The long haul supporters thread...

Keeping_Positive

amyandjon wrote: »

hello id like to join this web page since il be here for the long haul of my journey to debt free sometime 2011 or 2012 any sooner and il be impressed since im saving for a wedding at the same time hehe look forward tio chatting with u all

Hello Amyandjon :wave:

Welcome to our thread. I love the idea of saving for a wedding and debt busting. Gotta have somethng to look forward to.

amyandjon

Morning... imshattered aww deffo fun saving and debt busting at same time just limited to what we can debt bust and what we can save but we shall see....what to do today..... do we introduce ourselves when we get a long haul number hehe :P:cool: xx

dubgirl

Hello everyone, havent posted for while, been really busy. Hello to the new faces and welcome. Still plodding on, for those that dont know we have a DFD probably at the moment of about 40 years from now! Bit a shock at first, but slowly learnt to accept it and do our best to reduce debt quicker, but that is not happening at the moment. OH has recently gone back to full-time work after looking after DS for a year and we dont seem any better off. For those who may remember, we have still not sold our car. x

amyandjon

Hello dubgirl.... hoping to be df by 2011 -2012 we shall see, i want it all now so find it hard to accept anyother way of life grrrrrrrrrr getting used to it mind haha xx

HomeJames_3

Hi everyone can i join the club LBM was 2 years ago in June 2006 so far paid off about a 1/3 of debt its a long slow battle and the temptations are all around!! hoping to be debt free in 2010/2011 before my 40th birthday then planning a big party to celebrate. My DH has paid off most of his debt and has been great with paying for our holidays etc but at times it gets you down not going out and having fun, but we will get there eventually!!!

savingholmes

Thanks for the welcome. We currently owe approx £20-21K (awaiting new statements so can update). We have in the past owed as much as £33K on top of the mortgage. I've posted my SOA here together with some of the areas we are currently struggling with.
http://forums.moneysavingexpert.com/showthread.html?t=1100599

I can also regularly be found on the finished baskets, small dfw things and £10 a day challenge....

In summary in the past we have average £1K overspend a month, got that down to about £300 a month with £840 debt repayment (the £300 ends up on CC so revolving cycle). Trying to get to £840 debt repayment while living within means. Looks at lodgers, cash back sites, surveys competitions selling stuff as a way of raising money. Started looking at old style board but a bit overwhelming there is so much info on there. I'm currently trying the storecupboard challenge - on day 3 now and have set myself a challenge of 8 NSD in August am on 5 so far.

Have OH and 2 kids, 2 cars and a motorbike the latter all have mechanical problems. Want to sell 1 car and a motorbike and replace with 1 vehicle but OH wants to add to debt by buying something more reliable.... don't want to engage in false economy but don't want to fall into any pits either....

Biggest motivation for getting debt free - I earn more but am in a temp job which could end at 1 month's notice (maternity cover) and we want a big celebration in 2 years without crippling ourselves again....

jonnyboy80

Just had to renew the car insurance today which has set me back nearly 500 quid so feeling a bit gutted as was hoping to break the £26k barrier this month!! How is everyone else getting on??!

amyandjon

Hello life in the den, how is eveyone :P ive got to renew pet insurance for 5 animals :P:P quids in at quidico lol :P

In_Search_Of_Me

Just popping in to say that I'll be off for a bit as having minor op so will allocate numbers for newbies when I am back. hugs all! keep plodding!

amyandjon

good luck with the operation lovey look forward to getting my number night night xxx