The long haul supporters thread...

prophecy_grrl

Hi all


Thanks for the well wishes, just thought I'd update to say our baby boy is now with us :beer: :beer:

He's so perfect, puts everything into perspective x

Have paid off the loan that should have beeen our last, so just the car loan left now - more than manageable, even with the extra cost of nappies and formula!

Hope you guys are all well - I reckon I'll be posting less than usual now, but will try and pdate once a month at least x

In_Search_Of_Me

ohh congratulations pg!! Do we get a piccy of him?!! Would love to see him if you feel able to post but understand if you dont want to!
Hugs re the bathroom ltm...mine was est at 100 but ended up being 300 by the time all the bits and bobs were done! Have to be honest that this yer hasnt been great debt busting wise so next year will do better! Still paid some off but want to do more next year! Hows everyone doing in the run up to Christmas?

dubgirl

Hello everyone, welcome to the new face, congratulations to pg and ltm, sorry to hear about your difficulties, hope things improve. Well in terms of Xmas we have done absolutely nothing and are waiting on our wages at the end of November, as we are getting some extra to buy the Xmas pressies, food etc. As normal, we have very little and little room for manouvre, but keep on going. Anyone see survivors tonight, thought it was a bit depressing! take care everyone x

prophecy_grrl

Thanks ISOM and DG - I'm sorry but won't be posting a pic, am a shy DFW!

Hope everyone is doing ok - can't believe I'm on line again! this baby malarky actually seems to have given me more time - naps galore!!!

In_Search_Of_Me

Dont worry pg - can understand why youre scared to post a baby piccy! Hope youre enjoying the baby - sounds as if you are! Yes dubgirl saw survivors but didnt concentrate much...likewise little leeway for Christmas but hey ho! Have warned people that its hm presents this year!!

dubgirl

Hi everyone, hope everything is ok. We are just trundling along as normal, although pleasantly surprised with the extra money I received this month in my wages from sessional work and mileage, it was more than I was expecting. Given up watching 'Survivors' decided that things are depressing enough with out that! got a budget for Xmas pressies and determined that we are going to stick to it and we are now all out on a mission to slash OH cc bills - watch this space on our progress. Have a good weekend all, PMA x

In_Search_Of_Me

Good for you dubgirl! Enjoy the frugal shopping - I've actually enjoyed locating bargains!

ltm07

ltm07 wrote: »

Hello all! Well not been getting on here as much lately, been struck down with flu all week & to be honest, sometimes I need to take a break from here for a few days. Well my mate has been bitting & bobbing doing the bathroom & has still not finished everything. The problem with the leak is still there though so can't use the shower til it is fixed. Not told him yet, as he is so busy on other jobs & I get the impression that he is trying to please too many people & taking too much on. Going to have a chat with him though to see if we would be better gong through insurance. OK it would be £100 excess & it would probably mean a few days inconvenience, but at least we would know that the bathroom is sorted once & for all. So far we have paid out £80 in labour(£40 to my mate & £40 to the plasterer, who plastered the kitchen ceiling) & around £70 for materials, so even trying to get the problem fixed 'on the cheap' is working out expensive! On another negative we have noticed some damp on the top of our bedroom wall. Got a horrible feeling that water getting through from the roof/fascias. It's a bit of a nightmare at the moment, but just watching the news & reading some posts on here about folk being made redundant & losing their homes makes us count our blessings. OH been doing loads of extra shifts & I have carried on working my day off, so that's helped us to stay on top of things the best we can. Reset our monthly payments on the snowball calculator. We did set the payment at £250 per month, but we are going to try a new strategy. The average we have paid off per month since LBM is £190.21, so set the payments at that. So the aim now is to try & improve on our monthly average every month IKWIM, so we can keep bringing DFD nearer. Thanks for reading & I hope all is well with you good people!

Hi all! First of all thanks to ISOM & Dubgirl for your replies & congrats PG on your new arrival! Well the bathroom sorted at last, turned out that the water coming through was down to a small gap under plastic sealing no more than an inch wasn't sealed with silicon! At least it's sorted now, mate nipping around tomorrow to wallpaper the kitchen ceiling. Really bad month for us debt wise though, with paying so much out & we have actually added a bit to our debts. Also cut down again on doing overtime, still doing an extra shift every week but no more than that, I know I should do as much as possible but just sometimes feel like going to work, doing my job & getting home, maybe it's the time of year. Joined the gym a couple of weeks ago. It's £37 a month but this comes out of my £150 monthly budget. Need to get back into shape & I am really enjoying it. Think it will be another poor month next month but hopefully we can start to get back on track next year! Thanks for reading & hope everyone else is well.

black_taxi_2

paying off another smaller loan end of oct means i can contribute an extra £200 a month towards my last two loans.

slowly but surely

jonnyboy80

Well done to everyones progress-haven't posted in a while but just updated my sig and cleared another £450 ish off from last month so getting there slowly! Hoping to clear the 5k mark by the end of the year..!!