The long haul supporters thread...

In_Search_Of_Me

dubgirl (113)

Welcome dubgirl! I also havent worked out my dfd but know its about 7 years cos of the loans!! The B**** loans!! Just plod & d your best & you'll get there in the end! A day at a time works for me...
Hugs all - in haste as off babysitting! Wecome back MIT! We all topple off every now & again - its the coming back that counts & better to come back with tail between legs than not at all!!

ltm07

Have a great holiday ITBS. A break will do you the world of good.Also hope you enjoyed your barbie,hopefully the weather will warm up soon so we can do 1 or 2 ourselves. It's the loans that are a pain in the butt to us too ISOM,we're paying nearly £500 a month on them:eek: !All the best to you both & all the other long haulers!!

dubgirl

Thanks for the number, have amended sig accordingly. Does anyone have any suggestions for how I can really give a debt wake up call to my OH. He has kind of woken up to it, but I'm sure we could up our debt repayments to £100 per month without too much tweaking, however he is always reluctant to do so as he thinks we will be worse off and missing on even more. I cant think of what else we would miss out on given our poor state of affairs!

chimp_choker

InTheBrownStuff wrote: »

I kid you not, my first shift as a bouncer in Liverpool and I had a gun pulled on me, didnt put me off though, had a good 5 years or so out of it .

Ah but the difference is i'm just a soft tit!! ..besides 12 hour shifts for £40 wasn't my idea of earning a living.

JPS29

chimp_choker wrote: »

Ah but the difference is i'm just a soft tit!! ...

:rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl:

Just been told off by OH for laughing out so load while she is watchin telly:rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl:

ltm07

dubgirl wrote: »

Thanks for the number, have amended sig accordingly. Does anyone have any suggestions for how I can really give a debt wake up call to my OH. He has kind of woken up to it, but I'm sure we could up our debt repayments to £100 per month without too much tweaking, however he is always reluctant to do so as he thinks we will be worse off and missing on even more. I cant think of what else we would miss out on given our poor state of affairs!

Can't really advise you without your full SOA to be honest,although from your joining date I guess you will have cut down as much as you can. Personally we have found that shopping at the cheaper supermarkets like Aldi,Lidl etc. saves us a good few quid every month. Also do you buy the newspapers? Cutting this out would save you around £15-£20 a month. We hardly buy he newspapers now & read them online & pick up the free Metro newspaper. Just by doing these two things would easily free up the extra £35 you need & wouldn't affect your lifestyles much at all. All the best!

dubgirl

We dont buy things like papers, magazines we have as subscriptions as birthday/Xmas presents from family members and we already do the cheap shopping, cooking from scratch, I suppose what I want is for my OH to be as concerned as I am, he is happy to leave it all up to me at times and doesnt seem to always take it as seriously as me.

ltm07

I know where your coming from,as my OH didn't used to be as concerned as me either,but is now just as concerned as me & tries to make our cash stretch as much as possible. Could you meet OH halfway & suggest you pay £80 for the time being. As others have said,it is really important to take things slowly,or it will get you & OH down if you don't treat yourselves now & again. Good luck,back tomorrow,please let us know how it goes.

Keeping_Positive

Dubgirl why not try saving that amount for a few months to see how doable it is before commitingit to the DMP?

dubgirl

Hi Wendy, that sounds like a good idea, will give it a go. thanks