Cheery's country living adventure
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I'm going to have that in my head for hours now....😂Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!5 -
Lol you lot!
Rainy rainy rainy here the last couple of days, and lots of thunder and lightning too. Good for the garden, although my single water butt (off the greenhouse) isn't collecting as quickly as I'd like. Still, Mr Cheery has been roofing the chicken run (although not today, far too wet for ladders and clambering) so once we start collecting from there too, things should speed up.
Not much else to report. Had our online funding interview yesterday - technologically everything was fine, and I think we did a good job. Should find out before the weekend, fingers crossed. Makes no difference to me money-wise, other than generally being a good thing for promotion (which would obviously make a difference longer term). At least we don't have long to wait!
What else? I did buy some make up online the other day... I don't have a big stash, and have run out of almost everything - doesn't matter too much of course but I was acutely aware when I started preparing for this interview yesterday I confess it was nice to dress in something other than jeans for a day as well - put my posh frock on! Although I went outside to tell Mr Cheery how it had gone afterwards, and a neighbour I'd not met before walked down our footpath with her dog had to explain that I don't usually hang out in the garden in my interview clothes
Planted out the peas the other day, and the sweetcorn and some of the kale yesterday. All still seems to be alive this morning so that's good, and is currently getting a good soak. I'm still moving other things out during the day and back in at night, but at this stage I think it's warm enough that I'd rather things were outside (especially as there's clearly a snail or two living somewhere in the greenhouse slowly munching its way through my cabbages...) Hoping once everything's outside in the ground rather than pots it will be able to grow a bit more quickly and get past the stage where one snail can decimate the whole crop overnight...
Meeting up with a couple of pals this afternoon for a takeaway ice cream Hope the weather clears up a bit else it's going to be rather ridiculous!!
Hope all well with the rest of you...
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Right - just sent a slightly grumpy email to Avanti who have so far failed to process my refund for a journey I didn't take in March. They've requested - and I have sent - photographs of my cut up tickets, but each time they have claimed they haven't received them, and asked me to send them again I've done this four times now - including embedding them in the email, and then sending them a screenshot of the picture embedded in the email they just replied to saying they hadn't got it. Grrr.
My last email was 5 days ago and I've had no response so it's now all forwarded onto the complaints team. I've spent 2 months going back and forth and I can't help but think this is a delaying tactic - I wonder how many people would give up at this point, especially if it wasn't for a big amount of money? Mine was over £100 so I'm certainly not giving up! (I am quite bored of it though...)
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Hi Cheery - I had a really long delay with SWR to get a refund for my season's ticket (3 weeks +1 day unused out of a monthly pass) - Applied on April 6th & didn't see the money until June 3rd!!! - I agree that they are all trained in delay tactics!
Took three phone calls, two e-mail complaints and a livechat with someone 'higher up' to give them my credit card details AGAIN before they would process it, and I had to get them to recalculate the amount, as they had short changed me a full day's fare (almost 30GBP!). Surely, they should have given me my hourly rate as well for the amount of time I invested sorting out their incompetencies!!! (is that even a word?) My cheeky sis pointed out that as I was irate, they probably needed to go out and buy a dictionary to understand me! 🤣🤣🤣🤣🤣
By contrast though, my repayment for extra December strike compensation went through in 2 days! Confirmed their e-mail assessment on the 13th of June & money was on the card by the 15th. Perhaps it was because they initiated that one? - RT xx
4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)17 YEARS 4 MONTHS LEFT OF 20 YEARS6 -
"Trained" in delay tactics.... Unintended pun 😂?Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!6 -
Lawks, Dearest Cheery & chums - I came on this fred to read all about saving money antics and find it all awash, wif lexicographers and semantics...................
Greying XPounds for Panes £3,005/£10,000 - start date Dec 2023
Coins for Camping (May) - £0/£15 (Camping TTD - £75/90)
Grocery spend May £144.39/215
Non-food household spend May £24.01/30
Bulk Fund May 0/£15
Knitted items for charity 1/24 (inc. Blankets 1/6)11 -
Lol - not at all intended - I'm not skilled in the use of a pun 🤣4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)17 YEARS 4 MONTHS LEFT OF 20 YEARS7
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South_coast said:"Trained" in delay tactics.... Unintended pun 😂?(I just lurve spiders!)
INFJ(Turbulent).
Her Greenliness Baroness Pyxis of the Alphabetty, Pinnacle of Peadom and Official Brainbox
Founder Member: 'WIMPS ANONYMOUS' and 'VICTIMS of the RANDOM HEDGEHOG'
I'm in a clique! It's a clique of one! It's a unique clique!
I love :eek:7 -
rtandon27 said:Took three phone calls, two e-mail complaints and a livechat with someone 'higher up' to give them my credit card details AGAIN before they would process it, and I had to get them to recalculate the amount, as they had short changed me a full day's fare (almost 30GBP!). Surely, they should have given me my hourly rate as well for the amount of time I invested sorting out their incompetencies!!! (is that even a word?)
Cheery I hope you get somewhere with the tickets soon. It does make you wonder - they don't seem to consider that the money owed could be the difference between putting a meal on the table or not for some people at the moment. (Although I appreciate not us.)Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway8 -
GP!!!!
Good to see you hunny - you sneaked on & off again! Hope to see you again soon! xxxxxx4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)17 YEARS 4 MONTHS LEFT OF 20 YEARS6
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