Cheery's country living adventure
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Thanks folks. Everything has thankfully worked out - garage have agreed to take can to other garage (I did bung them £50! But it's well worth it to not have to miss half a day of work and drive all that way!)
Can't have the new laptop til Tuesday, but I'm hoping we'll be able to collect the other car by then so might be able to combine the two. Phew!
Me and Mr Cheery spent half an hour clearing all the accumulated *stuff* off my desk and the world seems a little clearer (I also turned my emails off for a few hours so I could concentrate on the task I was doing rather than trying to do 18 things at once which also helped!)
Feeling marginally more at peace with the world now...10 -
Glad to hear it Cheery! The garage are doing very well out of you with £50 for a 10 min journey, but agree that it wouldn’t definitely be worth it.Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway8 -
They are indeed, although the other garage is forcing them to ring up before they take it to check they have space so it might end up being a bit of a faff, and of course they've either got to get a taxi back or have two of them go with a second car. Anyway, I don't feel sorry for them!
This evening's excitement (!) is that our first lot of vouchers arrived for the Office for National Statistics study. Bit of a faff to download - I didn't realise we were going to have to choose what retailer we wanted them for immediately, and you can select different amounts for different retailers from the one £50 payment - but you have to decide all in one go.
We decided to keep it simple and plumped for the whole lot from M0rri$$ons - you can't use it for online delivery, you have to spend it in store, but you don't have to spend it all at once. They're our most local big supermarket and the vouchers last a year so they'll definitely get used.
Now I know how it works I'll be prepared next time - there are a couple of places I sometimes buy Christmas presents from so next time I might get vouchers for there.
Just need to decide what to do the freed-up cash. We had £100 of vouchers this time, which we'll spend on food - so what do we do with the £100 freed up from the food budget? I vote the mortgage
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Speaking of the mortgage... I've just been playing around with the spreadsheet after yesterday's monthly DD adjustment.
Mortgage Free Date is now May 2035 (reduced from Feb 2043) I'm DELIGHTED - this means I'll be only just 55 when it ends, rather than almost 63.
My not so secret goal is to get rid of the whole thing by the time I'm 50 I worked out the other day that if I stay in this job and add my annual salary increment to the mortgage every year we'll make it even without adding anything else
Wonder what I'd need to do to get rid of it by the time I'm 45?! Suspect that might be quite outlandish But we can certainly get it down further I reckon!
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Oooh loving the mortgage over payment talk! I can’t wait to buy my house so I can overpay! I see it as a challenge!8
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I'm loving having a big thing to aim for! Although I think I would have been happier if it hadn't been £215k at the start
Realised I'll mess up my plans if I decide to go part time at some point of course... but that'll be a very well considered decision and a good trade off - and I won't do it til I'm promoted so it should all balance out!11 -
(I will go to sleep soon, honest...)
Just realised I had £8.21 sat in Prolific so I've cashed that out and it can go the mortgage as well when it arrives10 -
Very exciting calculations Cheery! I’m sure you can do 45 - then you could go part time as you’d be MF!Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway7 -
Ha, you're right! I reckon I could stick another 5 years if I knew I'd be MF at the end of it - could probably drop down to 2 days a week then
Hmm, will keep calculating
Wide awake at 5.30 this morning, no idea why. I normally sleep really well but this last week or so I haven't. Work is quite stressy at the minute and I often wake up thinking about that, so maybe that's just it and it'll settle down once term starts properly.
Anyway, got up at 6.30 in the end, opened the door of the chicken house (they just looked at me and didn't move ). Done a workout now - it was only 30 mins long so I'm not sure where the rest of the time went...
Really windy this morning! (Outside, not me )11 -
It's tempting, isn't it?!
Hope work settles down for you soon - it's not good that it's intruding on your sleep. Don't blame the chickens for giving you funny looks this morning - far too cold and windy here at that time, so I'm sure it was colder and windier with you!Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway10
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