The long haul supporters thread...

fedupandskint

Thanks ISOM.

I know it is ups and downs, I'm glad I realised when I did and stopped burying my head in the sand. Some ups are due I hope and if not, well never mind!

Happytogetdebtfree

Keep up the good work you have done so well these are the hardest times jusy keep plugging you are on the way to the end choo choo xx

jles49

ill be here for the next 7 years unless i win the lottery. Hardly think that will hdappen as i havent won a £10 for months.:p

In_Search_Of_Me

let me know if you want to join us jiles and I'll allocate you a number!
If its any consolation I just checke my account and slippage must stop...

black_taxi_2

not adding on is a huge + skint

i look at this thread when im depressed or think about a new bank loan

Keeping_Positive

Need some motivation at the moment heading backwards

TEK_2

Hi all! Well been reading a few of your posts & I agree, getting a loan to clear CC debts is so tempting. At the moment our brains are working overtime with paying for wedding etc. Going to get this year out the way & see how much progress we can make between September & the end of the year & then decide if the loan is worth going for. We could get a loan that would clear the CC debts & pay my Mum off which would reduce our outgoings by around £150 a month. It is a loan for 8% APR from Tesco over 10 years at £300 a month. Typed the same amount into the snowball calculator & we would be DF in 125 months, but would pay alot more interest in the process. As I say not going to do anything drastic yet, but if we feel it is the right thing to do for us we will go for it. I know consolidation is a big no no but just fed up of getting 3% fees every time we BT or getting refused new CC deals. Whatever way we look at it, we can't see us clearing our debts for at least the next 10 years. Hpe everyone else is ok. KP chin up & i know it's rich coming from me, but try to stay motivated! All the best to all!!

Happytogetdebtfree

Hi guys just at work, hope all is well, loans are not the answer as my big bro said its when you are coming to the final hurdle that it all seems alot more tidier to have one amount leaving the bank each month i like to think its fun spotting when the dd has gone out otherwise id cry.. its 3 weeks to my wedding tek when is yours i think il be doing cartwheels each month when i am chucking what i put on wedding on debts yipeeeee xxx

In_Search_Of_Me

ok I'm gonna be a bit firm with us all.. Loans are not the answer...how many of us started like that - spend too much, take out a loan and spend too much. Its a bit like loosing weight - the ony way to do it is less spending and more paying off. Simples! Not painles but definately simple! I for one am really going to make an effort. I've been rubbish lately - buying breakfast and lunch at work, bits and bobs mostly but quite a few of them so time to stopp faffing and start paying. Anyone want to join me?!!

Happytogetdebtfree

I'm with you hip hip hoooray x