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The long haul supporters thread...

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Comments

  • go jb...one this I realised that every penny off in this climate is a good thing and no mean feat!! Am doing ok this end - being frugal for christmas and debating whether to have a tree which I know is tight but loathe to waste the money for sommat I just chop up and dont like fake trees...two presents to get but otherwise Christmas is done - other than wrapping!
    Nerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.

  • lucielle
    lucielle Posts: 11,515 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Just thought I would post a quickie. Today we have been debt busting for 1 year and paid £20093.47 off our debts. The tips and friendly people have all helped. Couple more years to go before we are DF forever.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • mummum2
    mummum2 Posts: 617 Forumite
    Part of the Furniture Combo Breaker
    lucielle wrote: »
    Just thought I would post a quickie. Today we have been debt busting for 1 year and paid £20093.47 off our debts. The tips and friendly people have all helped. Couple more years to go before we are DF forever.
    L


    Wow Lucielle,

    That's an impressive amount of money shifted! please, please post to let us know how got rid of such a huge amount in such a small space of time. Good of you and looks like you definitely have the know how and I'm sure not only one, but others would like to get some tips from you.:T :T :T :j :j :beer:
    Long Hauler No: 51
    DMP Mutal Support Thread No: 207
    Proud to be dealing with my debts
    DFD - June '13, aiming for December '12
  • impressive paying off 20k 1 year

    why didnt you pay off overdrafts?
    £48515 interest £181 (2009)debt/mortgage-MFIT/T2/T3
    debt/mortgage free 28/11/14
    vanguard shares index isa £1000
    credit union £400
    emergency fund£500
    #81 save 2018£4200
  • well done you. Have been a bit remiss of late but feel back on track now...Just back from staying with friends which makes me realise how frugal I have become in my old age!! My mate said she wanted the old me (ie spend spend spend) back but I said she isnt coming back!! How are people doing with the run up to Christmas?
    Nerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.

  • ltm07
    ltm07 Posts: 966 Forumite
    Hi all! Well been working 7 days a week & will be til next Sunday. It is knackering me out but if it means we can have a good Xmas without overspending too much then it's definately worth it. OH also working all weekend so the enhancements will bump up her wages a bit. Still having problems with bathroom though & neither my mate who did the work or ourselves can put our fingers on exactly where the problem lies. Water still coming through & I think it may be to do with the shower holder being broke & not holding the shower head in position, so the water from shower is hammering the corner of the bath & must be getting through. So will get new shower holder & if that doesn't do the trick then will have to get a professional plumber in to sort it or maybe claim on the insurance. It really is doing our heads in but we will get it sorted sooner or later:rolleyes: !
    Debt at LBM(July 1st 07)-£35,053.92 Debt on 1st Anniversary of LBM(July 1st 08)-£33,170.11 (31st January 09)-£32,318.73Paid off so far £2,735.19(7.8%) Average paid off p.m. £143.95 L/H supporter 115 DFD target February 2018 DFD March 2028. PAD(Started 28/12/08) £253.77 £10 a day Feb £110/£280 WEDDING Paid off £1,585.96 Saved Up £925.40
  • ltm07
    ltm07 Posts: 966 Forumite
    lucielle wrote: »
    Just thought I would post a quickie. Today we have been debt busting for 1 year and paid £20093.47 off our debts. The tips and friendly people have all helped. Couple more years to go before we are DF forever.
    L
    That's a hell of a lot of debt shifted in a year Lucielle, well done to you. We've had a hell of alot to pay out the last couple of months & hope to be back on track in January! All the best!
    Debt at LBM(July 1st 07)-£35,053.92 Debt on 1st Anniversary of LBM(July 1st 08)-£33,170.11 (31st January 09)-£32,318.73Paid off so far £2,735.19(7.8%) Average paid off p.m. £143.95 L/H supporter 115 DFD target February 2018 DFD March 2028. PAD(Started 28/12/08) £253.77 £10 a day Feb £110/£280 WEDDING Paid off £1,585.96 Saved Up £925.40
  • poor you ltm! Have you got some time off over Christmas to chill? A good couple of no spend days here and only 2 presents yet to get...havent even thought about food shopping etc and its lovely to be chilled about it all and watch others run around like headless chickens!
    Nerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.

  • I reckon I'm a long hauler with unsecured debts of around £45,000 so feel free to put me on the list. My income varies a fair bit so having an accurate debt free date is not easy. However, as a person who enjoys symbolism, I set my target for the day that the Olympic flame starts at the opening ceremony in London. I want that day to be my last usecured debt payment. Then I can start really attacking the mortgage.
  • paulwannabedebtfree (154)
    wecome - why not introduce yourself to the folks. Thats a great goal btw - very symbolic too! Go for it!
    Nerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.

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