress on debt busting as I am just trying to keep my head above water at the moment. Altho I got my gas and electric bill and it's the lowest it has ever been! That cheered my up as it is less than half of the last one! I've made a note of all the tips to keep if off during the autumn!

I have set myself a target of paying off the CC in the next 4yrs. I'll be well pleased if I do this and if and when I get a bit of compensation it is going to pay some of the CCs off.

Feel a bit downheated really about the little progress I am making. At least I'm not adding to the CC as I 'm not spending on them.

I thought about trying a BT on my HSBC card from the MS card to get th APR down?

On the plus side I have managed a fairly money neutral birthday present for my brother some things bought with ebay earnings and made up a nice little hamper for him.Hopefully he will like it.

I'm thinking much more carefully about present buying for other's - carefully about money spent and what it actually means, whether they want it or not!

I'm wondering whether to make a start on a crochet blanket for my mum for Christmas (altho she may think I'm making her older than she is!) I'd like one!!

Were are my manners? Welcome to all the newbies, jump on the train! Enjoy the ride!

In_Search_Of_Me

hang in there fed up and skint....its all up and down but the main thing so just plug away...we'll get there in the end!